In times of medical emergencies, it is not uncommon to feel overwhelmed and helpless. Not only do you have to worry about the health of your loved one, but you also have to grapple with the financial implications of such a crisis.
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Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs. adding more
In times of medical emergencies, it is not uncommon to feel overwhelmed and helpless. Not only do you have to worry about the health of your loved one, but you also have to grapple with the financial implications of such a crisis.
Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs. adding more
In times of medical emergencies, it is not uncommon to feel overwhelmed and helpless. Not only do you have to worry about the health of your loved one, but you also have to grapple with the financial implications of such a crisis.
Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs. adding more. Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs. adding more. Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs. adding more.Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs. adding more
Liver disease patients may have specific micronutrient and vitamin deficiencies that need to be addressed.
Patients with cirrhosis may be deficient in vitamin D, which is essential for bone health.
Patients with alcoholic liver disease may be deficient in vitamin B1, which is needed for energy metabolism.
Patients can be at a higher risk of deficiencies in micronutrients such as folate, vitamin A, riboflavin, nicotinamide, calcium, zinc, magnesium, pyridoxine, vitamin K and B12 vitamins asas one more, reopen, some more content
5 Comprehensive National Insurance Schemes That Can Help You In Medical Emergencies
5 Comprehensive National Insurance Schemes That Can Help You In Medical Emergencies
In times of medical emergency, it is difficult to manage the financial aspect of treatment. Thankfully, the Indian Government has a number of schemes in place to provide assistance to those in need.
In times of medical emergency, it is difficult to manage the financial aspect of treatment. Thankfully, the Indian Government has a number of schemes in place to provide assistance to those in need.
Published on: 15 February, 2023
Published on: 15 February, 2023
In times of medical emergencies, it is not uncommon to feel overwhelmed and helpless. Not only do you have to worry about the health of your loved one, but you also have to grapple with the financial implications of such a crisis.
Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs.
Here are 5 national schemes that provide insurance coverage to patients in times of medical need, regardless of their age or location:
1. Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana – PMJAY)
PMJAY is a national public insurance fund that aims to provide free access to health insurance for low-income earners in the country, in both public and enlisted private healthcare facilities.
Benefit cover of INR 5 lakhs is provided per family, per year
Patients can avail free secondary health care for specialist treatment and tertiary health care for hospitalisation
Caters to poor families in both rural and urban areas
Facilitates cashless healthcare services
Patient can be recompensed for the transportation cost incurred pre and post-hospitalization period
The scheme also covers medical examination and diagnostic expenditure, pre and post-hospitalisation costs, follow-up treatment expenses, medicine and consumables costs, accommodation fees, and even food services
To apply, the applicant will be required to get themselves identified at the nearest PM-JAY enlisted hospital or Community Service Centre (CSC) and produce their Aadhaar Card/PAN Card, contact details, caste certificate and income certificate
To check if your name is on the beneficiary list or that you are eligible for Ayushman Bharat, click here.
A patient is not eligible for financial assistance under PM-JAY, if
They own a vehicle
They are a government employee
Their monthly income exceeds INR 10,000
They live in a well-constructed house
They hold a Kisan card
They own agricultural land of more than 5 acres and farming machinery
They own a refrigerator and landline connection in their house
Read more about PMJAY, here.
2. Central Government Health Scheme (CGHS)
CGHS provides comprehensive healthcare facilities to government officials and pensioners, residing across 71 cities where this scheme is currently in operation.
The scheme requires beneficiaries covered to be residing in India
Benefits of the scheme can be availed on family-floater basis
Covers treatments under allopathy, homoeopathy, and the Indian system of medicine
The scheme provides reimbursement on expenses incurred on emergency treatments at government or private hospitals
It also covers OPD treatment, medication charges and consultation costs at government hospitals or polyclinics and indoor treatment at government or CGHS enlisted hospitals
To apply:
A currently serving employee will be required to produce proof of residency, disablement certificate from a valid authority in case a dependent is differently-abled, proof of residency and age of the dependent
A pensioner will be required to produce proof of residency, disablement certificate from a valid authority in case a dependent is differently-abled, proof of residency and age of the dependent, attested copies of PPO/provisional PPO/last pay certificate, Surrender Certificate (if CGHS card was issued during service) and demand draft
Read more, here.
3. Employees’ State Insurance Scheme (ESI)
ESI is an integrated social security plan tailored to provide workers in factories and other establishments like road transport, hotels, restaurants, newspapers, shops etc., medical care at enlisted hospitals during certain health-related eventualities. It is the legal responsibility of the employer to register for the ESI scheme and enroll all their employees, under the ESI Act.
Medical expenses are covered from day one of employment
The insured person must draw monthly wages of less than INR 21,000 and be employed in a non-seasonal factory with over 10 employees to avail the scheme’s benefits
The worker is eligible for cash benefits in the case of sickness, disability, maternity, physical rehabilitation, etc.
The scheme provides maternity benefit of 100% of wages for 12 weeks
In the event of an employee becoming temporarily or permanently disabled, they are supplied a monthly wage of 90%
The insured can receive 70% of cash benefits during medical leave for a maximum of 91 days.
To apply, the employer will be required to produce a registration certificate or licence under the Shops and Establishment Act or Factory Act, partnership deed for partnership firms and Certificate of Registration for Private Limited Companies, list of all workers with their monthly compensation details, address proof and PAN card of all employees as well as the business entity, list of shareholders, partners, and directors of the establishment and employee attendance registers
Read more, here.
4. Universal Health Insurance Scheme
The UHIS is an insurance plan offering coverage for all medical expenses for persons falling below poverty line and above poverty line.
Insurance coverage is on family-floater basis
Insurance companies will help with enrolling in this scheme
The income must be lesser than the sum insured amount for BPL families and more than the sum insured amount for APL families
The insured members are reimbursed for medical expenses incurred during hospitalisation for any illness, disease, or injury sustained by them
Each family is liable to receive INR 30,000 as hospitalisation benefit, which includes maternity benefit
Minimum claim expenses are limited to INR 15,000 (excluding maternity benefits)
The insured member or their spouse may receive INR 50 for a maximum of 15 days, in case they are hospitalised due to illness or an accident. This is provided from the 4th day of hospitalisation.
People aged between 5 and 70 years can avail the benefits of the scheme
Children aged between 3 months and 5 years old are covered with their parents under the scheme.
The premium is calculated at INR 365 annually
Families with 5 members or less have to pay an annual premium of INR 548
Families with more than 5 but less than 7 members have to pay an annual premium of INR 73
To apply, a BPL applicant is required to produce certificate providing proof of BPL status from Tehsildar or Block Development Officer of the State Revenue Department
Read more, here.
5. Janani Shishu Suraksha Karyakram (JSSK)
SSK enables expecting mothers and sick newborns to access better facilities and institutional care at government hospitals.
The scheme provides free and cashless delivery, c-section, treatment, drugs and consumables, diagnostics and diet, provision of blood, transport from home to health institutions, transport between facilities in case of referral, drop back from institutions to home and exemption from all kinds of user charges
The benefits are extended to all antenatal & postnatal complications of pregnancy
To apply, an applicant will be required to register at any government health centre and produce an Aadhar card, caste certificate, and Ration card (BPL)
In times of medical emergencies, it is not uncommon to feel overwhelmed and helpless. Not only do you have to worry about the health of your loved one, but you also have to grapple with the financial implications of such a crisis.
Fortunately, the Indian Government has put in place a number of schemes and initiatives to help those in need. Through these government programs, individuals and families can access financial assistance for medical care and other related costs.
Here are 5 national schemes that provide insurance coverage to patients in times of medical need, regardless of their age or location:
1. Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana – PMJAY)
PMJAY is a national public insurance fund that aims to provide free access to health insurance for low-income earners in the country, in both public and enlisted private healthcare facilities.
Benefit cover of INR 5 lakhs is provided per family, per year
Patients can avail free secondary health care for specialist treatment and tertiary health care for hospitalisation
Caters to poor families in both rural and urban areas
Facilitates cashless healthcare services
Patient can be recompensed for the transportation cost incurred pre and post-hospitalization period
The scheme also covers medical examination and diagnostic expenditure, pre and post-hospitalisation costs, follow-up treatment expenses, medicine and consumables costs, accommodation fees, and even food services
To apply, the applicant will be required to get themselves identified at the nearest PM-JAY enlisted hospital or Community Service Centre (CSC) and produce their Aadhaar Card/PAN Card, contact details, caste certificate and income certificate
To check if your name is on the beneficiary list or that you are eligible for Ayushman Bharat, click here.
A patient is not eligible for financial assistance under PM-JAY, if
They own a vehicle
They are a government employee
Their monthly income exceeds INR 10,000
They live in a well-constructed house
They hold a Kisan card
They own agricultural land of more than 5 acres and farming machinery
They own a refrigerator and landline connection in their house
Read more about PMJAY, here.
2. Central Government Health Scheme (CGHS)
CGHS provides comprehensive healthcare facilities to government officials and pensioners, residing across 71 cities where this scheme is currently in operation.
The scheme requires beneficiaries covered to be residing in India
Benefits of the scheme can be availed on family-floater basis
Covers treatments under allopathy, homoeopathy, and the Indian system of medicine
The scheme provides reimbursement on expenses incurred on emergency treatments at government or private hospitals
It also covers OPD treatment, medication charges and consultation costs at government hospitals or polyclinics and indoor treatment at government or CGHS enlisted hospitals
To apply:
A currently serving employee will be required to produce proof of residency, disablement certificate from a valid authority in case a dependent is differently-abled, proof of residency and age of the dependent
A pensioner will be required to produce proof of residency, disablement certificate from a valid authority in case a dependent is differently-abled, proof of residency and age of the dependent, attested copies of PPO/provisional PPO/last pay certificate, Surrender Certificate (if CGHS card was issued during service) and demand draft
Read more, here.
3. Employees’ State Insurance Scheme (ESI)
ESI is an integrated social security plan tailored to provide workers in factories and other establishments like road transport, hotels, restaurants, newspapers, shops etc., medical care at enlisted hospitals during certain health-related eventualities. It is the legal responsibility of the employer to register for the ESI scheme and enroll all their employees, under the ESI Act.
Medical expenses are covered from day one of employment
The insured person must draw monthly wages of less than INR 21,000 and be employed in a non-seasonal factory with over 10 employees to avail the scheme’s benefits
The worker is eligible for cash benefits in the case of sickness, disability, maternity, physical rehabilitation, etc.
The scheme provides maternity benefit of 100% of wages for 12 weeks
In the event of an employee becoming temporarily or permanently disabled, they are supplied a monthly wage of 90%
The insured can receive 70% of cash benefits during medical leave for a maximum of 91 days.
To apply, the employer will be required to produce a registration certificate or licence under the Shops and Establishment Act or Factory Act, partnership deed for partnership firms and Certificate of Registration for Private Limited Companies, list of all workers with their monthly compensation details, address proof and PAN card of all employees as well as the business entity, list of shareholders, partners, and directors of the establishment and employee attendance registers
Read more, here.
4. Universal Health Insurance Scheme
The UHIS is an insurance plan offering coverage for all medical expenses for persons falling below poverty line and above poverty line.
Insurance coverage is on family-floater basis
Insurance companies will help with enrolling in this scheme
The income must be lesser than the sum insured amount for BPL families and more than the sum insured amount for APL families
The insured members are reimbursed for medical expenses incurred during hospitalisation for any illness, disease, or injury sustained by them
Each family is liable to receive INR 30,000 as hospitalisation benefit, which includes maternity benefit
Minimum claim expenses are limited to INR 15,000 (excluding maternity benefits)
The insured member or their spouse may receive INR 50 for a maximum of 15 days, in case they are hospitalised due to illness or an accident. This is provided from the 4th day of hospitalisation.
People aged between 5 and 70 years can avail the benefits of the scheme
Children aged between 3 months and 5 years old are covered with their parents under the scheme.
The premium is calculated at INR 365 annually
Families with 5 members or less have to pay an annual premium of INR 548
Families with more than 5 but less than 7 members have to pay an annual premium of INR 73
To apply, a BPL applicant is required to produce certificate providing proof of BPL status from Tehsildar or Block Development Officer of the State Revenue Department
Read more, here.
5. Janani Shishu Suraksha Karyakram (JSSK)
SSK enables expecting mothers and sick newborns to access better facilities and institutional care at government hospitals.
The scheme provides free and cashless delivery, c-section, treatment, drugs and consumables, diagnostics and diet, provision of blood, transport from home to health institutions, transport between facilities in case of referral, drop back from institutions to home and exemption from all kinds of user charges
The benefits are extended to all antenatal & postnatal complications of pregnancy
To apply, an applicant will be required to register at any government health centre and produce an Aadhar card, caste certificate, and Ration card (BPL)
Read more, here.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit www.milaap.org or call us on +91 9916174848 to get started now.
For more information, write to us at cx@milaap.org.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit www.milaap.org or call us on +91 9916174848 to get started now.
For more information, write to us at cx@milaap.org.
Written by:
Anoushka Pinto
Written by:
Anoushka Pinto
Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know
Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know
In medical emergencies, the government can help you out. There are various government schemes and funding options available so you can access the help you need when facing medical crises.
In medical emergencies, the government can help you out. There are various government schemes and funding options available so you can access the help you need when facing medical crises.
Published on: 23 January, 2023
Published on: 23 January, 2023
A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.
Here are 4 national schemes that provide treatment aid to patients with life-threatening diseases, regardless of their age or location:
1. Prime Minister’s National Relief Fund (PMNRF)
The Prime Minister's National Relief Fund provides financial aid to underprivileged patients suffering from major life-threatening diseases, to cover part of their treatment costs and enable them to receive treatment at any government/PMNRF enlisted hospitals.
PMNRF runs on public contributions and does not receive any budgetary support
Funds are allocated on the approval of the Prime Minister
To apply, the applicant will be required to produce a duly completed and signed application form addressed to the Prime Minister, copy of income certificate, copy of ration card, two passport-size photographs of the patient, original medical certificate clearly stating the type of disease, and cost estimate of treatment
Under the umbrella scheme of Rashtriya Arogya Nidhi, patients living below poverty line and suffering from major life-threatening diseases can avail financial aid and receive medical treatment at any of the 13 enlisted super specialty government hospitals or institutes.
Patients receive a one-time grant of INR 2 lakh (up to INR 5 lakh depending on urgency)
There is no reimbursement for expenditure already incurred
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under RAN, if
Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
They or their family member is a government servant
They are receiving treatment in a private hospital
The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 27 enlisted regional cancer centres.
Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
There is no reimbursement for expenditure already incurred
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under HMCPF, if:
Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
They or their family member is a government servant
They are receiving treatment in a private hospital
Health Minister’s Discretionary Grant is another component of the umbrella scheme of RAN, providing up to INR 1.25 lakhs to poor and underprivileged patients suffering from rare illnesses, whose annual income is INR 1.25 lakhs or less, to settle a part of the medical expenditure incurred in government hospitals or institutes.
Reimbursement of expenditure already incurred is not authorised
Prolonged treatment involving recurring expenditure is not permissible
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under HMDG, if:
The disease is of common nature with inexpensive treatments
They or their family member is a government servant
They are receiving treatment in a private hospital
Read more about HMDG and find the complete list of diseases/treatments and hospitals, here.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit www.milaap.org or call us on +91 9916174848 to get started now.
Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka
Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka
Palliative care centres provide holistic care and support to critically ill patients by ensuring personalised care and treatment plans to improve the quality of life and reduce suffering.
Published on: 25 January, 2023
Palliative care centres provide holistic care and support to critically ill patients by ensuring personalised care and treatment plans to improve the quality of life and reduce suffering.
Published on: 25 January, 2023
Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illnesses. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.
Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.
Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.
Here is a district-wise list of some of the top palliative care centres in Karnataka: as
*Pinch/scroll or double-tap/double-click to zoom in on any area.
Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illnesses. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.
Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.
Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.
Here is a district-wise list of some of the top palliative care centres in Karnataka:
*Pinch/scroll or double-tap/double-click to zoom in on any area.
1. Bangalore Urban
Aster CMI Hospital
Address: 43/2, New Airport Road, NH-7 Outer Ring Rd, Sahakar Nagar Bangalore, Karnataka 560092
Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.
Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.
Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know
Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know
In medical emergencies, the government can help you out. There are various government schemes and funding options available so you can access the help you need when facing medical crises.
In medical emergencies, the government can help you out. There are various government schemes and funding options available so you can access the help you need when facing medical crises.
Published on: 23 January, 2023
Published on: 23 January, 2023
A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.
Here are 4 national schemes that provide treatment aid to patients with life-threatening diseases, regardless of their age or location:
1. Prime Minister’s National Relief Fund (PMNRF)
The Prime Minister's National Relief Fund provides financial aid to underprivileged patients suffering from major life-threatening diseases, to cover part of their treatment costs and enable them to receive treatment at any government/PMNRF enlisted hospitals.
PMNRF runs on public contributions and does not receive any budgetary support
Funds are allocated on the approval of the Prime Minister
To apply, the applicant will be required to produce a duly completed and signed application form addressed to the Prime Minister, copy of income certificate, copy of ration card, two passport-size photographs of the patient, original medical certificate clearly stating the type of disease, and cost estimate of treatment
Under the umbrella scheme of Rashtriya Arogya Nidhi, patients living below poverty line and suffering from major life-threatening diseases can avail financial aid and receive medical treatment at any of the 13 enlisted super specialty government hospitals or institutes.
Patients receive a one-time grant of INR 2 lakh (up to INR 5 lakh depending on urgency)
There is no reimbursement for expenditure already incurred
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under RAN, if
Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
They or their family member is a government servant
They are receiving treatment in a private hospital
The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 27 enlisted regional cancer centres.
Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
There is no reimbursement for expenditure already incurred
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under HMCPF, if:
Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
They or their family member is a government servant
They are receiving treatment in a private hospital
Health Minister’s Discretionary Grant is another component of the umbrella scheme of RAN, providing up to INR 1.25 lakhs to poor and underprivileged patients suffering from rare illnesses, whose annual income is INR 1.25 lakhs or less, to settle a part of the medical expenditure incurred in government hospitals or institutes.
Reimbursement of expenditure already incurred is not authorised
Prolonged treatment involving recurring expenditure is not permissible
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under HMDG, if:
The disease is of common nature with inexpensive treatments
They or their family member is a government servant
They are receiving treatment in a private hospital
Read more about HMDG and find the complete list of diseases/treatments and hospitals, here.
A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.
Here are 4 national schemes that provide treatment aid to patients with life-threatening diseases, regardless of their age or location:
1. Prime Minister’s National Relief Fund (PMNRF)
The Prime Minister's National Relief Fund provides financial aid to underprivileged patients suffering from major life-threatening diseases, to cover part of their treatment costs and enable them to receive treatment at any government/PMNRF enlisted hospitals.
PMNRF runs on public contributions and does not receive any budgetary support
Funds are allocated on the approval of the Prime Minister
To apply, the applicant will be required to produce a duly completed and signed application form addressed to the Prime Minister, copy of income certificate, copy of ration card, two passport-size photographs of the patient, original medical certificate clearly stating the type of disease, and cost estimate of treatment
Under the umbrella scheme of Rashtriya Arogya Nidhi, patients living below poverty line and suffering from major life-threatening diseases can avail financial aid and receive medical treatment at any of the 13 enlisted super specialty government hospitals or institutes.
Patients receive a one-time grant of INR 2 lakh (up to INR 5 lakh depending on urgency)
There is no reimbursement for expenditure already incurred
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under RAN, if
Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
They or their family member is a government servant
They are receiving treatment in a private hospital
The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 27 enlisted regional cancer centres.
Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
There is no reimbursement for expenditure already incurred
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under HMCPF, if:
Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
They or their family member is a government servant
They are receiving treatment in a private hospital
Health Minister’s Discretionary Grant is another component of the umbrella scheme of RAN, providing up to INR 1.25 lakhs to poor and underprivileged patients suffering from rare illnesses, whose annual income is INR 1.25 lakhs or less, to settle a part of the medical expenditure incurred in government hospitals or institutes.
Reimbursement of expenditure already incurred is not authorised
Prolonged treatment involving recurring expenditure is not permissible
To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
A patient is not eligible for financial assistance under HMDG, if:
The disease is of common nature with inexpensive treatments
They or their family member is a government servant
They are receiving treatment in a private hospital
Read more about HMDG and find the complete list of diseases/treatments and hospitals, here.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit www.milaap.org or call us on +91 9916174848 to get started now.
Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illnesses. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.
Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.
Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.
Here is a district-wise list of some of the top palliative care centres in Karnataka: without template while editing
A Parent's Triumph: My Child’s Victory Over Blood Cancer
A Parent's Triumph: My Child’s Victory Over Blood Cancer
Published on: 13 March, 2023
Published on: 13 March, 2023
When a parent is told that their child has been diagnosed with blood cancer, it can be a devastating experience. It is an incredibly frightening and overwhelming time for any family, especially because it suddenly feels beyond comprehension and you don’t know how to respond to it.
After her baby boy was diagnosed with a blood cancer in 2021, Jyothi found herself navigating an unfamiliar world. Read on to know how she found strength to fight for her son’s life.
When a parent is told that their child has been diagnosed with blood cancer, it can be a devastating experience. It is an incredibly frightening and overwhelming time for any family, especially because it suddenly feels beyond comprehension and you don’t know how to respond to it.
After her baby boy was diagnosed with a blood cancer in 2021, Jyothi found herself navigating an unfamiliar world. Read on to know how she found strength to fight for her son’s life.
An unforeseen diagnosis that shook us to our core
An unforeseen diagnosis that shook us to our core
When he was 6 months old, I noticed some odd patterns in my son. He had been healthy and happy up to that point, but then he stopped gaining any weight, and would refuse to eat or drink anything. I kept a close eye on him and tried to get him the nutrition he needed, but it only seemed to get worse when he was 9 months old.
I tried to ignore the nagging feeling in my gut, telling me that something wasn’t right. But I was watching his health deteriorate day by day and knew I had to get him checked out. Just after his 1st birthday, when his condition worsened, we had some tests done. When the results were in my hand, three words stared back at me – acute lymphoblastic leukaemia.
I couldn’t believe it. All the sleepless nights and endless days of worrying, and my worst fears had been confirmed. How could this be happening? How could my child have blood cancer? I couldn’t wrap my head around it, but the reality was staring me in the face. I had to stay strong for my son, but inside I was broken. He was only one year old, and it seemed so unfair that he had to go through this.
When he was 6 months old, I noticed some odd patterns in my son. He had been healthy and happy up to that point, but then he stopped gaining any weight, and would refuse to eat or drink anything. I kept a close eye on him and tried to get him the nutrition he needed, but it only seemed to get worse when he was 9 months old.
I tried to ignore the nagging feeling in my gut, telling me that something wasn’t right. But I was watching his health deteriorate day by day and knew I had to get him checked out. Just after his 1st birthday, when his condition worsened, we had some tests done. When the results were in my hand, three words stared back at me – acute lymphoblastic leukaemia.
I couldn’t believe it. All the sleepless nights and endless days of worrying, and my worst fears had been confirmed. How could this be happening? How could my child have blood cancer? I couldn’t wrap my head around it, but the reality was staring me in the face. I had to stay strong for my son, but inside I was broken. He was only one year old, and it seemed so unfair that he had to go through this.
Navigating the unknown journey ahead
Navigating the unknown journey ahead
It was a difficult time for my husband and I, as we tried to come to terms with our son’s diagnosis and the implications it had on our lives. I felt a sense of helplessness and fear that I had never experienced before. Cancer is such a formidable word and is almost always associated with death. Having studied nursing, I knew better. Yet, the first thought that came to my mind was that I was going to lose my baby.
I felt powerless as the doctors explained the treatment plan and the risks involved. All I wanted to do was make sure my son would survive this. We were determined to do whatever we could to give him a fighting chance.
It was a difficult time for my husband and I, as we tried to come to terms with our son’s diagnosis and the implications it had on our lives. I felt a sense of helplessness and fear that I had never experienced before. Cancer is such a formidable word and is almost always associated with death. Having studied nursing, I knew better. Yet, the first thought that came to my mind was that I was going to lose my baby.
I felt powerless as the doctors explained the treatment plan and the risks involved. All I wanted to do was make sure my son would survive this. We were determined to do whatever we could to give him a fighting chance.
Each cycle of chemotherapy was a rollercoaster
Each cycle of chemotherapy was a rollercoaster
Watching my precious baby suffer through the excruciating pain of chemotherapy was more than any mother should have to bear. It hurt me immensely when I would see his face filled with shock and fear of the needles and injections, and when he would cry whilst undergoing treatment. Each day felt like an eternity, and the worry of how he was going to make it through the treatment weighed heavily on me.
My husband, a government employee, had diligently been saving over the years, but all of it was quickly used up in the desperate attempt to keep our child alive. Even his current salary was not spared, with most of it going towards our child’s chemotherapy. The cost of treatment quickly drained our finances and we soon found ourselves left with no resources. I even reached out to our families, but they made no effort to help us. Even my own parents had turned their back on us in our darkest hour.
I had held out hope that chemotherapy would be enough for our baby to fight off this cancer. But after 4 rigorous cycles of treatment, I was being told he needed a bone marrow transplant. It seemed that no matter how hard we tried, the odds were stacked against us. We knew our financial situation would make a bone marrow transplant nearly impossible, yet we couldn’t let our baby suffer any longer.
Watching my precious baby suffer through the excruciating pain of chemotherapy was more than any mother should have to bear. It hurt me immensely when I would see his face filled with shock and fear of the needles and injections, and when he would cry whilst undergoing treatment. Each day felt like an eternity, and the worry of how he was going to make it through the treatment weighed heavily on me.
My husband, a government employee, had diligently been saving over the years, but all of it was quickly used up in the desperate attempt to keep our child alive. Even his current salary was not spared, with most of it going towards our child’s chemotherapy. The cost of treatment quickly drained our finances and we soon found ourselves left with no resources. I even reached out to our families, but they made no effort to help us. Even my own parents had turned their back on us in our darkest hour.
I had held out hope that chemotherapy would be enough for our baby to fight off this cancer. But after 4 rigorous cycles of treatment, I was being told he needed a bone marrow transplant. It seemed that no matter how hard we tried, the odds were stacked against us. We knew our financial situation would make a bone marrow transplant nearly impossible, yet we couldn’t let our baby suffer any longer.
My sister was the only one I could rely on, and she tried to help us to the best of her abilities. But at some point, even she couldn’t continue to support us anymore. My husband and I were so thankful that our son was still with us, but at the same time, we were deeply worried about how we were going to manage the next phase of his treatment. We needed to find a way to make this work, no matter the cost.
My sister was the only one I could rely on, and she tried to help us to the best of her abilities. But at some point, even she couldn’t continue to support us anymore. My husband and I were so thankful that our son was still with us, but at the same time, we were deeply worried about how we were going to manage the next phase of his treatment. We needed to find a way to make this work, no matter the cost.
A miraculous turn of events
A miraculous turn of events
Seeing our plight, my cousin introduced us to Milaap. At first, I was hesitant to reach out to strangers for help. After all, we had never asked for any help our entire lives. But, my cousin assured me that there were people willing to help us in our time of need, and I decided to give it a try. So, with my cousin’s help, we created a fundraiser, filled in all the necessary details, and soon enough, our plea was up on Milaap.
I shared the fundraiser among my friends, and they passed it onto people in their networks, and so on and so forth. We had settled on a goal amount of INR 20 lakhs, as quoted in the estimation provided by the hospital, for our fundraising efforts. Meanwhile, we started looking into other means to arrange funds as well. Trying to arrange for the money was an uphill battle, but I put my trust and faith in God.
Soon, we started to receive donations from the community. Seeing our friends and even strangers reach out to help us was truly overwhelming and it filled us with renewed energy to fight for our son’s life.
Seeing our plight, my cousin introduced us to Milaap. At first, I was hesitant to reach out to strangers for help. After all, we had never asked for any help our entire lives. But, my cousin assured me that there were people willing to help us in our time of need, and I decided to give it a try. So, with my cousin’s help, we created a fundraiser, filled in all the necessary details, and soon enough, our plea was up on Milaap.
I shared the fundraiser among my friends, and they passed it onto people in their networks, and so on and so forth. We had settled on a goal amount of INR 20 lakhs, as quoted in the estimation provided by the hospital, for our fundraising efforts. Meanwhile, we started looking into other means to arrange funds as well. Trying to arrange for the money was an uphill battle, but I put my trust and faith in God.
Soon, we started to receive donations from the community. Seeing our friends and even strangers reach out to help us was truly overwhelming and it filled us with renewed energy to fight for our son’s life.
How Milaap helped
How Milaap helped
I was so grateful to have the Milaap team by our side throughout this difficult journey. They were there to answer all of our questions, no matter how small, and provide us with constant support. They were just a phone call away and I felt comforted, knowing that I could rely on them. They were kind, patient, and understanding – always looking out for our best interests.
I was so grateful to have the Milaap team by our side throughout this difficult journey. They were there to answer all of our questions, no matter how small, and provide us with constant support. They were just a phone call away and I felt comforted, knowing that I could rely on them. They were kind, patient, and understanding – always looking out for our best interests.
With the help of our friends, and the kindness of strangers through the fundraising platform, we were able to put together enough funds for our son’s bone marrow transplant. It was a long, arduous journey to get to this moment of joy. On December 21st, 2021, he underwent the procedure and I felt a wave of relief wash over me as the doctor declared that the bone marrow transplant had been a success.
I have seen first-hand the financial strain caused by medical bills. Thankfully, we came to discover crowdfunding in our time of need, which gave us the opportunity to reach out for help. It has been an incredible blessing for us and I truly believe it can be a helpful solution, a lifeline, for people who are struggling financially and can’t afford treatment.
With the help of our friends, and the kindness of strangers through the fundraising platform, we were able to put together enough funds for our son’s bone marrow transplant. It was a long, arduous journey to get to this moment of joy. On December 21st, 2021, he underwent the procedure and I felt a wave of relief wash over me as the doctor declared that the bone marrow transplant had been a success.
I have seen first-hand the financial strain caused by medical bills. Thankfully, we came to discover crowdfunding in our time of need, which gave us the opportunity to reach out for help. It has been an incredible blessing for us and I truly believe it can be a helpful solution, a lifeline, for people who are struggling financially and can’t afford treatment.
Finding strength through adversity: Parting message
From the moment my child was diagnosed, my world changed forever. Over the past 2 years, I remained strong and did everything in my power to help my child beat this disease. Even though it was a difficult journey, I am proud of him for being so brave throughout his cancer treatment.
To anyone that may be facing a similar situation as me, I want to say – put your faith in God. He has always been there for me to lean on, to guide me and provide me with the courage to stay strong in the face of adversity. I whole-heartedly believe that it was God’s blessings that were bestowed on me and my child through the Milaap donors. My child is now cancer-free, and I live each day of my life grateful to everyone who played a huge part in his miraculous recovery.
Also, don’t be afraid to ask for help when you need it. I was scared and overwhelmed, and the idea of reaching out for help seemed too daunting. In the end, I am so glad that I took the leap and asked for help because it allowed us to get the care and treatment my child needed in order to get better. We were surrounded by an outpouring of love and support, and I realised that asking for help became the best decision of my life.
Share this story with someone who could benefit from this advice or inspiration, especially if they are going through a similar situation.
Finding strength through adversity: Parting message
From the moment my child was diagnosed, my world changed forever. Over the past 2 years, I remained strong and did everything in my power to help my child beat this disease. Even though it was a difficult journey, I am proud of him for being so brave throughout his cancer treatment.
To anyone that may be facing a similar situation as me, I want to say – put your faith in God. He has always been there for me to lean on, to guide me and provide me with the courage to stay strong in the face of adversity. I whole-heartedly believe that it was God’s blessings that were bestowed on me and my child through the Milaap donors. My child is now cancer-free, and I live each day of my life grateful to everyone who played a huge part in his miraculous recovery.
Also, don’t be afraid to ask for help when you need it. I was scared and overwhelmed, and the idea of reaching out for help seemed too daunting. In the end, I am so glad that I took the leap and asked for help because it allowed us to get the care and treatment my child needed in order to get better. We were surrounded by an outpouring of love and support, and I realised that asking for help became the best decision of my life.
Share this story with someone who could benefit from this advice or inspiration, especially if they are going through a similar situation.
Need help meeting emergency medical expenses for you or a loved one? You can easily raise funds for medical treatment and get the help you need in times of crisis with Milaap. It is simple, secure and free!
Visit www.milaap.org or call us on +91 9916174848 to get started now.
Need help meeting emergency medical expenses for you or a loved one? You can easily raise funds for medical treatment and get the help you need in times of crisis with Milaap. It is simple, secure and free!
Visit www.milaap.org or call us on +91 9916174848 to get started now.
The Tasteful Way To Manage Liver Disease: Eating For Health
The Tasteful Way to Manage Liver Disease: Eating for Health
Eating a balanced, nutritious diet is essential to managing liver disease. The right diet can help you feel better and stay healthier. Learn what foods to eat, what to avoid, and how to make healthy choices for your condition.
Eating a balanced, nutritious diet is essential to managing liver disease. The right diet can help you feel better and stay healthier. Learn what foods to eat, what to avoid, and how to make healthy choices for your condition.
Published on: 23 February, 2023
Published on: 23 February 2023
Liver disease is a silent killer that affects millions of people worldwide. It is a complex medical condition that can be influenced by several factors, including lifestyle and nutrition. Proper nutrition plays a crucial role in the management of liver disease. A well-planned diet can help manage symptoms, improve liver function, and prevent complications.
How a diet can impact liver health
Liver disease is a condition that affects the liver’s ability to function effectively. There are various types of liver disease, including cirrhosis, non-alcoholic fatty liver disease (NAFLD), and alcoholic liver disease. Diet can significantly impact the progression of liver disease and its severity. In fact, research shows that patients with liver disease who lack proper nourishment are more likely to experience complications, as opposed to when they follow a dietary regimen exclusive to maintaining liver health.
Types of liver disease & their dietary requirements
A well-planned diet can help manage symptoms, improve liver function, and prevent complications. The nutritional requirements for liver disease patients vary depending on the type of liver disease they have:
Cirrhosis
Non-alcoholic fatty liver disease (NAFLD)
Alcoholic liver disease
Hepatitis A, B, C, D, E
Cirrhosis
Patients with cirrhosis require a diet that is low in sodium, high in calories, and moderate in protein.
Non-alcoholic fatty liver disease (NAFLD)
Patients with NAFLD require a diet that is low in fat, high in fibre, and rich in antioxidants.
Alcoholic liver disease
Patients with alcoholic liver disease should avoid alcohol and follow a diet that is rich in fruits, vegetables, and whole grains.
Hepatitis A, B, C, D, E
Patients with hepatitis need to consume foods rich in high-fibre carbohydrates and protein.
Understanding macronutrients and food choices that help improve liver function
Macronutrients are the building blocks of a healthy diet, and they include carbohydrates, protein, and fat. Liver disease patients should pay attention to their macronutrient intake to ensure that they are getting the right balance.
Nutritional requirements
Liver disease patients tend to retain body fluid (sodium), which necessitates a diet with lower salt intake to prevent fluid build-up in their stomach.
Foods low in fat are highly recommended as a high-fat diet can lead to the worsening of liver health
Proteins are essential for tissue repair and maintenance
Carbohydrates are essential for the upkeep of liver health, and make up a well-balanced nutritious diet for liver disease patients.
Small, frequent meals may be better tolerated than large meals.
Patients should also avoid fasting or skipping meals, as this can cause complications.
Increase your water intake
Foods to eat
Whole grain cereals
Legumes
Green leafy vegetables and gourds
Citrus fruits and berries
Ginger, garlic and turmeric
Low fat milk products
White meat
Egg whites
Fish
Nuts and seeds
Omega-6 essential fatty acids
Green tea
Foods to avoid
Highly salted food
Alcohol
Caffeinated drinks
Fast food and takeout
Processed or canned foods
Deep fried foods
Red meat
Sweets and pastries
Butter, lard, cheese, margarine
Refined cereals
Undercooked food
Iron-rich foods
You can consult a registered dietitian or nutritionist who specializes in liver disease to develop a personalized nutrition plan.
Recommended micronutrients and vitamins for liver disease patients
Liver disease patients may have specific micronutrient and vitamin deficiencies that need to be addressed.
Patients with cirrhosis may be deficient in vitamin D, which is essential for bone health.
Patients with alcoholic liver disease may be deficient in vitamin B1, which is needed for energy metabolism.
Patients can be at a higher risk of deficiencies in micronutrients such as folate, vitamin A, riboflavin, nicotinamide, calcium, zinc, magnesium, pyridoxine, vitamin K and B12 vitamins
Managing liver disease through nutrition is essential for patients to improve their health and quality of life. Nutrition education and counseling can provide patients with the knowledge and skills necessary to follow a healthy diet, manage their symptoms, and improve their overall health and well-being. By following a healthy diet and seeking professional help, liver disease patients can live a longer, healthier life.
Liver disease is a silent killer that affects millions of people worldwide. It is a complex medical condition that can be influenced by several factors, including lifestyle and nutrition. Proper nutrition plays a crucial role in the management of liver disease. A well-planned diet can help manage symptoms, improve liver function, and prevent complications.
How a diet can impact liver health
Liver disease is a condition that affects the liver’s ability to function effectively. There are various types of liver disease, including cirrhosis, non-alcoholic fatty liver disease (NAFLD), and alcoholic liver disease. Diet can significantly impact the progression of liver disease and its severity. In fact, research shows that patients with liver disease who lack proper nourishment are more likely to experience complications, as opposed to when they follow a dietary regimen exclusive to maintaining liver health.
Types of liver disease & their dietary requirements
A well-planned diet can help manage symptoms, improve liver function, and prevent complications. The nutritional requirements for liver disease patients vary depending on the type of liver disease they have:
Cirrhosis
Non-alcoholic fatty liver disease (NAFLD)
Alcoholic liver disease
Hepatitis A, B, C, D, E
Cirrhosis
Patients with cirrhosis require a diet that is low in sodium, high in calories, and moderate in protein.
Non-alcoholic fatty liver disease (NAFLD)
Patients with NAFLD require a diet that is low in fat, high in fibre, and rich in antioxidants.
Alcoholic liver disease
Patients with alcoholic liver disease should avoid alcohol and follow a diet that is rich in fruits, vegetables, and whole grains.
Hepatitis A, B, C, D, E
Patients with hepatitis need to consume foods rich in high-fibre carbohydrates and protein.
Understanding macronutrients and food choices that help improve liver function
Macronutrients are the building blocks of a healthy diet, and they include carbohydrates, protein, and fat. Liver disease patients should pay attention to their macronutrient intake to ensure that they are getting the right balance.
Nutritional requirements
Liver disease patients tend to retain body fluid (sodium), which necessitates a diet with lower salt intake to prevent fluid build-up in their stomach.
Foods low in fat are highly recommended as a high-fat diet can lead to the worsening of liver health
Proteins are essential for tissue repair and maintenance
Carbohydrates are essential for the upkeep of liver health, and make up a well-balanced nutritious diet for liver disease patients.
Small, frequent meals may be better tolerated than large meals.
Patients should also avoid fasting or skipping meals, as this can cause complications.
Increase your water intake
Foods to eat
Whole grain cereals
Legumes
Green leafy vegetables and gourds
Citrus fruits and berries
Ginger, garlic and turmeric
Low fat milk products
White meat
Egg whites
Fish
Nuts and seeds
Omega-6 essential fatty acids
Green tea
Foods to avoid
Highly salted food
Alcohol
Caffeinated drinks
Fast food and takeout
Processed or canned foods
Deep fried foods
Red meat
Sweets and pastries
Butter, lard, cheese, margarine
Refined cereals
Undercooked food
Iron-rich foods
You can consult a registered dietitian or nutritionist who specializes in liver disease to develop a personalized nutrition plan.
Recommended micronutrients and vitamins for liver disease patients
Liver disease patients may have specific micronutrient and vitamin deficiencies that need to be addressed.
Patients with cirrhosis may be deficient in vitamin D, which is essential for bone health.
Patients with alcoholic liver disease may be deficient in vitamin B1, which is needed for energy metabolism.
Patients can be at a higher risk of deficiencies in micronutrients such as folate, vitamin A, riboflavin, nicotinamide, calcium, zinc, magnesium, pyridoxine, vitamin K and B12 vitamins
Managing liver disease through nutrition is essential for patients to improve their health and quality of life. Nutrition education and counseling can provide patients with the knowledge and skills necessary to follow a healthy diet, manage their symptoms, and improve their overall health and well-being. By following a healthy diet and seeking professional help, liver disease patients can live a longer, healthier life.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Simply visit www.milaap.org or request for a call to get started now.
In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit www.milaap.org or call us on +91 9916174848 to get started now.
In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit www.milaap.org or call us on +91 9916174848 to get started now.
How My Husband’s Unwavering Love And Support Helped Me Beat Breast Cancer
How My Husband’s Unwavering Love And Support Helped Me Beat Breast Cancer
Published on: 22 February, 2023
Published on: 22 February, 2023
Most of us live our lives thinking that tomorrow is always promised. We believe, at least subconsciously, that the routine that we follow every day will define the rest of our days, and do not expect anything bad to happen that could change up our lives forever.
In 2019, Bina was diagnosed with breast cancer. She shares her story of resilience, courage and hope in the face of this difficult journey. Read about her experience and how she found strength to fight the disease.
Most of us live our lives thinking that tomorrow is always promised. We believe, at least subconsciously, that the routine that we follow every day will define the rest of our days, and do not expect anything bad to happen that could change up our lives forever.
In 2019, Bina was diagnosed with breast cancer. She shares her story of resilience, courage and hope in the face of this difficult journey. Read about her experience and how she found strength to fight the disease.
The first sign of trouble
The first sign of trouble
If I could describe my life with my husband in one word, it would be ‘peaceful’. We were happy and content with each other. In 2019, I had been already undergoing treatment for a gynaecological issue when I noticed a hard lump under my arm, close to my chest. I didn’t think much of it at that time, but I decided to talk to my doctor about it. I wasn’t prepared for what was to happen next.
If I could describe my life with my husband in one word, it would be ‘peaceful’. We were happy and content with each other. In 2019, I had been already undergoing treatment for a gynaecological issue when I noticed a hard lump under my arm, close to my chest. I didn’t think much of it at that time, but I decided to talk to my doctor about it. I wasn’t prepared for what was to happen next.
Hit with a shocking diagnosis
Hit with a shocking diagnosis
When I told my doctor about the hard lump, she told me to get a biopsy and a mammogram done. When she was telling me about these tests, I felt a sense of fear build in me – slowly but surely. But I still did not think of the worst outcome at this point because my husband was there to support me throughout. But when the reports came, I was numbed by what I was reading. I had a malignant breast tumour. The only questions that ran through my head at the time were – How will my husband, a chronic rheumatoid arthritis patient, be able to take me to the hospital regularly? Secondly, we did not have insurance to cover cancer treatment – how will we manage?
When I told my doctor about the hard lump, she told me to get a biopsy and a mammogram done. When she was telling me about these tests, I felt a sense of fear build in me – slowly but surely. But I still did not think of the worst outcome at this point because my husband was there to support me throughout. But when the reports came, I was numbed by what I was reading. I had a malignant breast tumour. The only questions that ran through my head at the time were – How will my husband, a chronic rheumatoid arthritis patient, be able to take me to the hospital regularly? Secondly, we did not have insurance to cover cancer treatment – how will we manage?
‘You just focus on your recovery, I’ll take care of the rest’
‘You just focus on your recovery, I’ll take care of the rest’
My husband has been my pillar of strength right from the heydays of our marriage. So when we left home for treatment in Kolkata, he told me on the train that I don’t have to worry about money. He told me to be positive and try to focus on taking things one day at a time.
Being a mature individual, he counselled me about the side effects of chemotherapy like hair loss, vomiting, diarrhoea etc. He used to keep telling me that this is just a dark phase of our life and we will overcome it soon. Together. He had been dealing with chronic pain in his joints all his life, but he had chosen to ignore it to focus on my healing and recovery. His love kept me going.
My husband has been my pillar of strength right from the heydays of our marriage. So when we left home for treatment in Kolkata, he told me on the train that I don’t have to worry about money. He told me to be positive and try to focus on taking things one day at a time.
Being a mature individual, he counselled me about the side effects of chemotherapy like hair loss, vomiting, diarrhoea etc. He used to keep telling me that this is just a dark phase of our life and we will overcome it soon. Together. He had been dealing with chronic pain in his joints all his life, but he had chosen to ignore it to focus on my healing and recovery. His love kept me going.
I slowly started losing my hair, my confidence and my vigour
I slowly started losing my hair, my confidence and my vigour
The doctor who did the biopsy and mammography counselled us not to worry, and told us to be positive. My family doctor gave me the additional morale boost I desperately needed. We planned to go to TMH, Mumbai, initially for treatment but on the advice of my husband’s colleague, we finalised on Apollo Multispeciality Hospital, Kolkata, as everybody spoke highly of the onco-surgeon there.
The treatment started with a review of the biopsy slide. The first phase of treatment was surgery. This was followed by 21 days of chemotherapy. The side effects of chemotherapy were unbearable. I had immediate hair loss after the first cycle. I couldn’t bear seeing my lush long tresses fall off like this. Vomiting and nausea, coupled with fear and anxiety became the highlight of my treatment. I could not bear to look at myself in the mirror because I was a changed person. But my joint family, including my son and husband, were very supportive. They did not make me feel like I was getting weaker and because of them, I tried to forget the pain.
The doctor who did the biopsy and mammography counselled us not to worry, and told us to be positive. My family doctor gave me the additional morale boost I desperately needed. We planned to go to TMH, Mumbai, initially for treatment but on the advice of my husband’s colleague, we finalised on Apollo Multispeciality Hospital, Kolkata, as everybody spoke highly of the onco-surgeon there.
The treatment started with a review of the biopsy slide. The first phase of treatment was surgery. This was followed by 21 days of chemotherapy. The side effects of chemotherapy were unbearable. I had immediate hair loss after the first cycle. I couldn’t bear seeing my lush long tresses fall off like this. Vomiting and nausea, coupled with fear and anxiety became the highlight of my treatment. I could not bear to look at myself in the mirror because I was a changed person. But my joint family, including my son and husband, were very supportive. They did not make me feel like I was getting weaker and because of them, I tried to forget the pain.
We held on to every shred of hope
We held on to every shred of hope
The first part of the treatment was surgery, followed by 8 cycles of chemotherapy and 26 sessions of radiotherapy. All the three modes of treatment cost around INR 14-15 Lakhs which was borne by my husband from his savings.
When my radiotherapy sessions got over, the doctor told us that I needed 17 cycles of chemotherapy again, after a 21-day interval. He had also added that I needed an urgent surgery to get a chemo port inserted as my vein was not able to be traced for chemotherapy. It was a difficult time for my husband, both mentally and financially because we immediately needed around INR 2 Lakhs. He had already run out of funds and was scrambling to arrange some money when one of his schoolmates called him. After learning about our situation, the friend suggested that we try fundraising through Milaap.
The first part of the treatment was surgery, followed by 8 cycles of chemotherapy and 26 sessions of radiotherapy. All the three modes of treatment cost around INR 14-15 Lakhs which was borne by my husband from his savings.
When my radiotherapy sessions got over, the doctor told us that I needed 17 cycles of chemotherapy again, after a 21-day interval. He had also added that I needed an urgent surgery to get a chemo port inserted as my vein was not able to be traced for chemotherapy. It was a difficult time for my husband, both mentally and financially because we immediately needed around INR 2 Lakhs. He had already run out of funds and was scrambling to arrange some money when one of his schoolmates called him. After learning about our situation, the friend suggested that we try fundraising through Milaap.
How Milaap helped
How Milaap helped
My husband’s friend was the person who initiated the documentation process to start the fundraising process on Milaap. I learned later that it was fairly simple and straightforward, and we could get the campaign running immediately. When my husband shared the Milaap fundraiser link with our relatives and friends, many of them were not even aware about my disease. I got calls and messages of solidarity from them, which gave me strength to fight. Every individual in our circle contributed as much as they could, and as we saw that funds were being raised, we felt a certain sense of calm that cannot be explained in words.
The target amount was INR 6 lakhs because we had anticipated an extended period of treatment which would include many cycles of chemo and if necessary, more surgery. We were able to raise close to INR 4 lakhs – which was enough to get the pending bills cleared for my immediate treatment. The rest of my chemo sessions were funded by my husband’s salary. The Milaap team was very supportive, right from the registration to the money withdrawal process. The team was quick to respond on both emails and calls. All the team members were polite and supportive as well.
I believe that crowdfunding can be a viable option for people who cannot afford healthcare, as it allows individuals to appeal to a wide audience for financial support. It has helped many people to cover the costs of medical treatments and expenses that they would not have been able to afford otherwise.
Finding strength through adversity: Parting message
After undergoing two years of intensive treatment, it was really a good feeling knowing that now my body can take a break from any kind of treatment-related pain. I am also happy that now I could spend lots of quality time with my family members because I really missed doing that while in hospital.
I have adopted healthier habits, such as exercising regularly, eating a balanced diet, and reducing stress levels. I am also undergoing regular check-ups and screenings with my doctor. I would say that I have become a more positive person in general.
If you are currently fighting a similar illness, my advice would be to prioritise your health and well-being. Follow your healthcare provider’s advice, take any prescribed medications or treatments as directed, and make self-care a priority. It’s important to seek support from family, friends, or a support group if you need it. Remember that recovery is a journey, and it may take time and patience, but there is always hope for a brighter future. Stay strong, stay positive, and believe in your ability to overcome this challenge.
Share this story with someone who could benefit from this advice or inspiration, especially if they are going through a similar situation.
My husband’s friend was the person who initiated the documentation process to start the fundraising process on Milaap. I learned later that it was fairly simple and straightforward, and we could get the campaign running immediately. When my husband shared the Milaap fundraiser link with our relatives and friends, many of them were not even aware about my disease. I got calls and messages of solidarity from them, which gave me strength to fight. Every individual in our circle contributed as much as they could, and as we saw that funds were being raised, we felt a certain sense of calm that cannot be explained in words.
The target amount was INR 6 lakhs because we had anticipated an extended period of treatment which would include many cycles of chemo and if necessary, more surgery. We were able to raise close to INR 4 lakhs – which was enough to get the pending bills cleared for my immediate treatment. The rest of my chemo sessions were funded by my husband’s salary. The Milaap team was very supportive, right from the registration to the money withdrawal process. The team was quick to respond on both emails and calls. All the team members were polite and supportive as well.
I believe that crowdfunding can be a viable option for people who cannot afford healthcare, as it allows individuals to appeal to a wide audience for financial support. It has helped many people to cover the costs of medical treatments and expenses that they would not have been able to afford otherwise.
Finding strength through adversity: Parting message
After undergoing two years of intensive treatment, it was really a good feeling knowing that now my body can take a break from any kind of treatment-related pain. I am also happy that now I could spend lots of quality time with my family members because I really missed doing that while in hospital.
I have adopted healthier habits, such as exercising regularly, eating a balanced diet, and reducing stress levels. I am also undergoing regular check-ups and screenings with my doctor. I would say that I have become a more positive person in general.
If you are currently fighting a similar illness, my advice would be to prioritise your health and well-being. Follow your healthcare provider’s advice, take any prescribed medications or treatments as directed, and make self-care a priority. It’s important to seek support from family, friends, or a support group if you need it. Remember that recovery is a journey, and it may take time and patience, but there is always hope for a brighter future. Stay strong, stay positive, and believe in your ability to overcome this challenge.
Share this story with someone who could benefit from this advice or inspiration, especially if they are going through a similar situation.
Need help meeting emergency medical expenses for you or a loved one? You can easily raise funds for medical treatment and get the help you need in times of crisis with Milaap. It is simple, secure and free!
Visit www.milaap.org or call us on +91 9916174848 to get started now.
Need help meeting emergency medical expenses for you or a loved one? You can easily raise funds for medical treatment and get the help you need in times of crisis with Milaap. It is simple, secure and free!
Visit www.milaap.org or call us on +91 9916174848 to get started now.
A Parent's Triumph: My Child’s Victory Over Heart Disease
A Parent's Triumph: My Child’s Victory Over Heart Disease
Published on: 30 January, 2023
Published on: 30 January, 2023
It was around mid 2021, that we were graced with the biggest blessing of our lives. My wife and I learned that we were expecting our *first* child and we were absolutely thrilled! I distributed sweets to celebrate, and was being congratulated by everyone around me. At that moment I had thought that after enduring 2 challenging years, this the beginning of a brand new journey. But, I spoke too soon.
It was around mid 2021, that we were graced with the biggest blessing of our lives. My wife and I learned that we were expecting our *first* child and we were absolutely thrilled! I distributed sweets to celebrate, and was being congratulated by everyone around me. At that moment I had thought that after enduring 2 challenging years, this the beginning of a brand new journey. But, I spoke too soon.
The start of a journey that changed everything
The start of a journey that changed everything
Flash forward to *December 2021*, my wife went into early labour and our daughter was born through a C-section, in the 8th month of pregnancy. She had to remain in neonatal care for over 10 days before we were allowed to take her home. She weighed only 1.4 kgs at the time of birth, and although she seemed healthy, the fact that she was born premature made me extremely anxious.
25 days later, we were asked to bring her back for an all-round check-up. The doctor checked her from head to toe, and ran many routine tests on her. Everything seemed normal – until they confirmed that they had detected issues in my baby’s heart. I was shocked and rather perturbed by the results and because I knew it would require a lot of money to get her treated.
Flash forward to *December 2021*, my wife went into early labour and our daughter was born through a C-section, in the 8th month of pregnancy. She had to remain in neonatal care for over 10 days before we were allowed to take her home. She weighed only 1.4 kgs at the time of birth, and although she seemed healthy, the fact that she was born premature made me extremely anxious.
25 days later, we were asked to bring her back for an all-round check-up. The doctor checked her from head to toe, and ran many routine tests on her. Everything seemed normal – until they confirmed that they had detected issues in my baby’s heart. I was shocked and rather perturbed by the results and because I knew it would require a lot of money to get her treated.
Dealing with an unforeseen diagnosis
Dealing with an unforeseen diagnosis
My baby was diagnosed with ______________. I enquired about a surgery for this condition, and the doctor told me straight away that they don’t operate on newborns as it is a very risky procedure. A child should weigh a maximum of 5kgs to undergo heart surgery. I was , and scrambled to look for other options.
My baby was diagnosed with ______________. I enquired about a surgery for this condition, and the doctor told me straight away that they don’t operate on newborns as it is a very risky procedure. A child should weigh a maximum of 5kgs to undergo heart surgery. I was , and scrambled to look for other options.
Navigating through the challenges
Navigating through the challenges
We were then referred to a superspecialty hospital in the city, and I managed to get an appointment for a consultation with a heart surgeon, who let us know that our baby had some holes in her heart. He stressed that they needed to be rectified immediately, else she could suffer from an infection or excessive fluid build-up in her lungs, which could be life-threatening.
I agreed to the surgery and asked for further details on what we needed to do. But hearing that it wouldn’t be the experienced senior-most surgeon, but a junior surgeon performing the surgery, I immediately had cold-feet and declined treatment.
Weeks later, I sought another hospital and consulted the heart surgeon there. Alas, he too said he couldn’t operate on my child for the same reason as the others – she was much too small to withstand such a complex surgical procedure.
By now, doubts had begun to cloud my mind and I wondered if my baby would be able to get surgery. The possibilities were so low and everything thereafter looked bleak. Simultaneously, I had also been dealing with my paralysed father’s medical expenses. All these unfortunate events happened to us at the same time, and pushed us to the edge of complete misery.
We were then referred to a superspecialty hospital in the city, and I managed to get an appointment for a consultation with a heart surgeon, who let us know that our baby had some holes in her heart. He stressed that they needed to be rectified immediately, else she could suffer from an infection or excessive fluid build-up in her lungs, which could be life-threatening.
I agreed to the surgery and asked for further details on what we needed to do. But hearing that it wouldn’t be the experienced senior-most surgeon, but a junior surgeon performing the surgery, I immediately had cold-feet and declined treatment.
Weeks later, I sought another hospital and consulted the heart surgeon there. Alas, he too said he couldn’t operate on my child for the same reason as the others – she was much too small to withstand such a complex surgical procedure.
By now, doubts had begun to cloud my mind and I wondered if my baby would be able to get surgery. The possibilities were so low and everything thereafter looked bleak. Simultaneously, I had also been dealing with my paralysed father’s medical expenses. All these unfortunate events happened to us at the same time, and pushed us to the edge of complete misery.
Grieving a sudden loss
Grieving a sudden loss
Prior to my daughter’s birth, I had managed to save up about INR 3 lakhs. But all of it was spent in meeting the daily NICU and medical costs, when she was born. In fact, the bills went beyond the amount I could shell out. So I was running on zero balance, and no credit at all!
Meanwhile, my father too was struggling a lot. He wouldn’t talk to us about it, but we knew that not being able to move around freely as he once did had put a lot of mental strain on him. Unable to deal with it all, my father took his own life on 25 December, 2021.
Prior to my daughter’s birth, I had managed to save up about INR 3 lakhs. But all of it was spent in meeting the daily NICU and medical costs, when she was born. In fact, the bills went beyond the amount I could shell out. So I was running on zero balance, and no credit at all!
Meanwhile, my father too was struggling a lot. He wouldn’t talk to us about it, but we knew that not being able to move around freely as he once did had put a lot of mental strain on him. Unable to deal with it all, my father took his own life on 25 December, 2021.
Finally, a breakthrough
Finally, a breakthrough
I had been vocal about my predicament with my employers at the time. Knowing my situation well, one of them told me, “Let’s do this – we’ll get together and raise funds. But first, take your baby to Narayana Hrudayalaya. I’m sure you’ll find something there.” Yet, I was still quite hesitant because I had no money whatsoever to put towards my baby’s treatment. Then again, we’d already wasted so much time shuffling through so many hospitals. What’s one more?
It took us about 3 days to speak with the surgeons and finalise things at Narayana Hrudayalaya. They reiterated the pressing need for surgery, however, they said it had to be done within the next 15 days. The entire procedure was estimated to cost INR 5 lakhs, and once again I felt completely defeated. But then I saw how babies as small as my daughter underwent heart surgery successfully and that reignited my hopes that my child could get better.
By sheer luck, I found out about the hospital’s medical fund and I approached the administration. I explained my situation to them and they asked me for a day’s time to look into my application. True to their word, they contacted me the very next day to inform me that I was eligible for a concession, bringing the estimated surgery costs down to INR 3.2 lakhs. Though I was overjoyed, I was well aware that we still had a huge obstacle that needed to be tackled – FUNDS.
I had been vocal about my predicament with my employers at the time. Knowing my situation well, one of them told me, “Let’s do this – we’ll get together and raise funds. But first, take your baby to Narayana Hrudayalaya. I’m sure you’ll find something there.” Yet, I was still quite hesitant because I had no money whatsoever to put towards my baby’s treatment. Then again, we’d already wasted so much time shuffling through so many hospitals. What’s one more?
It took us about 3 days to speak with the surgeons and finalise things at Narayana Hrudayalaya. They reiterated the pressing need for surgery, however, they said it had to be done within the next 15 days. The entire procedure was estimated to cost INR 5 lakhs, and once again I felt completely defeated. But then I saw how babies as small as my daughter underwent heart surgery successfully and that reignited my hopes that my child could get better.
By sheer luck, I found out about the hospital’s medical fund and I approached the administration. I explained my situation to them and they asked me for a day’s time to look into my application. True to their word, they contacted me the very next day to inform me that I was eligible for a concession, bringing the estimated surgery costs down to INR 3.2 lakhs. Though I was overjoyed, I was well aware that we still had a huge obstacle that needed to be tackled – FUNDS.
How Milaap helped
How Milaap helped
While we had been making arrangements for the surgery at the hospital, my employer had started a fundraiser in Milaap to help with my baby’s treatment expenses. I had no idea what fundraising was, and expressed my concerns to my employer. But she assured me that it wasn’t a mammoth task, “Don’t worry, just follow my instructions, and you will receive the help you need.”
She told me to gather all my baby’s medical documents and estimation letters to add to the fundraiser, then asked me to share the link to the fundraiser over Whatsapp with everyone I knew. I’d been working in Bangalore for nearly 10 years then, and I knew about 200 to 300 people. So I shared it with all of them, and they all donated some amount within their capacity.
What happened after this caught me completely off guard. Within 6 days of setting up the fundraiser, we had managed to raise the full goal amount. My employer told me that we finally had INR 3.2 lakhs to pay for my baby’s surgery and I couldn’t hold back my tears. I was overwhelmed with happiness and gratitude. By the grace of God and with help from so many kind donors, my baby successfully underwent heart surgery in February 2022.
While we had been making arrangements for the surgery at the hospital, my employer had started a fundraiser in Milaap to help with my baby’s treatment expenses. I had no idea what fundraising was, and expressed my concerns to my employer. But she assured me that it wasn’t a mammoth task, “Don’t worry, just follow my instructions, and you will receive the help you need.”
She told me to gather all my baby’s medical documents and estimation letters to add to the fundraiser, then asked me to share the link to the fundraiser over Whatsapp with everyone I knew. I’d been working in Bangalore for nearly 10 years then, and I knew about 200 to 300 people. So I shared it with all of them, and they all donated some amount within their capacity.
What happened after this caught me completely off guard. Within 6 days of setting up the fundraiser, we had managed to raise the full goal amount. My employer told me that we finally had INR 3.2 lakhs to pay for my baby’s surgery and I couldn’t hold back my tears. I was overwhelmed with happiness and gratitude. By the grace of God and with help from so many kind donors, my baby successfully underwent heart surgery in February 2022.
Finding strength through adversity: Parting message
Finding strength through adversity: Parting message
Need help meeting emergency medical expenses? Look no further than Milaap. With Milaap you can quickly raise funds for medical treatment and get the help you desperately need in times of crisis. It is simple, secure and free!
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.
2. Central Government Health Scheme (CGHS)
CGHS provides comprehensive healthcare facilities to government officials and pensioners, residing across 71 cities where this scheme is currently in operation.
3. Employees’ State Insurance Scheme (ESI)
ESI is an integrated social security plan tailored to provide workers in factories and other establishments like road transport, hotels, restaurants, newspapers, shops etc., medical care at 
4. Universal Health Insurance Scheme
The UHIS is an insurance plan offering coverage for all medical expenses for persons falling below poverty line and above poverty line.
5. Janani Shishu Suraksha Karyakram (JSSK)
SSK enables expecting mothers and sick newborns to access better facilities and institutional care at government hospitals.
2. Central Government Health Scheme (CGHS)
CGHS provides comprehensive healthcare facilities to government officials and pensioners, residing across 71 cities where this scheme is currently in operation.
3. Employees’ State Insurance Scheme (ESI)
ESI is an integrated social security plan tailored to provide workers in factories and other establishments like road transport, hotels, restaurants, newspapers, shops etc., medical care at 
4. Universal Health Insurance Scheme
The UHIS is an insurance plan offering coverage for all medical expenses for persons falling below poverty line and above poverty line.
5. Janani Shishu Suraksha Karyakram (JSSK)
SSK enables expecting mothers and sick newborns to access better facilities and institutional care at government hospitals.
If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
Visit 
