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Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka

Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka

Palliative care centres provide holistic care and support to critically ill patients by ensuring personalised care and treatment plans to improve the quality of life and reduce suffering.

Published on: 25 January, 2023

Palliative care centres provide holistic care and support to critically ill patients by ensuring personalised care and treatment plans to improve the quality of life and reduce suffering.

Published on: 25 January, 2023

Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illnesses. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.

 

Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.

 

Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.

 

Here is a district-wise list of some of the top palliative care centres in Karnataka:

 

1) Bangalore Urban

Aster CMI Hospital
43/2, New Airport Road, NH-7
Outer Ring Rd, Sahakar Nagar
Bangalore, Karnataka 560092

Contact: +919886179793, +918904873642

Email: drragraj1@gmail.com 

Website www.asterhospitals.in

Palliative Care Program
Bangalore Baptist Hospital
Bellary Road, Hebbal
Bangalore, Karnataka 560024

Services: Out-patient / In-patient / Home care

Contact: +9180 22024395, +9180 22024700

Email: palliative@bbh.org.in  

Website: www.bbh.org.in

Karunashraya 
Bangalore Hospice Trust
Airport Varthur Main Road
Marathahalli, Kundalahalli Gate
Bangalore, Karnataka 560037

Services: Out-patient / In-patient / Home care

Contact: +9180 42685666

Fax: +9180 28476201

Email: karunashraya@vsnl.com

Website: www.karunashraya.org

Department of Palliative Care

Kidwai Memorial Institute of Oncology
Dr M.H. Marigowda Road
Bangalore, Karnataka 560029

Services: Out-patient / In-patient

Contact: +9180 2609 4100, +9180 2656 0703, +9198452 26581

Email: drlingegowda@yahoo.com, kidwai@.nic.in, contactus@kmio.org

Website: www.kar.nic.in/kidwai/

Samraksha
6th Main, A Cross
Bull Temple Road, Chamrajpet
Bangalore, Karnataka 560046

Services: Out-patient / Home care

Contact: +919448458301

Email: sanghamitra.iyengar@gmail.com 

Website: http://www.samraksha.org

Department of Pain and Palliative Medicine

St John’s Medical College
Sarjapur Road, Bangalore
Karnataka 560034

Services: Out-patient / In-patient / Home care

Contact: +918022065925, +918022065913, +917411916820
Email: ppcusjmch@gmail.com
Website: www.stjohns.in

HCG Comprehensive Cancer Care Hospital
Room 208, 2nd Floor
Tower 4, K. R. Road
Sampangiram Nagar, Bangalore
Karnataka 560027

Contact: +918061562208, +919886770724

Email: manojbengaluru.gk@gmail.com 

Website: www.hcgoncology.com

Kshema Palliative Care LLP

Kshema Hospice
No 15/A, 17th Cross, 21st Main
5th Phase, J. P. Nagar
Bengaluru, Karnataka 560078

Services: In-patient

Contact: +918049563868, +919108930666, +919902233221
Email: hospice@kshemahealth.co.in
Website: www.kshemahospice.co.in

Chetana Vihara
C. V. Hospital
143 B, Bommasandra Industrial Area,
Hebbagodi, Bangalore
Karnataka 560099

Contact: +919741862781, +919845114794

Email: cvhospital.in@gmail.com 

2) Bangalore Rural

Bangalore Baptist Hospital
Bommenahalli Road,
Devanahalli, Bangalore
Karnataka 563112

Services: Out-patient / In-patient / Home care

Contact: +919380977573

Email: palliative@bbh.org.in
Website: www.bbh.org.in 

3) Dakshina Kannada

Adarsha Hospital
APMC road, Puttur
Karnataka 574201

Services: Out-patient

Contact: 08251235065

Ave Maria Centre for Palliative Care
Mangalanagara Kudupu
Vamanjoor, Mangalore
Karnataka 575028

Services: In-patient / Home care

Contact: +917022620186

Website: http://avemariapalliativecare.org/ 

Kasturba Medical College (KMC)
PO Box 53, Light House Hill Road
Mangalore, Karnataka 575001

Services: Out-patient / In-patient

Contact: +919448189480
Email: sheetal.raj@manipal.edu

4) Udupi

Department of Palliative Medicine and Supportive Care

Kasturba Medical College (KMC) and Hospital
Hebri Rd, Madhav Nagar
Manipal, Karnataka 576104

Contact: 08202922456, +919969683669

 

5) Mysore

Mysore Palliative Care Center
Viveka Araike Kendra
#248, B. N. Street
Akki chowka, Near K. R. Hospital
Mysuru, Karnataka 570016

Services: In-patient / Home care

Contact: 08212974133, +919686666155

 

JSS Medical College

Rajendra Nagar Main Rd
Bannimantap A Layout, Bannimantap

Mysuru, Karnataka 570007

Contact: +919342134196
Email: drakka_p@yahoo.co.in

Palliative Care Centre
Swamy Vivekananda Youth Movement
Gaffar Khan Ward
PKTB and CD Hopital Campus
KRS Road, Mysuru 570002

Services: Out-patient / In-patient / Home care

Contact: +918212974133, +919686666155, +919886379529
Email: palliativecare@svym.org.in
Website: www.svym.org

ClearMedi Radiant Hospital
Vijay Nagar 3rd Stage
Vijayanagar, Mysuru
Karnataka 570017

Contact: +919513512199, +929739299306, +919880621777
Email: info.radiant@clearmedi.com

6) Shimoga

Sharanya Hospice
Garden Area, BH Road Cross
Opp Modern Talkies, Shimoga
Karnataka 577201.

Services: Out-patient / In-patient

Contact: +918182 223366
Email: sharanya_shimoga@rediffmail.com
Website: www.sharanyahospice.org

Navajeevan Holistic And Palliative Care Centre
Malnad Social Service Society
St. Joseph Chruch Compound
Sagar Road, Shimoga
Karnataka 577204

Services: Out-patient / In-patient / Home care

Contact: +919482598520
Email: msssbhadravathi@gmail.com

7) Chikmagalur

Pushpa Hospital
Supported by Catholic Health Association of India (CHAI)
Narshimaraipura, Chikmagalur,
Karnataka 577134

Services: Out-patient / In-patient

Contact: +919449651252
Email: marrysusanna@yahoo.com
Website: https://pushpahospital.com/

8) Kalaburagi

Samzios Palliative Care & Research Institute

Pvt Ltd
16-1-1, Behind KSDC,
Near Gold Hub, Kalaburagi
Karnataka 585102

Services: In-patient / Home care

Contact: +918762501721, +919449058721,  +918762438721

Email: ceo@samzios.com
Website: www.samzios.com

Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illness. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.

 

Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.

 

Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed health care providers.

 

Here is a district-wise list of some of the top palliative care centres in Karnataka:

 

 

 

1) Bangalore Urban

Aster CMI Hospital
43/2, New Airport Road, NH-7
Outer Ring Rd, Sahakar Nagar
Bangalore, Karnataka 560092

Contact: +919886179793, +918904873642
Email: drragraj1@gmail.com
Website www.asterhospitals.in

Palliative Care Program

Bangalore Baptist Hospital
Bellary Road, Hebbal
Bangalore, Karnataka 560024

Services: Out-patient / In-patient / Home care

Contact: +918022024395, +918022024700

Email: palliative@bbh.org.in  

Website: www.bbh.org.in

Karunashraya 
Bangalore Hospice Trust
Airport Varthur Main Road
Marathahalli, Kundalahalli Gate
Bangalore, Karnataka 560037

Services: Out-patient / In-patient / Home care

Contact: +9180 42685666

Fax: +9180 28476201

Email: karunashraya@vsnl.com

Website: www.karunashraya.org

Department of Palliative Care

Kidwai Memorial Institute of Oncology
Dr M.H. Marigowda Road
Bangalore, Karnataka 560029

Services: Out-patient / In-patient

Contact: +918026094100, +918026560703, +919845226581
Email: drlingegowda@yahoo.com, kidwai@.nic.in, contactus@kmio.org
Website: www.kar.nic.in/kidwai/

Samraksha
6th Main, A Cross
Bull Temple Road, Chamrajpet
Bangalore, Karnataka 560046

Services: Out-patient / Home care

Contact: +919448458301
Email: sanghamitra.iyengar@gmail.com
Website: http://www.samraksha.org

Department of Pain and Palliative Medicine

St John’s Medical College
Sarjapur Road, Bangalore
Karnataka 560034

Services: Out-patient / In-patient / Home care

Contact: +918022065925, +918022065913, +917411916820
Email: ppcusjmch@gmail.com
Website: www.stjohns.in

HCG Comprehensive Cancer Care Hospital
Room 208, 2nd Floor
Tower 4, K. R. Road
Sampangiram Nagar, Bangalore
Karnataka 560027

Contact: +918061562208, +919886770724
Email: manojbengaluru.gk@gmail.com
Website: www.hcgoncology.com

Kshema Palliative Care LLP

Kshema Hospice
No 15/A, 17th Cross, 21st Main
5th Phase, J. P. Nagar
Bengaluru, Karnataka 560078

Services: In-patient

Contact: +918049563868, +919108930666, +919902233221
Email: hospice@kshemahealth.co.in
Website: www.kshemahospice.co.in

Chetana Vihara
C. V. Hospital
143 B, Bommasandra Industrial Area

Hebbagodi, Bangalore
Karnataka 560099

Contact: +91974186278, +919845114794
Email: cvhospital.in@gmail.com

2) Bangalore Rural

Bangalore Baptist Hospital
Bommenahalli Road

Devanahalli, Bangalore
Karnataka 563112

Services: Out-patient / In-patient / Home care

Contact: +919380977573
Email: palliative@bbh.org.in
Website: www.bbh.org.in

3) Dakshina Kannada

Adarsha Hospital
APMC road, Puttur
Karnataka 574201

Services: Out-patient

Contact: 08251235065

Ave Maria Centre for Palliative Care
Mangalanagara Kudupu
Vamanjoor, Mangalore
Karnataka 575028

Services: In-patient / Home care

Contact: +917022620186
Website: http://avemariapalliativecare.org/

Kasturba Medical College (KMC)
PO Box 53, Light House Hill Road
Mangalore, Karnataka 575001

Services: Out-patient / In-patient

Contact: +919448189480
Email: sheetal.raj@manipal.edu

4) Udupi

Department of Palliative Medicine and Supportive Care

Kasturba Medical College (KMC) and Hospital
Hebri Rd, Madhav Nagar
Manipal, Karnataka 576104

Contact: 08202922456, +919969683669

5) Mysore

Mysore Palliative Care Center
Viveka Araike Kendra
#248, B. N. Street
Akki chowka, Near K. R. Hospital
Mysuru, Karnataka 570016

Services: In-patient / Home care

Contact: 08212974133, +919686666155

JSS Medical College
Rajendra Nagar Main Rd
Bannimantap A Layout, Bannimantap
Mysuru, Karnataka 570007

Contact: 9342134196
Email: drakka_p@yahoo.co.in

Palliative Care Centre
Swamy Vivekananda Youth Movement
Gaffar Khan Ward
PKTB and CD Hopital Campus
KRS Road, Mysuru 570002

Services: Out-patient / In-patient / Home care

Contact: +918212974133, +919686666155, +919886379529
Email: palliativecare@svym.org.in
Website: www.svym.org

ClearMedi Radiant Hospital
Vijay Nagar 3rd Stage
Vijayanagar, Mysuru
Karnataka 570017

Contact: +919513512199, +929739299306, +919880621777
Email: info.radiant@clearmedi.com

6) Shimoga

Sharanya Hospice
Garden Area, BH Road Cross
Opp Modern Talkies, Shimoga
Karnataka 577201. 

Services: Out-patient / In-patient

Contact: 91 8182 223366
Email: sharanya_shimoga@rediffmail.com
Website: www.sharanyahospice.org

Navajeevan Holistic And Palliative Care Centre
Malnad Social Service Society
St. Joseph Chruch Compound
Sagar Road, Shimoga
Karnataka 577204

Services: Out-patient / In-patient / Home care

Contact: +919482598520
Email: msssbhadravathi@gmail.com

7) Chikmagalur

Pushpa Hospital
Supported by Catholic Health Association of India (CHAI)
Narshimaraipura, Chikmagalur
Karnataka 577134

Services: Out-patient / In-patient

Contact: +919449651252

Email: marrysusanna@yahoo.com

Website: https://pushpahospital.com/

8) Kalaburagi

Samzios Palliative Care & Research Institute Pvt Ltd
16-1-1, Behind KSDC
Near Gold Hub, Kalaburagi
Karnataka 585102

Services: In-patient / Home care

Contact: +918762501721, +919449058721, +918762438721

Email: ceo@samzios.com

Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.

Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.

Written by:

Anoushka Pinto

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Written by:

Anoushka Pinto

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3 Ways The Delhi Government Helps Cancer Patients Pay For Treatment

3 Ways The Delhi Government Helps Cancer Patients Pay For Treatment

3 Ways The Delhi Government Helps Cancer Patients Pay For Treatment

Cancer treatment can be expensive, but the government offers many programs to help offset the costs.

Cancer treatment can be expensive, but the government offers many programs to help offset the costs.

Published on: 7 February, 2023

Published on: 7 February, 2023

A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.

 

Here are a 3 schemes offered by the state of Delhi to provide treatment aid to cancer patients:

 

 

1. Delhi Arogya Kosh Scheme

Delhi Arogya Kosh is a registered society, which provides financial assistance to EWS patients under treatment in empanelled government hospitals in the state.

 

  • The scheme includes 123 packages for cancer treatment
  • The upper limit of cancer treatment is INR 5 lakhs or 100% of the estimated cost of the treatment - whichever is less
  • To apply, the applicant will be required to produce income certificate, domicile certificate, ration card, EPIC (Voter ID), driving licence, extract from the electoral roll, Aadhaar card
  • A patient is not eligible for financial assistance under this scheme, if 
    • The annual family income is higher than INR 3 lakhs
    • They have domiciled in Delhi for a period of less than three years 

 

Read more about the Delhi Arogya Kosh scheme, here.

2. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in the enlisted Regional Cancer Centres (RCC) in the state - Indian Rotary Cancer Institute, AIIMS, New Delhi. 

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

3. Delhi Arogya Nidhi (DAN)

This scheme aims to provide financial assistance up to INR 1.5 lakhs to those patients for treatment of diseases like cancer in all the government hospitals in the state. 

 

  • The patient should belong to a family whose annual income is less than INR 1 lakh per annum
  • To apply, the applicant will be required to produce a ration card, EPIC Card, birth certificate in case the patient is a minor, extract from electoral roll, Aadhaar card, original estimate certificate, a copy of the National Food Security Card or income certificate and photocopies of the treatment record
  • A patient is not eligible for financial assistance under this scheme, if 
    • They have not been residing in Delhi continuously for the last 3 years (prior to the date of submission of application)
    • They are not availing treatment at a government hospital

 

Read more about the Delhi Arogya Nidhi, here.

A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.

 

Here are a 3 schemes offered by the state of Delhi to provide treatment aid to cancer patients:

 

 

1. Delhi Arogya Kosh Scheme

Delhi Arogya Kosh is a registered society, which provides financial assistance to EWS patients under treatment in empanelled government hospitals in the state.

 

  • The scheme includes 123 packages for cancer treatment
  • The upper limit of cancer treatment is INR 5 lakhs or 100% of the estimated cost of the treatment - whichever is less
  • To apply, the applicant will be required to produce income certificate, domicile certificate, ration card, EPIC (Voter ID), driving licence, extract from the electoral roll, Aadhaar card
  • A patient is not eligible for financial assistance under this scheme, if 
    • The annual family income is higher than INR 3 lakhs
    • They have domiciled in Delhi for a period of less than three years 

 

Read more about the Delhi Arogya Kosh scheme, here.

2. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in the enlisted Regional Cancer Centres (RCC) in the state - Indian Rotary Cancer Institute, AIIMS, New Delhi. 

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

3. Delhi Arogya Nidhi (DAN)

This scheme aims to provide financial assistance up to INR 1.5 lakhs to those patients for treatment of diseases like cancer in all the government hospitals in the state. 

 

  • The patient should belong to a family whose annual income is less than INR 1 lakh per annum
  • To apply, the applicant will be required to produce a ration card, EPIC Card, birth certificate in case the patient is a minor, extract from electoral roll, Aadhaar card, original estimate certificate, a copy of the National Food Security Card or income certificate and photocopies of the treatment record
  • A patient is not eligible for financial assistance under this scheme, if 
    • They have not been residing in Delhi continuously for the last 3 years (prior to the date of submission of application)
    • They are not availing treatment at a government hospital

 

Read more about the Delhi Arogya Nidhi, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Aathira Ayyappan


Written by:

Aathira Ayyappan

3 Government Financial Support Schemes For Patients Grappling With Cancer In Tamil Nadu​

3 Government Financial Support Schemes For Patients Grappling With Cancer In Tamil Nadu

3 Government Financial Support Schemes For Patients Grappling With Cancer In Tamil Nadu​

If you or a loved one are facing cancer, the government has various programs to help you offset the costs.​

If you or a loved one are facing cancer, the government has various programs to help you offset the costs.

Published on: 6 February, 2023

Published on: 6 February, 2023

A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.

 

Here are 3 national schemes offered by the state of Tamil Nadu to provide treatment aid to cancer patients:

1. Chief Minister’s Comprehensive Health Insurance Scheme

Under this scheme, families under the BPL category would be given insurance cover via empanelled hospitals in the state. This scheme aims to reduce the financial hardship of enrolled families in case of health emergencies or unexpected diagnoses of severe illnesses like cancer. 

 

  • The scheme seeks to provide cashless hospitalisation for specific ailments/procedures 
  • It provides coverage up to INR 5 lakhs per family, per year on a floater basis for the ailments and procedures covered under the scheme.
  • Annual family income should be less than INR 1.2 lakhs per annum. 
  • This scheme can be availed for a duration of one year
  • To apply, the applicant will be required to produce a family card, Aadhaar card and income certificate by the VAO/Revenue Authorities along with the self-declaration of the head of the concerned family.
  • A patient is not eligible for financial assistance under this scheme, if 
    • They are already availing free treatment in a government hospital
    • They are eligible for medical reimbursement from other sources or have medical insurance 
    • They are not domiciled in Tamil Nadu

 

Read more about the Chief Minister’s Comprehensive Health Insurance Scheme, here.

2. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 2 enlisted Regional Cancer Centres (RCC) in the state - Regional Cancer Institute (WIA), Adyar, Chennai and Government Arignar Anna Memorial Cancer Hospital, Kancheepuram

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

3. Chief Minister's Public Relief Fund

The Chief Minister’s Public Relief Fund is an emergency assistance scheme for granting relief to deserving families and individuals affected by natural calamities, or loss of life of relatives due to accidents, or for medical treatment for major diseases.

 

  • Funds are allocated on the approval of the Chief Minister
  • Persons suffering from cancer can apply for the same financial assistance again after a period of two years.
  • To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
  • A patient is not eligible for financial assistance under this scheme, if 
    • Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
    • Annual family income exceeds INR 1 lakh

 

Read more about the Chief Minister’s Public Relief Fund, here.

A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.

 

Here are 3 national schemes offered by the state of Tamil Nadu to provide treatment aid to cancer patients:

 

 

1. Chief Minister’s Comprehensive Health Insurance Scheme

Under this scheme, families under the BPL category would be given insurance cover via empanelled hospitals in the state. This scheme aims to reduce the financial hardship of enrolled families in case of health emergencies or unexpected diagnoses of severe illnesses like cancer. 

 

  • The scheme seeks to provide cashless hospitalisation for specific ailments/procedures 
  • It provides coverage up to INR 5 lakhs per family, per year on a floater basis for the ailments and procedures covered under the scheme.
  • Annual family income should be less than INR 1.2 lakhs per annum. 
  • This scheme can be availed for a duration of one year
  • To apply, the applicant will be required to produce a family card, Aadhaar card and income certificate by the VAO/Revenue Authorities along with the self-declaration of the head of the concerned family.
  • A patient is not eligible for financial assistance under this scheme, if 
    • They are already availing free treatment in a government hospital
    • They are eligible for medical reimbursement from other sources or have medical insurance 
    • They are not domiciled in Tamil Nadu

 

Read more about the Chief Minister’s Comprehensive Health Insurance Scheme, here.

2. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 2 enlisted Regional Cancer Centres (RCC) in the state - Regional Cancer Institute (WIA), Adyar, Chennai and Govemment Arignar Anna Memorial Cancer Hospital, Kancheepuram

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

3. Chief Minister's Public Relief Fund

The Chief Minister’s Public Relief Fund is an emergency assistance scheme for granting relief to deserving families and individuals affected by natural calamities, or loss of life of relatives due to accidents, or for medical treatment for major diseases.

 

  • Funds are allocated on the approval of the Chief Minister
  • Persons suffering from cancer can apply for the same financial assistance again after a period of two years.
  • To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
  • A patient is not eligible for financial assistance under this scheme, if 
    • Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
    • Annual family income exceeds INR 1 lakh

 

Read more about the Chief Minister’s Public Relief Fund, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above-mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Aathira Ayyappan


Written by:

Aathira Ayyappan

Exploring Palliative Care In New Delhi: Get To Know The Best Centres​

Exploring Palliative Care In Delhi: Get To Know The Best Centres

Exploring Palliative Care In Delhi: Get To Know The Best Centres​

Palliative care helps patients manage the physical, spiritual, and emotional challenges of a serious illness, by providing comprehensive support.

Published on: 3 February, 2023

Palliative care helps patients manage the physical, spiritual, and emotional challenges of a serious illness, by providing comprehensive support. ​

Published on: 3 February, 2023

Palliative care is an approach that aims to improve the quality of life of patients and their families who are facing challenges associated with a life-threatening illness. It focuses on providing relief from pain and other distressing symptoms of a serious illness, while improving the quality of life for the patient. Palliative care also offers support to help families cope with the emotional and practical issues that may arise during this difficult time.

 

Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.

 

Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.

 

Here is a district-wise list of some of the top palliative care centres in Delhi:

 

*Pinch/scroll or double-tap/double-click to zoom in on any area.

Palliative care is an approach that aims to improve the quality of life of patients and their families who are facing challenges associated with a life-threatening illness. It focuses on providing relief from pain and other distressing symptoms of a serious illness, while improving the quality of life for the patient. Palliative care also offers support to help families cope with the emotional and practical issues that may arise during this difficult time.

 

Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.

 

Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.

 

Here is a district-wise list of some of the top palliative care centres in Delhi:

 

*Pinch/scroll or double-tap/double-click to zoom in on any area.



CanSupport

Address:
A2, Gulmohar Park
August Kranti Marg
Opposite Kamla Nehru College
New Delhi NCT, Delhi 110049

Services: Out-patient / Home care
Specialised in: Cancer

Contact: +911141010539, +919899011212, +919818215821, +919810606843, +919818447782

Fax: +911126102859

Email: harmalagupta@cansupport.org, info@cansupport.org, savita.luka@cansupport.org,  ravindermohan@cansupport.org, cansup_india@hotmail.com

Website: http://www.cansupport.org/

Dr B R Ambedkar Institue Rotary Cancer Hospital

Address:
Dept. of Onco-Anaesthesia & Palliative Medicine
All India Institute of Medical Sciences
New Delhi NCT, Delhi 110029

 

Services: Out-patient / In-patient / Home care
Specialised in: Cancer & Non-cancer

Contact: +911126588500, +911126588700, +91116864851, +919810394950, +919868398301

Email: director@aiims.edu, narbhat@hotmail.com, drgarg@hotmail.com

Website: www.aiims.edu

Shanti Avedna Ashram

Address:

1 Factory Road
Ring Road, New Delhi NCT

Delhi 110029

Services: In-patient 
Specialised in: Hospice / Terminally ill / Cancer

Contact:  +91116855092, +911126195092, +919821891612, +919968295092

Fax: +91116513142

Email: shantiavednadelhi@gmail.com, shantiavednadelhi@vsnl.net

Website: http://www.shantiavednasadan.in/

Shalom

Palliative Unit of Emmanuel Hospital Association

 

Address:
D-167, Gali No: 2
Near Libaspur Bus Stand
Burari Road, Swaroop Nagar
Delhi 110042

 

Services:Out-patient / In-patient / Home care & PC-transgender
Specialised in: HIV-AIDS

Contact: +911127811173, +9198712 16952

Email: rajni.herman@eha-health.org, shalomdelhi@eha-health.org, savita.duomai@eha-health.org

Sir Ganga Ram Hospital

Address: 
Rajendar Nagar
New Delhi NCT

Delhi 110060

 

Services: Out-patient / In-patient

Specialised in: Cancer, Non-cancer, Pediatric

Contact: +919810135366, +911142251622,  +919971839244

Email: : bimsharma1@gmail.com

Website: http://www.sgrh.com/

Army Base Hospital Palliative Care Centre

Address:

Army Base Hospital, Chanan Singh Park

Delhi Cantonment, New Delhi

Delhi 110010

 

Contact: +911125681276 & 37308 (Extn), +917503839095

Cankids KidsCan Paediatric Palliative Care Centre

Address:

Block A, Vasant Vihar
New Delhi, Delhi 110057

 

Services: Out-patient / In-patient / Home care

Specialised in: Cancer, Paediatric

Contact: +911141663670, +9198115 25745, +919899897428, +919811243815, +919541067160, +918800845139

Email: seniorphysician@cankidsindia.org,  ppccphysician@cankids.org, hanife@cankidsindia.org

Delhites’ National Initiative in Palliative Care

Address:

(D NIP Care)

D-218, Abul Fazal Enclave,
Near God’s Grace School, Jamia Nagar
Okhla, Delhi 110025

 

Services: Home care

Specialised in: Cancer & Non-cancer

Contact: +919891008356, +919868726697, +911123389964

Email: dnipcare@gmail.com, dnipcare@rediffmail.com

Website: http://www.dnipcare.org/

Christian Medical Association of India

Address:

Plot No 2, A-3 Shopping Centre
Janakpuri, New Delhi

Delhi 110058

Contact: +91115599991, + 911125599991 
Fax: +91115598150

Email: varuldas@cmai.org, cmai@cmai.org

Website: http://www.cmai.org/index.html

HOPE Oncology Clinic

Address:

A 22, Hauz Khas
New Delhi, Delhi 110016

 

Contact: +918860815562, +918860815562

Email: ruparna@gmail.com

Website: hopeonco.com/

Ansari Hospital

Address:

RZ-20F/B Street, Number 6

Kailashpuri Rd, Gandhi Market

Block RZ, Main Sagarpur, Sagarpur

New Delhi, Delhi 110046

 

Services: Out-patient / In-patient / Home care
Specialised in: Cancer & Non-cancer

Contact: +919319394103

Email: drsaima.sf@gmail.com

Dardsatya - The Palliative Care Organization

Address:

33, Plot B 9/5

Block B, Industrial Area

Sector 62, Noida

Uttar Pradesh 201301

Contact: +919717378390

Vardhaman Mahavir Medical College & Safdarjung Hospital

Address:

Mahatma Gandhi Rd, Safdarjung Campus

Ansari Nagar West, New Delhi

Delhi 110029

 

Services: Out-patient / In-patient / Day care

Specialised in: Cancer & Non-cancer

Contact: +9111267307359, +919811339597, +919871813837

Email: palliativeclinic1@gmail.com, drsraheja@gmail.com

Website: www.vmmc-sjh.nic.in

Rajiv Gandhi Cancer Institute & Research Centre

Pain and Palliative care Unit

 

Address: 
Sir Chotu Ram Marg

Rohini Institutional Area

Sector 5, Rohini, New Delhi

Delhi 110085

 

Services: Out-patient / In-patient / Home care

Specialised in: Cancer

Contact: +919811117965, +9198910 64497, +919313385677, +911147022222
Email: drveenachugh@gmail.com, painclinicrgcirc@gmail.com

Website: www.rgcirc.org

24x7 Curodoc Healthcare Private Limited

Address:

E-514, First Floor, Guru Nanak Plaza
Near Ramphal Chowk
Sector 7, Dwarka
New Delhi NCT, Delhi 110075

Contact: +918010380380
Email: support@curodoc.com
Website: curodoc.com

Emmanuel Hospital Association

Palliative Care Service

 

Address:

808/92, Deepali Building,
Nehru Place,
New Delhi NCT, Delhi 110019

 

Contact: +911130882008

Email: ann@eha-health.org, centraloffice@eha-health.org

Website: http://www.eha-health.org

Max Superspeciality Hospital

Address:

Press Enclave Marg
Saket, New Delhi NCT

Delhi 110017

 

Services: Out-patient
Specialised in: Cancer, Paediatric

Contact: +918800483843

Email: drgchanana@gmail.com

Dharamshila Rahat Medical Centre

Address:

Service Center No 11, Pocket 11 A

Dallupura Rd, near East Point School

Vasundhara Enclave, Delhi 110096

Services: Out-patient / In-patient
Specialised in: Cancer & Non-cancer

Contact: +919810050395, +919212850560

Email: dcfrc1990@gmail.com, dr.amitjain@rediffmail.com, info@dharamshilarahat.com

Website: www.dharamshilarahat.com

ACCN Advanced Cancer Care Network - Rohini

Address:

7th Floor, Kings building
Sector – 10, Rohini
New Delhi, Delhi 110085

 

Services: Out-patient / In-patient / Home care
Specialised in: all

Contact: +919654780507, +919891118861, +919968856425, 

Email: advancedcancercare@gmail.com, dardsatya@gmail.com, spsrana@gmail.com

Website: www.cancerpainindia.com

ACCN Advanced Cancer Care Network - Shanti Kunj

Address:
A5B / 85. Gate No 2

Shanti Kunj, Paschim Vihar,

Near Paschim Vihar West Metro Station

Delhi 110063

Services: Out-patient / In-patient / Home care
Specialised in: all

Contact: +919654780507, +919891118861, +919968856425

Email: advancedcancercare@gmail.com, dardsatya@gmail.com, spsrana@gmail.com

Website: www.cancerpainindia.com

CanSupport

Address:
A2, Gulmohar Park
August Kranti Marg
Opposite Kamla Nehru College
New Delhi NCT, Delhi 110049

Services: Out-patient / Home care
Specialised in: Cancer

Contact: +911141010539, +919899011212, +919818215821, +919810606843, +919818447782

Fax: +911126102859

Email: harmalagupta@cansupport.org, info@cansupport.org, savita.luka@cansupport.org,  ravindermohan@cansupport.org, cansup_india@hotmail.com

Website: http://www.cansupport.org/

Dr B R Ambedkar Institue Rotary Cancer Hospital

Address:
Dept. of Onco-Anaesthesia & Palliative Medicine
All India Institute of Medical Sciences
New Delhi NCT, Delhi 110029

 

Services: Out-patient / In-patient / Home care
Specialised in: Cancer & Non-cancer

Contact: +911126588500, +911126588700, +91116864851, +919810394950, +919868398301

Email: director@aiims.edu, narbhat@hotmail.com, drgarg@hotmail.com

Website: www.aiims.edu

Shanti Avedna Ashram

Address:

1 Factory Road
Ring Road, New Delhi NCT

Delhi 110029

Services: In-patient 
Specialised in: Hospice / Terminally ill / Cancer

Contact:  +91116855092, +911126195092, +919821891612, +919968295092

Fax: +91116513142

Email: shantiavednadelhi@gmail.com, shantiavednadelhi@vsnl.net

Website: http://www.shantiavednasadan.in/

Shalom

Palliative Unit of Emmanuel Hospital Association

 

Address:
D-167, Gali No: 2
Near Libaspur Bus Stand
Burari Road, Swaroop Nagar
Delhi 110042

 

Services:Out-patient / In-patient / Home care & PC-transgender
Specialised in: HIV-AIDS

Contact: +911127811173, +9198712 16952

Email: rajni.herman@eha-health.org, shalomdelhi@eha-health.org, savita.duomai@eha-health.org

Sir Ganga Ram Hospital

Address: 
Rajendar Nagar
New Delhi NCT

Delhi 110060

 

Services: Out-patient / In-patient

Specialised in: Cancer, Non-cancer, Pediatric

Contact: +919810135366, +911142251622,  +919971839244

Email: : bimsharma1@gmail.com

Website: http://www.sgrh.com/

Army Base Hospital Palliative Care Centre

Address:

Army Base Hospital, Chanan Singh Park

Delhi Cantonment, New Delhi

Delhi 110010

 

Contact: +911125681276 & 37308 (Extn), +917503839095

Cankids KidsCan Paediatric Palliative Care Centre

Address:

Block A, Vasant Vihar
New Delhi, Delhi 110057

 

Services: Out-patient / In-patient / Home care

Specialised in: Cancer, Paediatric

Contact: +911141663670, +9198115 25745, +919899897428, +919811243815, +919541067160, +918800845139

Email: seniorphysician@cankidsindia.org,  ppccphysician@cankids.org, hanife@cankidsindia.org

Delhites’ National Initiative in Palliative Care

Address:

(D NIP Care)

D-218, Abul Fazal Enclave,
Near God’s Grace School, Jamia Nagar
Okhla, Delhi 110025

 

Services: Home care

Specialised in: Cancer & Non-cancer

Contact: +919891008356, +919868726697, +911123389964

Email: dnipcare@gmail.com, dnipcare@rediffmail.com

Website: http://www.dnipcare.org/

Christian Medical Association of India

Address:

Plot No 2, A-3 Shopping Centre
Janakpuri, New Delhi

Delhi 110058

Contact: +91115599991, + 911125599991 
Fax: +91115598150

Email: varuldas@cmai.org, cmai@cmai.org

Website: http://www.cmai.org/index.html

HOPE Oncology Clinic

Address:

A 22, Hauz Khas
New Delhi, Delhi 110016

 

Contact: +918860815562, +918860815562

Email: ruparna@gmail.com

Website: hopeonco.com/

Ansari Hospital

Address:

RZ-20F/B Street, Number 6

Kailashpuri Rd, Gandhi Market

Block RZ, Main Sagarpur, Sagarpur

New Delhi, Delhi 110046

 

Services: Out-patient / In-patient / Home care
Specialised in: Cancer & Non-cancer

Contact: +919319394103

Email: drsaima.sf@gmail.com

Dardsatya - The Palliative Care Organization

Address:

33, Plot B 9/5

Block B, Industrial Area

Sector 62, Noida

Uttar Pradesh 201301

Contact: +919717378390

Vardhaman Mahavir Medical College & Safdarjung Hospital

Address:

Mahatma Gandhi Rd, Safdarjung Campus

Ansari Nagar West, New Delhi

Delhi 110029

 

Services: Out-patient / In-patient / Day care

Specialised in: Cancer & Non-cancer

Contact: +9111267307359, +919811339597, +919871813837

Email: palliativeclinic1@gmail.com, drsraheja@gmail.com

Website: www.vmmc-sjh.nic.in

Rajiv Gandhi Cancer Institute & Research Centre

Pain and Palliative care Unit

 

Address: 
Sir Chotu Ram Marg

Rohini Institutional Area

Sector 5, Rohini, New Delhi

Delhi 110085

 

Services: Out-patient / In-patient / Home care

Specialised in: Cancer

Contact: +919811117965, +9198910 64497, +919313385677, +911147022222
Email: drveenachugh@gmail.com, painclinicrgcirc@gmail.com

Website: www.rgcirc.org

24x7 Curodoc Healthcare Private Limited

Address:

E-514, First Floor, Guru Nanak Plaza
Near Ramphal Chowk
Sector 7, Dwarka
New Delhi NCT, Delhi 110075

Contact: +918010380380
Email: support@curodoc.com
Website: curodoc.com

Emmanuel Hospital Association

Palliative Care Service

 

Address:

808/92, Deepali Building,
Nehru Place,
New Delhi NCT, Delhi 110019

 

Contact: +911130882008

Email: ann@eha-health.org, centraloffice@eha-health.org

Website: http://www.eha-health.org

Max Superspeciality Hospital

Address:

Press Enclave Marg
Saket, New Delhi NCT

Delhi 110017

 

Services: Out-patient
Specialised in: Cancer, Paediatric

Contact: +918800483843

Email: drgchanana@gmail.com

Dharamshila Rahat Medical Centre

Address:

Service Center No 11, Pocket 11 A

Dallupura Rd, near East Point School

Vasundhara Enclave, Delhi 110096

Services: Out-patient / In-patient
Specialised in: Cancer & Non-cancer

Contact: +919810050395, +919212850560

Email: dcfrc1990@gmail.com, dr.amitjain@rediffmail.com, info@dharamshilarahat.com

Website: www.dharamshilarahat.com

ACCN Advanced Cancer Care Network - Rohini

Address:

7th Floor, Kings building
Sector – 10, Rohini
New Delhi, Delhi 110085

 

Services: Out-patient / In-patient / Home care
Specialised in: all

Contact: +919654780507, +919891118861, +919968856425, 

Email: advancedcancercare@gmail.com, dardsatya@gmail.com, spsrana@gmail.com

Website: www.cancerpainindia.com

ACCN Advanced Cancer Care Network - Shanti Kunj

Address:
A5B / 85. Gate No 2

Shanti Kunj, Paschim Vihar,

Near Paschim Vihar West Metro Station

Delhi 110063

Services: Out-patient / In-patient / Home care
Specialised in: all

Contact: +919654780507, +919891118861, +919968856425

Email: advancedcancercare@gmail.com, dardsatya@gmail.com, spsrana@gmail.com

Website: www.cancerpainindia.com

Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Anoushka Pinto


Written by:

Anoushka Pinto

4 Government Initiatives In West Bengal for Covering the Cost of Cancer Treatment

4 Government Initiatives In West Bengal for Covering the Cost of Cancer Treatment

4 Government Initiatives In West Bengal for Covering the Cost of Cancer Treatment

The government offers various programs to cover cancer treatment costs and help ease the financial burden of fighting an illness.

The government offers various programs to cover cancer treatment costs and help ease the financial burden of fighting an illness.

Published on: 2 February, 2023

Published on: 2 February, 2023

A cancer diagnosis can be a shocking and frightening experience, and the associated financial strain can add significantly to the psychological stress of an uncertain future. Fortunately, the government offers various programs to help offset the costs of medical treatment for those facing financial hardship. 


Here are 4 government schemes offered by the state of West Bengal to provide treatment aid to cancer patients:

1. Free Cancer Treatment In State-Run Hospitals

The West Bengal Government offers free treatment for cancer patients in every government medical institution within the state. This service, furnished by the State Health Department and rendered to every citizen in the state, provides access to beds, cancer medicine, chemotherapy, radiotherapy and surgical procedures for all types of cancer - free of cost.

2. Swasthya Sathi Scheme

An entirely state-funded scheme, every resident of the state, i.e every family and every citizen, irrespective of age, is entitled to receive a basic health cover for tertiary and secondary healthcare in any of the 1,500 enlisted hospitals.

 

  • The scheme is completely cashless, paperless, smart card-based and run on an IT platform
  • The scheme can also be accessed through its mobile application
  • Patients are entitled to receive annual coverage of up to ₹5 lakhs on a family-floater basis, with no capping on family size
  • Every beneficiary family is provided with an online Swasthya Sathi smart card on the day of enrolment, which will be utilised to avail benefits under this scheme
  • All pre-existing diseases of the patient are covered
  • The premium is borne by the State Government
  • Patient can claim transport allowance of ₹200
  • A patient is not eligible for financial assistance under Swasthya Sathi Scheme if:
    • They are already insured under any other government-sponsored health scheme
    • They receive medical allowance in their salary

 

Read more about Swasthya Sathi Scheme, here.

3. Financial Assistance To The Workers For Critical Disease

The Labour Welfare Board of the Government of West Bengal provides financial assistance to construction labourers for the treatment of critical diseases like cancer, heart disease, renal disease etc. 

 

  • The applicant has to be a resident of West Bengal and registered with the state’s labour welfare board
  • The patient and their family members are entitled to receive ₹15,000 as subsidy

 

Read more about Financial Assistance to the Workers for Critical Disease, here.

4. Chief Minister’s Relief Fund, West Bengal (CMNRF)

The CMRF, West Bengal, grants financial assistance to distressed patients, with an annual income of less than ₹1,20,000, undergoing treatment in government or non-government hospitals.

 

  • The patient has to be a permanent resident of West Bengal
  • Patient can avail financial assistance under this scheme only once in a financial year
  • To apply, the applicant will be required to produce a duly completed and signed application form, monthly family income certificate issued by DM/ SDO/ BDO /Jt BDO/ Executive Officer in case of Municipality / Deputy Commissioner of Corporation, certificate regarding availability/non-availability of financial assistance, recommendation from an MP/MLA, original final hospital bill, discharge summary or estimation summary and contact details with mobile number
  • Photocopies of all the documents are required to be attested by a Group-A Government Officer
  • Application should be sent to: 

The Assistant Secretary,

Chief Minister’s Office,

'Nabanna'

325, Sarat Chatterjee Road
Howrah - 711 102

  • A patient is not eligible for financial assistance under CMNRF, West Bengal, if:
    • They are insured under Employee State Insurance Scheme
    • They are covered under the health insurance schemes of their employers


Read more about CMRF, West Bengal, here.

A cancer diagnosis can be devastating, and the associated financial strain of medical treatments can add to the psychological stress. Thankfully, the government has programs to help offset some of the costs associated with medical treatment and provide peace of mind during this difficult time.

Here are 4 government schemes offered by the state of West Bengal to provide treatment aid to cancer patients:

1. Free Cancer Treatment In State-Run Hospitals

The West Bengal Government offers free treatment for cancer patients in every government medical institution within the state. This service, furnished by the State Health Department and rendered to every citizen in the state, provides access to beds, cancer medicine, chemotherapy, radiotherapy and surgical procedures for all types of cancer - free of cost.

2. Swasthya Sathi Scheme

An entirely state-funded scheme, every resident of the state, i.e every family and every citizen, irrespective of age, is entitled to receive a basic health cover for tertiary and secondary healthcare in any of the 1,500 enlisted hospitals.

 

  • The scheme is completely cashless, paperless, smart card-based and run on an IT platform
  • The scheme can also be accessed through its mobile application
  • Patients are entitled to receive annual coverage of up to ₹5 lakhs on a family-floater basis, with no capping on family size
  • Every beneficiary family is provided with an online Swasthya Sathi smart card on the day of enrolment, which will be utilised to avail benefits under this scheme
  • All pre-existing diseases of the patient are covered
  • The premium is borne by the State Government
  • Patient can claim transport allowance of ₹200
  • A patient is not eligible for financial assistance under Swasthya Sathi Scheme if:
    • They are already insured under any other government-sponsored health scheme
    • They receive medical allowance in their salary

 

Read more about Swasthya Sathi Scheme, here.

3. Financial Assistance To The Workers For Critical Disease

The Labour Welfare Board of the Government of West Bengal provides financial assistance to construction labourers for the treatment of critical diseases like cancer, heart disease, renal disease etc. 

 

  • The applicant has to be a resident of West Bengal and registered with the state’s labour welfare board
  • The patient and their family members are entitled to receive ₹15,000 as subsidy

 

Read more about Financial Assistance to the Workers for Critical Disease, here.

4. Chief Minister’s Relief Fund, West Bengal (CMNRF)

The CMRF, West Bengal, grants financial assistance to distressed patients, with an annual income of less than ₹1,20,000, undergoing treatment in government or non-government hospitals.

 

  • The patient has to be a permanent resident of West Bengal
  • Patient can avail financial assistance under this scheme only once in a financial year
  • To apply, the applicant will be required to produce a duly completed and signed application form, monthly family income certificate issued by DM/ SDO/ BDO /Jt BDO/ Executive Officer in case of Municipality / Deputy Commissioner of Corporation, certificate regarding availability/non-availability of financial assistance, recommendation from an MP/MLA, original final hospital bill, discharge summary or estimation summary and contact details with mobile number
  • Photocopies of all the documents are required to be attested by a Group-A Government Officer
  • Application should be sent to: 

The Assistant Secretary,

Chief Minister’s Office,

'Nabanna'

325, Sarat Chatterjee Road
Howrah - 711 102

  • A patient is not eligible for financial assistance under CMNRF, West Bengal, if:
    • They are insured under Employee State Insurance Scheme
    • They are covered under the health insurance schemes of their employers


Read more about CMRF, West Bengal, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Anoushka Pinto


Written by:

Anoushka Pinto

4 Financial Support Schemes For Cancer Treatment Extended By The Maharashtra Government​

4 Financial Support Schemes For Cancer Treatment Extended By The Maharashtra Government

4 Financial Support Schemes For Cancer Treatment Extended By The Maharashtra Government

If you or a loved one are facing cancer, the government has various programs to help you offset the costs, such as healthcare coverage and other financial assistance options.

If you or a loved one are facing cancer, the government has various programs to help you offset the costs, such as healthcare coverage and other financial assistance options.

Published on: 31 January, 2023

Published on: 31 January, 2023

Watch the video:

Play Video

A cancer diagnosis can be a shocking and frightening experience, and the associated financial strain can add significantly to the psychological stress of an uncertain future. Fortunately, the government offers various programs to help offset the costs of medical treatment for those facing financial hardship.

 

Here are 4 government schemes offered by the state of Maharashtra to provide treatment aid to cancer patients:

1. State Illness Assistance Fund (SIAF)

Under the Rashtriya Arogya Nidhi (RAN) scheme, State Illness Assistance Fund (SIAF) has been set up in many states including Maharashtra. It has been formed in order to provide free treatment to BPL patients suffering from life-threatening diseases including cancer.

 

  • It offers coverage up to INR 1 lakh for cancer treatment at government hospitals within the state
  • Patients undergoing treatment in Maharashtra should be domiciled in the state 
  • The medical estimate, in any case, should not exceed INR 1.50 lakh
  • To apply, the applicant will be required to produce a duly filled and signed application form, BPL Card, residential certificate, and medical estimation letter
  • A patient is not eligible for financial assistance under SIAF, i
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about SIAF, here.

2. Chief Minister's Relief Fund (CMRF) - Maharashtra

The CMMRF grants financial assistance to patients below poverty line suffering from life-threatening ailments to receive treatment in hospitals in Maharashtra or across the country.

 

  • Under this scheme, aid up to INR 50,000 is provided for chemotherapy and dialysis. 
  • Only poor patients with annual income below INR 1.6 lakh, who are not covered by any other state-sponsored health scheme are eligible
  • To apply, the applicant will be required to produce all original documents such as hospital bills, discharge summary or estimation summary, along with other documents 
  • A patient is not eligible for financial assistance under CMRF, if their family is covered under the Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements

     

Read more about CMRF, Maharashtra, here.

3. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patient Fund, set up under the Rashtriya Arogya Nidhi (RAN), has been established in 2 Regional Cancer Centres (RCCs) in the state of Maharashtra - Tata Memorial Hospital, Mumbai and R.S.T. Hospital & Research Centre, Nagpur.

 

  • Financial assistance of up to INR 2,00,000 is provided to a cancer patient from the BPL category
  • Grants from HMCPF would not be used where treatment/facilities for cancer treatment are available free of cost.      
  • To apply, the applicant will be required to produce a duly completed and signed  application form, copy of income certificate and copy of ration card
  •   A patient is not eligible for financial assistance under HMCPF, if 
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

4. Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY)

The Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) was initiated by the Maharashtra government to give access to free medical care to the underprivileged and the vulnerable sections of society. The scheme is now integrated with Ayushman Bharat – PM Jan Arogya Yojana.

 

  • MJPJAY provides cashless healthcare services to the beneficiaries for serious illnesses requiring hospitalisation including cancer 
  • Patients undergoing treatment in Maharashtra should be domiciled in the state 
  • Those seeking assistance should hold White/Orange/Yellow Ration Card, Antyodaya Anna Yojana Card (AAY) or Annapurna Card
  • The scheme provides coverage for meeting all expenses in government and private empanelled hospitals, relating to hospitalisation up to ₹1.50 lakhs per family per year. 
  • The benefit is also available to each and every member of the family on floater basis
  • To apply, the applicant will be required to produce PAN card / Voter ID / Aadhaar card / nationalised bank passbook with photograph as address proof, driving license / school /college ID, handicap certificate, Tehsildar’s  stamps on the applicant’s photograph
  • A patient is not eligible for financial assistance under SIAF, if 
    • They are not domiciled in the state of Maharashtra
    • They do not fulfil the eligibility criteria mentioned here

 

Read more about MJPJAY, here.

Watch the video:

Play Video

A cancer diagnosis can be a shocking and frightening experience, and the associated financial strain can add significantly to the psychological stress of an uncertain future. Fortunately, the government offers various programs to help offset the costs of medical treatment for those facing financial hardship.

 

Here are 4 government schemes offered by the state of Maharashtra to provide treatment aid to cancer patients:

1. State Illness Assistance Fund (SIAF)

Under the Rashtriya Arogya Nidhi (RAN) scheme, State Illness Assistance Fund (SIAF) has been set up in many states including Maharashtra. It has been formed in order to provide free treatment to BPL patients suffering from life-threatening diseases including cancer.

  • It offers coverage up to INR 1 lakh for cancer treatment at government hospitals within the state
  • Patients undergoing treatment in Maharashtra should be domiciled in the state 
  • The medical estimate, in any case, should not exceed INR 1.50 lakh
  • To apply, the applicant will be required to produce a duly filled and signed application form, BPL Card, residential certificate, and medical estimation letter
  • A patient is not eligible for financial assistance under SIAF, i
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about SIAF, here.

2. Chief Minister's Relief Fund (CMRF) - Maharashtra

The CMMRF grants financial assistance to patients below poverty line suffering from life-threatening ailments to receive treatment in hospitals in Maharashtra or across the country.

 

  • Under this scheme, aid up to INR 50,000 is provided for chemotherapy and dialysis. 
  • Only poor patients with annual income below INR 1.6 lakh, who are not covered by any other state-sponsored health scheme are eligible
  • To apply, the applicant will be required to produce all original documents such as hospital bills, discharge summary or estimation summary, along with other documents 
  • A patient is not eligible for financial assistance under CMRF, if their family is covered under the Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements

Read more about CMRF, Maharashtra, here.

3. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patient Fund, set up under the Rashtriya Arogya Nidhi (RAN), has been established in 2 Regional Cancer Centres (RCCs) in the state of Maharashtra - Tata Memorial Hospital, Mumbai and R.S.T. Hospital & Research Centre, Nagpur.

 

  • Financial assistance of up to INR 2,00,000 is provided to a cancer patient from the BPL category
  • Grants from HMCPF would not be used where treatment/facilities for cancer treatment are available free of cost.      
  • To apply, the applicant will be required to produce a duly completed and signed  application form, copy of income certificate and copy of ration card
  •   A patient is not eligible for financial assistance under HMCPF, if 
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

4. Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY)

The Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) was initiated by the Maharashtra government to give access to free medical care to the underprivileged and the vulnerable sections of society. The scheme is now integrated with Ayushman Bharat – PM Jan Arogya Yojana.

  • MJPJAY provides cashless healthcare services to the beneficiaries for serious illnesses requiring hospitalisation including cancer 
  • Patients undergoing treatment in Maharashtra should be domiciled in the state 
  • Those seeking assistance should hold White/Orange/Yellow Ration Card, Antyodaya Anna Yojana Card (AAY) or Annapurna Card
  • The scheme provides coverage for meeting all expenses in government and private empanelled hospitals, relating to hospitalisation up to ₹1.50 lakhs per family per year. 
  • The benefit is also available to each and every member of the family on floater basis
  • To apply, the applicant will be required to produce PAN card / Voter ID / Aadhaar card / nationalised bank passbook with photograph as address proof, driving license / school /college ID, handicap certificate, Tehsildar’s  stamps on the applicant’s photograph
  • A patient is not eligible for financial assistance under SIAF, if 
    • They are not domiciled in the state of Maharashtra
    • They do not fulfil the eligibility criteria mentioned here

Read more about MJPJAY, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Aathira Ayyappan

Related posts


Written by:

Aathira Ayyappan

Related posts

Government-Sponsored Schemes For Cancer Patients in Kerala

6 Ways The Kerala Government Can Assist You With Covering the Costs of Cancer Treatment

6 Ways The Kerala Government Can Assist With Covering the Costs of Cancer Treatment

Cancer treatment is expensive, but help is available. The government offers various programs to assist with the cost of cancer care.

Cancer treatment is expensive, but help is available. The government offers various programs to assist with the cost of cancer care.

Published on: 30 January, 2023

Published on: 30 January, 2023

A cancer diagnosis is a devastating shock that can lead to immense psychological distress, especially if you worry about affording the necessary treatments. Fortunately, the government has put in place various programs to provide financial assistance and help ease the burden of medical costs. It is important to be aware of these resources and reach out for help if needed.

 

Here are 6 government schemes offered by the state of Kerala to provide treatment aid to cancer patients:

A cancer diagnosis is a devastating shock that can lead to immense psychological distress, especially if you worry about affording the necessary treatments. Fortunately, the government has put in place various programs to provide financial assistance and help ease the burden of medical costs. It is important to be aware of these resources and reach out for help if needed.

 

Here are 6 government schemes offered by the state of Kerala to provide treatment aid to cancer patients:

1. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in the enlisted Regional Cancer Centres (RCC) in the state - Regional Cancer Centre, Thiruvananthapuram.

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenses already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

2. Chief Minister's Distress Relief Fund

Chief Minister’s Distress Relief Fund is an emergency assistance scheme for granting relief to deserving families and individuals affected by natural calamities or loss of life of relatives due to accidents or for medical treatment for major diseases.

 

  • Funds are allocated on the approval of the Chief Minister
  • Persons suffering from cancer can apply for the same financial assistance again after a period of two years.
  • To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
  • A patient is not eligible for financial assistance under this scheme, if 
    • Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
    • Annual family income exceeds INR 1 lakh

 

Read more about the Chief Minister’s Distress Relief Fund, here.

3. Cancer Suraksha Scheme

Under this scheme, children under 18 years in the BPL category would be given free treatment for cancer through designated government hospitals in the state. All expenditures for investigations and treatment will be met from this scheme. 

 

  • This scheme is meant to cover the cost of drugs, investigations, procedures, implants, etc. which the government does not cover in other schemes already
  • The ceiling of expenditure per child would be initially INR  50,000
  • This scheme will not cover rent of pay wards, procurement of expensive drugs, investigations etc
  • Those patients found eligible would be registered under the scheme and a ‘Patient Card’ would be issued to them
  • This scheme can be availed for a duration of one year
  • To apply, the applicant will be required to produce a confirmed diagnosis of cancer, BPL card, Aadhaar card and other relevant documents.
  • A patient is not eligible for financial assistance under this scheme, if 
    • They are above 18 years of age
    • They are already availing free treatment in a government hospital
    • They are eligible for medical reimbursement from other sources or have medical insurance are not eligible for this scheme. 
    • They are not domiciled in Kerala

 

Read more about the Cancer Suraksha Scheme, here.

4. Karunya Benevolent Fund

The Karunya Benevolent Fund is an assurance scheme of the Kerala government which provides financial aid for poor people suffering from serious ailments, by raising funds through the Kerala State Lottery. The scheme is managed by the State Lotteries Department (Taxes). All costs are incurred by the state government.

 

  • This scheme is applicable to those with an annual family income of less than INR 3 lakhs
  • Cancer patients can avail up to INR 2 lakhs
  • To apply, the applicant will be required to produce their ration card, income certificate and Aadhar card

 

Read more about the Karunya Benevolent Fund, here.

5. Sukrutham Scheme

Under this scheme, free treatment is provided to cancer patients, and is presently available at empanelled hospitals in the state.

 

  • Those holding BPL (below-poverty line) cards as well as those covered by the Rashtriya Swasthya Suraksha Yojana, the national health insurance scheme, are eligible 
  • The government will supply drugs and consumables to all the hospitals under the Sukrutham scheme
  • Children suffering from cancer can avail free education under this scheme
  • The maximum benefit that can be availed is INR 3 lakhs
  • To apply, the applicant will be required to produce proof of cancer diagnosis, ID proof, ration card, Aadhar card, and residential proof

 

Read more about the Sukrutham Scheme, here.

6. Comprehensive Health Insurance Scheme (CHIS) Plus

The Comprehensive Health Insurance Scheme (CHIS) Plus, implemented by the Comprehensive Health Insurance Agency of Kerala (CHIAK) is aimed at the poor and economically-weaker sections of society, who are suffering from diseases such as cancer.

 

  • CHIS Plus scheme allows the beneficiaries to claim treatment expenses at any government medical college hospital and general hospitals in the state 
  • Cancer patients can claim an amount of INR 70,000 in addition to INR 30,000 worth of treatment ensured by the smart card.
  • The hospitals where the beneficiaries seek treatment can directly claim the cost of treatment up to INR 1 lakh.
  • To apply, the applicant will be required to produce a declaration form with details of the family members’ income certificate, passport-size photograph, ration card, Aadhar card, and residential certificate. 
  • A patient is not eligible for financial assistance under this scheme, if they are in any other government health insurance scheme in India or are eligible for reimbursement of treatment expenses via any other means

 

Read more about the CHIS Plus Scheme, here.

1. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in the enlisted Regional Cancer Centres (RCC) in the state - Regional Cancer Centre, Thiruvananthapuram.

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenses already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

2. Chief Minister's Distress Relief Fund

Chief Minister’s Distress Relief Fund is an emergency assistance scheme for granting relief to deserving families and individuals affected by natural calamities or loss of life of relatives due to accidents or for medical treatment for major diseases.

 

  • Funds are allocated on the approval of the Chief Minister
  • Persons suffering from cancer can apply for the same financial assistance again after a period of two years.
  • To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
  • A patient is not eligible for financial assistance under this scheme, if 
    • Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
    • Annual family income exceeds INR 1 lakh

 

Read more about the Chief Minister’s Distress Relief Fund, here.



3. Cancer Suraksha Scheme

Under this scheme, children under 18 years in the BPL category would be given free treatment for cancer through designated government hospitals in the state. All expenditures for investigations and treatment will be met from this scheme. 

 

  • This scheme is meant to cover the cost of drugs, investigations, procedures, implants, etc. which the government does not cover in other schemes already
  • The ceiling of expenditure per child would be initially INR  50,000
  • This scheme will not cover rent of pay wards, procurement of expensive drugs, investigations etc
  • Those patients found eligible would be registered under the scheme and a ‘Patient Card’ would be issued to them
  • This scheme can be availed for a duration of one year
  • To apply, the applicant will be required to produce a confirmed diagnosis of cancer, BPL card, Aadhaar card and other relevant documents.
  • A patient is not eligible for financial assistance under this scheme, if 
    • They are above 18 years of age
    • They are already availing free treatment in a government hospital
    • They are eligible for medical reimbursement from other sources or have medical insurance are not eligible for this scheme. 
    • They are not domiciled in Kerala

 

Read more about the Cancer Suraksha Scheme, here.

4. Karunya Benevolent Fund

The Karunya Benevolent Fund is an assurance scheme of the Kerala government which provides financial aid for poor people suffering from serious ailments, by raising funds through the Kerala State Lottery. The scheme is managed by the State Lotteries Department (Taxes). All costs are incurred by the state government.

 

  • This scheme is applicable to those with an annual family income of less than INR 3 lakhs
  • Cancer patients can avail up to INR 2 lakhs
  • To apply, the applicant will be required to produce their ration card, income certificate and Aadhar card

 

Read more about the Karunya Benevolent Fund, here.

5. Sukrutham Scheme

Under this scheme, free treatment is provided to cancer patients, and is presently available at empanelled hospitals in the state.

 

  • Those holding BPL (below-poverty line) cards as well as those covered by the Rashtriya Swasthya Suraksha Yojana, the national health insurance scheme, are eligible 
  • The government will supply drugs and consumables to all the hospitals under the Sukrutham scheme
  • Children suffering from cancer can avail free education under this scheme
  • The maximum benefit that can be availed is INR 3 lakhs
  • To apply, the applicant will be required to produce proof of cancer diagnosis, ID proof, ration card, Aadhar card, and residential proof

 

Read more about the Sukrutham Scheme, here.

6. Comprehensive Health Insurance Scheme (CHIS) Plus

The Comprehensive Health Insurance Scheme (CHIS) Plus, implemented by the Comprehensive Health Insurance Agency of Kerala (CHIAK) is aimed at the poor and economically-weaker sections of society, who are suffering from diseases such as cancer.

 

  • CHIS Plus scheme allows the beneficiaries to claim treatment expenses at any government medical college hospital and general hospitals in the state 
  • Cancer patients can claim an amount of INR 70,000 in addition to INR 30,000 worth of treatment ensured by the smart card.
  • The hospitals where the beneficiaries seek treatment can directly claim the cost of treatment up to INR 1 lakh.
  • To apply, the applicant will be required to produce a declaration form with details of the family members’ income certificate, passport-size photograph, ration card, Aadhar card, and residential certificate. 
  • A patient is not eligible for financial assistance under this scheme, if they are in any other government health insurance scheme in India or are eligible for reimbursement of treatment expenses via any other means

 

Read more about the CHIS Plus Scheme, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit http://www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Aathira Ayyappan


Written by:

Aathira Ayyappan

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Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka​

Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka

Finding Comfort and Care: A Guide to Palliative Care Centres in Karnataka

Palliative care centres provide holistic care and support to critically ill patients by ensuring personalised care and treatment plans to improve the quality of life and reduce suffering.

Published on: 25 January, 2023

Palliative care centres provide holistic care and support to critically ill patients by ensuring personalised care and treatment plans to improve the quality of life and reduce suffering.

Published on: 25 January, 2023

Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illnesses. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.

 

Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.

 

Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.

 

Here is a district-wise list of some of the top palliative care centres in Karnataka:

 

*Pinch/scroll or double-tap/double-click to zoom in on any area.

Palliative care is a comprehensive approach to addressing the physical, psychological, social, and spiritual needs of patients and their families who are facing life-threatening illnesses. By providing holistic care and support, palliative care helps to improve the quality of life for both adults and children, easing the burden of stress, pain, and other symptoms associated with serious illnesses.

 

Palliative care is provided for a range of conditions: cardiovascular diseases, cancer, chronic respiratory diseases, kidney failure, chronic liver disease, multiple sclerosis and Parkinson’s disease.

 

Patients may receive palliative care in a hospital, an outpatient clinic or at home under the direction of licensed healthcare providers.

 

Here is a district-wise list of some of the top palliative care centres in Karnataka:

 

*Pinch/scroll or double-tap/double-click to zoom in on any area.



1. Bangalore Urban

Aster CMI Hospital

Address:
43/2, New Airport Road, NH-7
Outer Ring Rd, Sahakar Nagar
Bangalore, Karnataka 560092

 

Contact: +919886179793, +918904873642

Email: drragraj1@gmail.com 

Website www.asterhospitals.in

Bangalore Baptist Hospital

Palliative Care Program

 

Address:
Bellary Road, Hebbal
Bangalore, Karnataka 560024

 

Services: Out-patient / In-patient / Home care

Contact: +9180 22024395, +9180 22024700

Email: palliative@bbh.org.in  

Website: www.bbh.org.in

Bangalore Hospice Trust

Karunashraya 

 

Address:

Airport Varthur Main Road
Marathahalli, Kundalahalli Gate
Bangalore, Karnataka 560037

 

Services: Out-patient / In-patient / Home care

Contact: +918042685666

Fax: +918028476201

Email: karunashraya@vsnl.com

Website: www.karunashraya.org

Kidwai Memorial Institute of Oncology

Department of Palliative Care

 

Address:
Dr M.H. Marigowda Road
Bangalore, Karnataka 560029

 

Services: Out-patient / In-patient

Contact: +918026094100, +918026560703, +919845226581

Email: drlingegowda@yahoo.com, kidwai@.nic.in, contactus@kmio.org

Website: www.kar.nic.in/kidwai/

Samraksha

Address:

2nd Cross Rd, Kodanda Reddy Layout

Ramamurthy Nagar, Bengaluru

Karnataka 560016

 

Services: Out-patient / Home care

Contact: +919448458301

Email: sanghamitra.iyengar@gmail.com 

Website: http://www.samraksha.org

St John’s Medical College

Department of Pain and Palliative Medicine

 

Address:
Sarjapur Road, Bangalore
Karnataka 560034

 

Services: Out-patient / In-patient / Home care

Contact: +918022065925, +918022065913, +917411916820
Email: ppcusjmch@gmail.com
Website: www.stjohns.in

HCG Comprehensive Cancer Care Hospital

Address:

Room 208, 2nd Floor
Tower 4, K. R. Road
Sampangiram Nagar, Bangalore
Karnataka 560027

 

Contact: +918061562208, +919886770724

Email: manojbengaluru.gk@gmail.com 

Website: www.hcgoncology.com

Kshema Hospice

Kshema Palliative Care LLP

 

Address:

No 15/A, 17th Cross, 21st Main
5th Phase, J. P. Nagar
Bengaluru, Karnataka 560078

 

Services: In-patient

Contact: +918049563868, +919108930666, +919902233221
Email: hospice@kshemahealth.co.in
Website: www.kshemahospice.co.in

C. V. Hospital

Chetana Vihara

 

Address:

143 B, Bommasandra Industrial Area,
Hebbagodi, Bangalore
Karnataka 560099

 

Contact: +919741862781, +919845114794

Email: cvhospital.in@gmail.com

2. Bangalore Rural

Bangalore Baptist Hospital

Address:
Bommenahalli Road,
Devanahalli, Bangalore
Karnataka 563112

 

Services: Out-patient / In-patient / Home care

Contact: +919380977573

Email: palliative@bbh.org.in
Website: www.bbh.org.in 

3. Dakshina Kannada

Kasturba Medical College

Address:
PO Box 53, Light House Hill Road
Mangalore, Karnataka 575001 

 

Services: Out-patient / In-patient

Contact: +919448189480
Email: sheetal.raj@manipal.edu

Ave Maria Palliative Care Centre

Address:
Mangalanagara Kudupu
Vamanjoor, Mangalore
Karnataka 575028

 

Services: In-patient / Home care

Contact: +917022620186

Website: http://avemariapalliativecare.org/ 

Adarsha Hospital

Address:

APMC road, Puttur
Karnataka 574201

 

Services: Out-patient

Contact: 08251235065

4. Udupi

Kasturba Medical College

Department of Palliative Medicine and Supportive Care

 

Address:

Hebri Rd, Madhav Nagar
Manipal, Karnataka 576104

 

Contact: 08202922456, +919969683669

5. Mysore

Palliative Care Centre, Swamy Vivekananda Youth Movement

Address:
Gaffar Khan Ward
PKTB and CD Hopital Campus
KRS Road, Mysuru 570002

 

Services: Out-patient / In-patient / Home care

Contact: +918212974133, +919686666155, +919886379529
Email: palliativecare@svym.org.in
Website: www.svym.org

JSS Medical College

Address:

Rajendra Nagar Main Rd
Bannimantap A Layout, Bannimantap

Mysuru, Karnataka 570007

 

Contact: +919342134196
Email: drakka_p@yahoo.co.in

ClearMedi Radiant Hospital

Address:

Vijay Nagar 3rd Stage
Vijayanagar, Mysuru
Karnataka 570017

 

Contact: +919513512199, +929739299306, +919880621777
Email: info.radiant@clearmedi.com

6. Shimoga

Sharanya Hospice

Address:
Garden Area, BH Road Cross
Opp Modern Talkies, Shimoga
Karnataka 577201

 

Services: Out-patient / In-patient

Contact: +918182 223366
Email: sharanya_shimoga@rediffmail.com
Website: www.sharanyahospice.org

Navajeevan Holistic And Palliative Care Centre

Address:

Malnad Social Service Society
St. Joseph Chruch Compound
Sagar Road, Shimoga
Karnataka 577204

 

Services: Out-patient / In-patient / Home care

Contact: +919482598520
Email: msssbhadravathi@gmail.com

7. Chikmagalur

Pushpa Hospital

Supported by Catholic Health Association of India (CHAI)

 

Address:
Narshimaraipura, Chikmagalur,
Karnataka 577134

 

Services: Out-patient / In-patient

Contact: +919449651252
Email: marrysusanna@yahoo.com
Website: https://pushpahospital.com/

8. Kalaburagi

Samzios Palliative Care & Research Institute

Address:
16-1-1, Behind KSDC,
Near Gold Hub, Kalaburagi
Karnataka 585102

 

Services: In-patient / Home care

Contact: +918762501721, +919449058721,  +918762438721

Email: ceo@samzios.com
Website: www.samzios.com

1. Bangalore Urban

Aster CMI Hospital

Address:
43/2, New Airport Road, NH-7
Outer Ring Rd, Sahakar Nagar
Bangalore, Karnataka 560092

 

Contact: +919886179793, +918904873642

Email: drragraj1@gmail.com 

Website www.asterhospitals.in

Bangalore Baptist Hospital

Palliative Care Program

 

Address:
Bellary Road, Hebbal
Bangalore, Karnataka 560024

 

Services: Out-patient / In-patient / Home care

Contact: +9180 22024395, +9180 22024700

Email: palliative@bbh.org.in  

Website: www.bbh.org.in

Bangalore Hospice Trust

Karunashraya 

 

Address:

Airport Varthur Main Road
Marathahalli, Kundalahalli Gate
Bangalore, Karnataka 560037

 

Services: Out-patient / In-patient / Home care

Contact: +918042685666

Fax: +918028476201

Email: karunashraya@vsnl.com

Website: www.karunashraya.org

Kidwai Memorial Institute of Oncology

Department of Palliative Care

 

Address:
Dr M.H. Marigowda Road
Bangalore, Karnataka 560029

 

Services: Out-patient / In-patient

Contact: +918026094100, +918026560703, +919845226581

Email: drlingegowda@yahoo.com, kidwai@.nic.in, contactus@kmio.org

Website: www.kar.nic.in/kidwai/

Samraksha

Address:

2nd Cross Rd, Kodanda Reddy Layout

Ramamurthy Nagar, Bengaluru

Karnataka 560016

 

Services: Out-patient / Home care

Contact: +919448458301

Email: sanghamitra.iyengar@gmail.com 

Website: http://www.samraksha.org

St John’s Medical College

Department of Pain and Palliative Medicine

 

Address:
Sarjapur Road, Bangalore
Karnataka 560034

 

Services: Out-patient / In-patient / Home care

Contact: +918022065925, +918022065913, +917411916820
Email: ppcusjmch@gmail.com
Website: www.stjohns.in

HCG Comprehensive Cancer Care Hospital

Address:

Room 208, 2nd Floor
Tower 4, K. R. Road
Sampangiram Nagar, Bangalore
Karnataka 560027

 

Contact: +918061562208, +919886770724

Email: manojbengaluru.gk@gmail.com 

Website: www.hcgoncology.com

Kshema Hospice

Kshema Palliative Care LLP

Address:

No 15/A, 17th Cross, 21st Main
5th Phase, J. P. Nagar
Bengaluru, Karnataka 560078

 

Services: In-patient

Contact: +918049563868, +919108930666, +919902233221
Email: hospice@kshemahealth.co.in
Website: www.kshemahospice.co.in

C. V. Hospital

Chetana Vihara

 

Address:

143 B, Bommasandra Industrial Area,
Hebbagodi, Bangalore
Karnataka 560099

 

Contact: +919741862781, +919845114794

Email: cvhospital.in@gmail.com

2. Bangalore Rural

Bangalore Baptist Hospital

Address:
Bommenahalli Road,
Devanahalli, Bangalore
Karnataka 563112

 

Services: Out-patient / In-patient / Home care

Contact: +919380977573

Email: palliative@bbh.org.in
Website: www.bbh.org.in 

3. Dakshina Kannada

Kasturba Medical College

Address:
PO Box 53, Light House Hill Road
Mangalore, Karnataka 575001 

 

Services: Out-patient / In-patient

Contact: +919448189480
Email: sheetal.raj@manipal.edu

Ave Maria Palliative Care Centre

Address:
Mangalanagara Kudupu
Vamanjoor, Mangalore
Karnataka 575028

 

Services: In-patient / Home care

Contact: +917022620186

Website: http://avemariapalliativecare.org/ 

Adarsha Hospital

Address:

APMC road, Puttur
Karnataka 574201

 

Services: Out-patient

Contact: 08251235065

4. Udupi

Kasturba Medical College

Department of Palliative Medicine and Supportive Care

 

Address:

Hebri Rd, Madhav Nagar
Manipal, Karnataka 576104

 

Contact: 08202922456, +919969683669

5. Mysore

Palliative Care Centre, Swamy Vivekananda Youth Movement

Address:
Gaffar Khan Ward
PKTB and CD Hopital Campus
KRS Road, Mysuru 570002

 

Services: Out-patient / In-patient / Home care

Contact: +918212974133, +919686666155, +919886379529
Email: palliativecare@svym.org.in
Website: www.svym.org

JSS Medical College

Address:

Rajendra Nagar Main Rd
Bannimantap A Layout, Bannimantap

Mysuru, Karnataka 570007

 

Contact: +919342134196
Email: drakka_p@yahoo.co.in

ClearMedi Radiant Hospital

Address:

Vijay Nagar 3rd Stage
Vijayanagar, Mysuru
Karnataka 570017

 

Contact: +919513512199, +929739299306, +919880621777
Email: info.radiant@clearmedi.com

6. Shimoga

Sharanya Hospice

Address:
Garden Area, BH Road Cross
Opp Modern Talkies, Shimoga
Karnataka 577201

 

Services: Out-patient / In-patient

Contact: +918182 223366
Email: sharanya_shimoga@rediffmail.com
Website: www.sharanyahospice.org

Navajeevan Holistic And Palliative Care Centre

Address:

Malnad Social Service Society
St. Joseph Chruch Compound
Sagar Road, Shimoga
Karnataka 577204

 

Services: Out-patient / In-patient / Home care

Contact: +919482598520
Email: msssbhadravathi@gmail.com

7. Chikmagalur

Pushpa Hospital

Supported by Catholic Health Association of India (CHAI)

 

Address:
Narshimaraipura, Chikmagalur,
Karnataka 577134

 

Services: Out-patient / In-patient

Contact: +919449651252
Email: marrysusanna@yahoo.com
Website: https://pushpahospital.com/

8. Kalaburagi

Samzios Palliative Care & Research Institute

Address:
16-1-1, Behind KSDC,
Near Gold Hub, Kalaburagi
Karnataka 585102

 

Services: In-patient / Home care

Contact: +918762501721, +919449058721,  +918762438721

Email: ceo@samzios.com
Website: www.samzios.com

Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Need help affording palliative care for you or a loved one? Milaap makes it easy to seek financial assistance. Set up a fundraiser for any medical emergency in minutes and raise funds to cover the cost of treatment. No matter the situation, Milaap is here to help you get the care you need.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Anoushka Pinto


Written by:

Anoushka Pinto

6 Government-Sponsored Schemes For Cancer Patients in Karnataka

6 Government-Sponsored Schemes For Cancer Patients in Karnataka

6 Government-Sponsored Schemes For Cancer Patients in Karnataka

In the event of a medical emergency, the government can provide support in the form of financial assistance or other schemes.

In the event of a medical emergency, the government can provide support in the form of financial assistance or other schemes. ​

Published on: 24 January, 2023

Published on: 24 January, 2023

A cancer diagnosis can be a life-altering event that comes with a host of overwhelming emotional, mental, and financial challenges. Patients and their families struggle with feelings of uncertainty about treatment costs, which can be difficult to manage due to the complexity of medical bills and insurance coverage. In such times of medical crisis, the government has programs to help offset the cost of needed care. 

 

Here are 5 government schemes offered by the state of Karnataka to provide treatment aid to cancer patients:

 

 

A cancer diagnosis can be a life-altering event that comes with a host of overwhelming emotional, mental, and financial challenges. Patients and their families struggle with feelings of uncertainty about treatment costs, which can be difficult to manage due to the complexity of medical bills and insurance coverage. In such times of medical crisis, the government has programs to help offset the cost of needed care. 

 

Here are 5 government schemes offered by the state of Karnataka to provide treatment aid to cancer patients:

 

 

1. Karnataka Chief Minister's Medical Relief Fund (KCMMRF)

The KCMMRF grants financial assistance to patients below poverty line suffering from life-threatening ailments to receive treatment in any of the enlisted government hospitals, or non-enlisted hospitals of national repute in the state of Karnataka.

 

  • KCMMRF runs on public contributions and does not receive any budgetary support
  • Patients are entitled to receive a maximum of INR 1 lakh for cancer treatment
  • Funds are allocated on the approval of the Chief Minister
  • A patient can apply for financial assistance for relief before treatment, or relief after treatment
  • To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
  • A patient is not eligible for financial assistance under KCMMRF, if:
    • Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
    • The disease is of common nature with inexpensive treatments

 

Read more about KCMRF, here.

2. Ayushman Bharat - Arogya Karnataka Scheme (AB-ARK)

AB-ARK extends financial protection to patients living below poverty line that suffer from critical illnesses, to access primary, specified secondary and tertiary healthcare benefits at any of the enlisted hospitals within the state of Karnataka. 

 

  • Patients are classified as ‘Eligible Patients’ and ‘General Patients’ as defined under the National Food Security Act, 2013
  • Eligible Patients are entitled to receive family-floater coverage of up to INR 5 lakhs, per year for cancer treatment, while General Patients are entitled to receive coverage of up to INR 1.5 lakh per year, on a co-payment basis
  • To apply, the applicant will be required to produce their Aadhar card and ration card
  • A patient is not eligible for financial assistance under AB-ARK, if
    • They are covered under Employees’ State Insurance Scheme (ESI) and Central Government Health Scheme (CGHS) 
    • They are covered under the health insurance schemes of their employers
    • They have taken private health policies on their own

 

Read more about AB-ARK, here.

 

3. Vajpayee Arogya Shree (VA)

The VA insurance scheme was designed for patients below the poverty line suffering from critical illnesses, to increase their access to quality tertiary health care including hospitalisation, therapy and surgery.

 

  • All costs are incurred by the state government
  • People of all ages are eligible to apply for this scheme
  • Provides family-floater coverage, i.e 5 members in a family can receive up to a sum of INR 1.5 lakh annually for cancer treatment, on exhaustion of which, a further INR 50,000 is provided
  • To apply, the applicant will be required to produce a self-declaration form, along with their Aadhar card, BPL card and PDS card

 

Read more about VA, here.

4. Rajiv Arogya Bhagya (RAB)

RAB is a state-sponsored health insurance scheme for patients living above poverty line and suffering from life-threatening conditions, to avail affordable and accessible tertiary treatment. 

 

  • Patient must be a legal resident of the State of Karnataka
  • Patients can avail medical treatment at government and private hospitals
  • As there is no predetermined income bar, both APL and BPL patients can apply for this scheme
  • Patients who fall under Category A, i.e farmers labourers of unorganised sector, deprived households, SC/ST people, government employees, members of cooperatives societies, media persons and representatives, need not pay a premium
  • Whereas patients not included in Category A fall under Category B and have to pay a premium of INR 300, if hailing from rural areas, and INR 700 if failing from urban areas
  • Category A patients can avail cashless treatment, while Category B patients can claim 30% reimbursement from the government
  • To apply, the applicant will be required to produce ID proof, ration card, Aadhar card, PDS card and residential proof

 

Read more about RAB, here.

5. Jyothi Sanjeevini Scheme (JSS)

JSS is an insurance plan implemented by the Government of Karnataka that offers cashless medical aid to employees of the state government and their families, at any of the empanelled hospitals. 

 

  • Any Karnataka state government employee and their family is qualified to apply for the scheme
  • The scheme provides an annual cover of INR 1.5L per year for serious illnesses requiring tertiary treatments
  • The government employee has to manage 30% of the final medical charges carried out in the general ward, while the government takes care of the remaining 70% 
  • The government covers 50% of the final medical charges carried out in a super-speciality ward
  • To apply, the applicant will be required to produce a declaration form with details of the family members’ income certificate, passport-size photograph, ration card, Aadhar card, and residential certificate. 
  • A patient is not eligible for financial assistance under JSS if they are in any other government health insurance scheme in India

 

Read more about JSS, here.

6. Health Minister’s Cancer Patients Fund (HMCPF)  

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of Rashtriya Arogya Nidhi (RAN), provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment at Karnataka's Kidwai Memorial Institute of Oncology Cancer Research and Training Centre.

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenses already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

1. Karnataka Chief Minister's Medical Relief Fund (KCMMRF)

The KCMMRF grants financial assistance to patients below poverty line suffering from life-threatening ailments to receive treatment in any of the enlisted government hospitals, or non-enlisted hospitals of national repute in the state of Karnataka.

 

  • KCMMRF runs on public contributions and does not receive any budgetary support
  • Patients are entitled to receive a maximum of INR 1 lakh for cancer treatment
  • Funds are allocated on the approval of the Chief Minister
  • A patient can apply for financial assistance for relief before treatment, or relief after treatment
  • To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
  • A patient is not eligible for financial assistance under KCMMRF, if:
    • Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
    • The disease is of common nature with inexpensive treatments

 

Read more about KCMRF, here.

2. Ayushman Bharat - Arogya Karnataka Scheme (AB-ARK)

AB-ARK extends financial protection to patients living below poverty line that suffer from critical illnesses, to access primary, specified secondary and tertiary healthcare benefits at any of the enlisted hospitals within the state of Karnataka. 

 

  • Patients are classified as ‘Eligible Patients’ and ‘General Patients’ as defined under the National Food Security Act, 2013
  • Eligible Patients are entitled to receive family-floater coverage of up to INR 5 lakhs, per year for cancer treatment, while General Patients are entitled to receive coverage of up to INR 1.5 lakh per year, on a co-payment basis
  • To apply, the applicant will be required to produce their Aadhar card and ration card
  • A patient is not eligible for financial assistance under AB-ARK, if
    • They are covered under Employees’ State Insurance Scheme (ESI) and Central Government Health Scheme (CGHS) 
    • They are covered under the health insurance schemes of their employers
    • They have taken private health policies on their own

 

Read more about AB-ARK, here.

 

3. Vajpayee Arogya Shree (VA)

The VA insurance scheme was designed for patients below the poverty line suffering from critical illnesses, to increase their access to quality tertiary health care including hospitalisation, therapy and surgery.

 

  • All costs are incurred by the state government
  • People of all ages are eligible to apply for this scheme
  • Provides family-floater coverage, i.e 5 members in a family can receive up to a sum of INR 1.5 lakh annually for cancer treatment, on exhaustion of which, a further INR 50,000 is provided
  • To apply, the applicant will be required to produce a self-declaration form, along with their Aadhar card, BPL card and PDS card

 

Read more about VA, here.

4. Rajiv Arogya Bhagya (RAB)

RAB is a state-sponsored health insurance scheme for patients living above poverty line and suffering from life-threatening conditions, to avail affordable and accessible tertiary treatment. 

 

  • Patient must be a legal resident of the State of Karnataka
  • Patients can avail medical treatment at government and private hospitals
  • As there is no predetermined income bar, both APL and BPL patients can apply for this scheme
  • Patients who fall under Category A, i.e farmers labourers of unorganised sector, deprived households, SC/ST people, government employees, members of cooperatives societies, media persons and representatives, need not pay a premium
  • Whereas patients not included in Category A fall under Category B and have to pay a premium of INR 300, if hailing from rural areas, and INR 700 if failing from urban areas
  • Category A patients can avail cashless treatment, while Category B patients can claim 30% reimbursement from the government
  • To apply, the applicant will be required to produce ID proof, ration card, Aadhar card, PDS card and residential proof

 

Read more about RAB, here.

5. Jyothi Sanjeevini Scheme (JSS)

JSS is an insurance plan implemented by the Government of Karnataka that offers cashless medical aid to employees of the state government and their families, at any of the empanelled hospitals. 

 

  • Any Karnataka state government employee and their family is qualified to apply for the scheme
  • The scheme provides an annual cover of INR 1.5L per year for serious illnesses requiring tertiary treatments
  • The government employee has to manage 30% of the final medical charges carried out in the general ward, while the government takes care of the remaining 70% 
  • The government covers 50% of the final medical charges carried out in a super-speciality ward
  • To apply, the applicant will be required to produce a declaration form with details of the family members’ income certificate, passport-size photograph, ration card, Aadhar card, and residential certificate. 
  • A patient is not eligible for financial assistance under JSS if they are in any other government health insurance scheme in India

 

Read more about JSS, here.

6. Health Minister’s Cancer Patients Fund (HMCPF)  

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of Rashtriya Arogya Nidhi (RAN), provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment at Karnataka's Kidwai Memorial Institute of Oncology Cancer Research and Training Centre.

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenses already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. 

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.


Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.


For more information, write to us at cx@milaap.org.


Written by

Anoushka Pinto

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Written by:

Anoushka Pinto

Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know

Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know​

Financial Support Options For Life-Threatening Diseases: 4 National Schemes To Know​​

In medical emergencies, the government can help you out. There are various government schemes and funding options available so you can access the help you need when facing medical crises.

In medical emergencies, the government can help you out. There are various government schemes and funding options available so you can access the help you need when facing medical crises.

Published on: 23 January, 2023

Published on: 23 January, 2023

A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.

 

Here are 4 national schemes that provide treatment aid to patients with life-threatening diseases, regardless of their age or location:

 

 

1. Prime Minister’s National Relief Fund (PMNRF)

The Prime Minister's National Relief Fund provides financial aid to underprivileged patients suffering from major life-threatening diseases, to cover part of their treatment costs and enable them to receive treatment at any government/PMNRF enlisted hospitals.

 

  • PMNRF runs on public contributions and does not receive any budgetary support

  • Funds are allocated on the approval of the Prime Minister

  • To apply, the applicant will be required to produce a duly completed and signed application form addressed to the Prime Minister, copy of income certificate, copy of ration card, two passport-size photographs of the patient, original medical certificate clearly stating the type of disease, and cost estimate of treatment

 

Read more about PMNRF, here.

2. Rashtriya Arogya Nidhi (RAN)

Under the umbrella scheme of Rashtriya Arogya Nidhi, patients living below poverty line and suffering from major life-threatening diseases can avail financial aid and receive medical treatment at any of the 13 enlisted super specialty government hospitals or institutes.

 

  • Patients receive a one-time grant of INR 2 lakh (up to INR 5 lakh depending on urgency)
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under RAN, if
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital


Read more about the umbrella scheme of RAN, here.

3. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 27 enlisted regional cancer centres.

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

4. Health Minister’s Discretionary Grant (HMDG)

Health Minister’s Discretionary Grant is another component of the umbrella scheme of RAN, providing up to INR 1.25 lakhs to poor and underprivileged patients suffering from rare illnesses, whose annual income is INR 1.25 lakhs or less, to settle a part of the medical expenditure incurred in government hospitals or institutes. 

 

  • Reimbursement of expenditure already incurred is not authorised 
  • Prolonged treatment involving recurring expenditure is not permissible
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMDG, if:
    • The disease is of common nature with inexpensive treatments
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMDG and find the complete list of diseases/treatments and hospitals, here.

A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.

 

Here are 4 national schemes that provide treatment aid to patients with life-threatening diseases, regardless of their age or location:

 

 

1. Prime Minister’s National Relief Fund (PMNRF)

The Prime Minister's National Relief Fund provides financial aid to underprivileged patients suffering from major life-threatening diseases, to cover part of their treatment costs and enable them to receive treatment at any government/PMNRF enlisted hospitals.

 

  • PMNRF runs on public contributions and does not receive any budgetary support

  • Funds are allocated on the approval of the Prime Minister

  • To apply, the applicant will be required to produce a duly completed and signed application form addressed to the Prime Minister, copy of income certificate, copy of ration card, two passport-size photographs of the patient, original medical certificate clearly stating the type of disease, and cost estimate of treatment

 

Read more about PMNRF, here.

2. Rashtriya Arogya Nidhi (RAN)

Under the umbrella scheme of Rashtriya Arogya Nidhi, patients living below poverty line and suffering from major life-threatening diseases can avail financial aid and receive medical treatment at any of the 13 enlisted super specialty government hospitals or institutes.

 

  • Patients receive a one-time grant of INR 2 lakh (up to INR 5 lakh depending on urgency)
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under RAN, if
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital


Read more about the umbrella scheme of RAN, here.

3. Health Minister’s Cancer Patients Fund (HMCPF)

The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 27 enlisted regional cancer centres.

 

  • Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
  • There is no reimbursement for expenditure already incurred
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMCPF, if:
    • Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMCPF, here.

4. Health Minister’s Discretionary Grant (HMDG)

Health Minister’s Discretionary Grant is another component of the umbrella scheme of RAN, providing up to INR 1.25 lakhs to poor and underprivileged patients suffering from rare illnesses, whose annual income is INR 1.25 lakhs or less, to settle a part of the medical expenditure incurred in government hospitals or institutes. 

 

  • Reimbursement of expenditure already incurred is not authorised 
  • Prolonged treatment involving recurring expenditure is not permissible
  • To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
  • A patient is not eligible for financial assistance under HMDG, if:
    • The disease is of common nature with inexpensive treatments
    • They or their family member is a government servant
    • They are receiving treatment in a private hospital

 

Read more about HMDG and find the complete list of diseases/treatments and hospitals, here.

If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand. Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


If you find that you are not eligible to benefit from any of the above mentioned schemes, medical crowdfunding is also an option that is available to you. In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.

 

Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.

 

Visit www.milaap.org or call us on +91 9916174848 to get started now.

 

For more information, write to us at cx@milaap.org.


Written by:

Anoushka Pinto


Written by:

Anoushka Pinto