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Written by:
Anoushka Pinto
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Organ transplantation is a critical medical procedure that can significantly improve the quality of life for individuals suffering from organ failure. In Maharashtra, several schemes and initiatives have been introduced to provide financial aid and support to patients in need of organ transplants. These schemes aim to alleviate the financial burden associated with transplantation surgeries and ensure access to quality healthcare for all.
Click here to download the comprehensive guide to organ transplants, brought to you by Milaap & MOHAN Foundation, and access crucial info on government schemes, insurance, and crowdfunding.
Now, let’s explore these 5 organ transplant schemes available in Maharashtra:
1. Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY)
Description
Who can apply
Aid Provided
How to apply
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Description
The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is a comprehensive healthcare scheme that caters to patients falling under categories A, B, and C. It operates within the state or union territory and covers all types of hospitals, including both public and private institutions. MJPJAY supports various types of transplants, including renal transplantation surgery, AV fistula, and donors nephrectomy. Additionally, it provides post-transplant immunosuppression treatment for up to three years, along with specified investigations and dialysis services. The scheme also covers the cost of donor organ retrieval surgery.
Who can apply
Patients belonging to categories A, B, and C are eligible for the MJPJAY scheme, provided they reside within the state or union territory.
Aid Provided
MJPJAY offers financial assistance of up to Rs 2.50 lakhs per family per policy year for renal transplants and Rs 1.50 lakhs per family per policy year for other hospitalizations.
How to apply
Patients can apply for the scheme by visiting an empanelled hospital.
Learn more
Further details about the Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) scheme can be found on the official website: https://www.jeevandayee.gov.in/MJPJAY/index.jsp
2. Chief Minister’s Relief Fund (CMRF)
Description
Who can apply
Aid Provided
How to apply
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Description
The Chief Minister’s Relief Fund (CMRF) is a vital resource available exclusively for Below Poverty Line (BPL) patients within the state or union territory (UT) of Maharashtra. It extends its support to patients seeking treatment in both public and private hospitals, covering a wide array of transplant surgeries and dialysis procedures. This scheme encompasses all types of transplants and provides coverage for the cost of donor organ retrieval surgeries, ensuring comprehensive assistance to those in need.
Who can apply
BPL patients residing within the state or UT of Maharashtra are eligible to apply for assistance under the CMRF.
Aid Provided
The CMRF offers a maximum coverage of Rs 2 lakhs, with support ranging from 26% to 50% of the total treatment cost, making it a significant financial aid option for economically disadvantaged patients.
How to apply
Patients can apply for assistance by either visiting the designated office or applying online. Payments are directly disbursed to the hospital during the course of treatment.
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For additional information and clarifications, applicants may need to visit the Mantralaya, the administrative headquarters of the Government of Maharashtra, to access further details about the scheme’s application process and requirements.
Website: https://cmrf.maharashtra.gov.in/CMRFCitizen/index.action
3. Karo Trust (NGO/Trust)
Description
Who can apply
Aid Provided
How to apply
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Description
Karo Trust, operating as an NGO/Trust, extends its services to patients across all categories within the state or UT of Maharashtra. They provide support for various types of transplant surgeries, covering both public and private hospitals.
Please note: Karo Trust specifically caters to pediatric patients, ensuring that children in Maharashtra have access to essential medical care and support for transplant surgeries.
Who can apply
Patients from all categories, including pediatric patients, are eligible to apply for assistance under the Karo Trust scheme.
Aid Provided
Karo Trust offers coverage for transplant surgeries, including the cost of donor organ retrieval surgery. The maximum amount covered is Rs 1 lakh, with support ranging from 0% to 25% of the total expenses.
How to apply
Patients can apply either by visiting the trust’s office or through the online application process. Payments are directly made to the hospital during the course of treatment.
Learn more
For further information and details about eligibility criteria and application procedures, individuals can reach out to Karo Trust directly. This scheme also allows patients to avail themselves of assistance alongside other government schemes, providing additional support and resources for those in need.
Website: https://www.karo.org.in/
4. Siddhivinayak Trust (NGO/Trust)
Description
Who can apply
Aid Provided
How to apply
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Description
Siddhivinayak Trust is dedicated to providing support to patients from economically disadvantaged backgrounds, specifically those categorized as Below Poverty Line (BPL). The trust operates within the state or union territory (UT) and extends its services to both public and private hospitals. It covers a wide range of transplant surgeries and dialysis procedures, ensuring comprehensive care for patients in need. Additionally, the trust bears the cost of donor organ retrieval surgeries, alleviating financial burdens for recipients.
Who can apply
Only BPL patients are eligible to apply for support from Siddhivinayak Trust, ensuring that those with limited financial resources have access to vital healthcare services.
Aid Provided
The trust offers financial assistance with a maximum coverage of Rs 25,000 per patient. There is no specific criteria regarding the quantum of support provided, ensuring that all eligible patients receive necessary aid.
How to apply
Patients need to visit the trust directly to apply for assistance. Payments are made directly to the hospital during the course of treatment.
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Siddhivinayak Trust allows multiple availments of support, enabling patients to receive assistance for recurring medical needs. Additionally, the scheme can be utilized in conjunction with other government schemes, providing added support to patients in need.
Wesbsite: https://www.siddhivinayak.org/
5. Tata Trusts (NGO/Trust)
Description
Who can apply
Aid Provided
How to apply
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Description
Tata Trusts, operating as an NGO/Trust, offers comprehensive support for organ transplant surgeries, covering all types of transplants and major complications, if any. The trust extends its services to patients across all categories within the city limits, facilitating access to both public and private hospitals for transplant procedures.
Who can apply
Patients from all categories are eligible to apply for assistance under the Tata Trusts scheme.
Aid Provided
The trust provides financial support ranging from 26% to 50% of the total cost, with a maximum coverage of 12 lakhs. Additionally, the scheme covers the cost of donor organ retrieval surgery.
How to apply
Patients can apply for assistance either by visiting a designated hospital or through the online application process. Payments are disbursed directly to the patient or their relative during the course of treatment.
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Applications can also be submitted through linked hospitals in other cities of India, enhancing accessibility for patients beyond the city limits.
These schemes play a pivotal role in ensuring equitable access to organ transplant services for individuals in Maharashtra, offering hope and relief to patients and their families during challenging times. For those navigating the complexities of healthcare, these initiatives serve as beacons of support and compassion, illuminating a path towards healing and recovery.
In times of need, support means everything, and with Milaap, you need not look any further. Milaap enables you to set up a fundraiser for any medical emergency within minutes, and you can easily raise funds for treatment expenses.
Do you know someone who could benefit from fundraising? Simply refer them to us and we’ll be happy to lend a hand.
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