{"id":28763,"date":"2026-08-19T17:59:21","date_gmt":"2026-08-19T12:29:21","guid":{"rendered":"https:\/\/pages.milaap.org\/?page_id=28763"},"modified":"2026-10-15T14:01:38","modified_gmt":"2026-10-15T08:31:38","slug":"cghs-treatment-guide-2026-rules-updates","status":"publish","type":"page","link":"https:\/\/pages.milaap.org\/hi\/cghs-treatment-guide-2026-rules-updates\/","title":{"rendered":"The Complete CGHS Treatment Guide (2026 Rules &amp; Updates)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"28763\" class=\"elementor elementor-28763\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b17c01 e-flex e-con-boxed e-con e-parent\" data-id=\"6b17c01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96aa021 elementor-widget elementor-widget-image\" data-id=\"96aa021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"120\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-27408\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?w=300&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?resize=18%2C7&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?resize=150%2C60&amp;ssl=1 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-attachment-id=\"27408\" data-permalink=\"https:\/\/pages.milaap.org\/liver-transplant-cost-in-india\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" data-orig-size=\"300,120\" data-comments-opened=\"1\" data-image-title=\"milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300&amp;#215;120\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a757def elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1a757def\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46beeafc\" data-id=\"46beeafc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40a57f71 elementor-widget elementor-widget-html\" data-id=\"40a57f71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<span style=\"display:inline-block;background:#F7EAF0;color:#7A2840;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:6px 14px;border-radius:50px;font-family:'DM Sans',sans-serif;margin-bottom:14px\">Cghs treatment guide<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-666dc66e elementor-widget elementor-widget-heading\" data-id=\"666dc66e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">The Complete CGHS Treatment Guide\n(2026 Rules &amp; Updates)<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1898fa14 elementor-widget elementor-widget-text-editor\" data-id=\"1898fa14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"display: flex; flex-wrap: wrap; align-items: center; gap: 8px 12px; font-size: 13px; color: #9b9b9b; font-family: 'DM Sans',sans-serif;\"><strong>August, 2026<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a310af5 elementor-widget elementor-widget-image\" data-id=\"a310af5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"The Complete CGHS Treatment Guide (2026 Rules &amp; Updates) | Milaap\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjg3ODgsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wOFwvQ2hhdEdQVC1JbWFnZS1BdWctMTctMjAyNi0xMl8xMF8wNi1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-28788\" alt=\"An informational graphic by Milaap titled &quot;The Complete CGHS Treatment Guide (2026 Rules &amp; Updates),&quot; featuring a circular seal with the Emblem of India and CGHS acronym mounted on a government building facade.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"28788\" data-permalink=\"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/chatgpt-image-aug-17-2026-12_10_06-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-title=\"The Complete CGHS Treatment Guide (2026 Rules &amp;#038; Updates) | Milaap\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Navigating healthcare for Central Government employees and pensioners is simplified with the Central Government Health Scheme (CGHS). Explore key eligibility rules, treatment coverage, entitlement guidelines, and updated 2026 policies.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30ce9886 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"30ce9886\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-67 elementor-top-column elementor-element elementor-element-7adbf3e5\" data-id=\"7adbf3e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58af82bf elementor-widget elementor-widget-text-editor\" data-id=\"58af82bf\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"intro\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/05\/24\/financial-assistance-for-cancer-treatment-in-india-a-guide-for-patients-and-families\/\">Central Government Health Scheme (CGHS)<\/a> is <strong>a comprehensive healthcare program<\/strong> initiated by the Ministry of Health and Family Welfare <strong>for serving and retired Central Government Employees<\/strong>. This scheme <strong>provides financial coverage for medical treatment, sometimes with no upper cost limit for specific life-saving procedures, and capped package rates apply to standard treatments<\/strong>. Beneficiaries can access various treatments and procedures at any Government hospitals, CGHS Wellness Centers, and empanelled private hospitals.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f83e35 elementor-widget elementor-widget-html\" data-id=\"15f83e35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.ms {\r\n  background: linear-gradient(135deg, #9C3353 0%, #7A2840 100%);\r\n  border-radius: 14px;\r\n  padding: 26px;\r\n  position: relative;\r\n  overflow: hidden;\r\n  margin: 28px 0;\r\n}\r\n.ms::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -60px;\r\n  right: -60px;\r\n  width: 200px;\r\n  height: 200px;\r\n  border-radius: 50%;\r\n  background: rgba(255, 255, 255, .08);\r\n  pointer-events: none;\r\n}\r\n.ms-hd {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  align-items: center;\r\n  justify-content: space-between;\r\n  gap: 8px;\r\n  margin-bottom: 20px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n.ms-lbl {\r\n  font-size: 11px;\r\n  font-weight: 600;\r\n  text-transform: uppercase;\r\n  letter-spacing: .08em;\r\n  color: rgba(255, 255, 255, .65);\r\n  font-family: 'DM Sans', sans-serif;\r\n}\r\n.ms-badge {\r\n  font-family: 'Fraunces', serif;\r\n  font-size: 13px;\r\n  font-weight: 700;\r\n  color: #fff;\r\n  background: rgba(255, 255, 255, .15);\r\n  border: 1px solid rgba(255, 255, 255, .25);\r\n  padding: 5px 14px;\r\n  border-radius: 50px;\r\n}\r\n.ms-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(240px, 280px));\r\n  justify-content: center;\r\n  gap: 12px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n.ms-stat {\r\n  background: rgba(255, 255, 255, .12);\r\n  border: 1px solid rgba(255, 255, 255, .2);\r\n  border-radius: 10px;\r\n  padding: 18px 12px;\r\n  text-align: center;\r\n}\r\n.ms-icon {\r\n  font-size: 22px;\r\n  display: block;\r\n  margin-bottom: 10px;\r\n}\r\n.ms-num {\r\n  font-family: 'Fraunces', serif;\r\n  font-size: 28px;\r\n  font-weight: 700;\r\n  color: #FFFFFF;\r\n  display: block;\r\n  line-height: 1;\r\n  margin-bottom: 6px;\r\n}\r\n.ms-lbl2 {\r\n  font-size: 11px;\r\n  color: rgba(255, 255, 255, .7);\r\n  font-family: 'DM Sans', sans-serif;\r\n  line-height: 1.4;\r\n}\r\n@media(max-width:767px) {\r\n  .ms-grid {\r\n    grid-template-columns: 1fr 1fr !important;\r\n    gap: 10px;\r\n  }\r\n  .ms-num {\r\n    font-size: 22px;\r\n  }\r\n  .ms {\r\n    padding: 18px 14px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"ms\">\r\n  <div class=\"ms-hd\">\r\n    <span class=\"ms-lbl\">CGHS Treatment Guide<\/span>\r\n    <span class=\"ms-badge\">milaap<\/span>\r\n  <\/div>\r\n  <div class=\"ms-grid\">\r\n    <div class=\"ms-stat\">\r\n      <span class=\"ms-icon\">&#128137;<\/span>\r\n      <span class=\"ms-num\">\u20b9350 \/ \u20b9700<\/span>\r\n      <span class=\"ms-lbl2\">Revised OPD consultation fee for general and super specialists.<\/span>\r\n    <\/div>\r\n    <div class=\"ms-stat\">\r\n      <span class=\"ms-icon\">&#128197;<\/span>\r\n      <span class=\"ms-num\">3 Months<\/span>\r\n      <span class=\"ms-lbl2\">Referral validity period, covering up to six consultations within the window.<\/span>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c490d98 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4c490d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-726eff2d elementor-widget elementor-widget-heading\" data-id=\"726eff2d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"hospitals\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility Criteria<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46d241d elementor-widget elementor-widget-text-editor\" data-id=\"46d241d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">According to the Ministry of Health and Family Welfare, individuals must fall in one of the following <\/span><a href=\"https:\/\/pensionersportal.gov.in\/pdfFiles\/CGHS_HandBook_28June2020.pdf\"><span style=\"font-weight: 400;\">categories<\/span><\/a><span style=\"font-weight: 400;\"> to claim CGHS benefits:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bd3bdd elementor-widget elementor-widget-heading\" data-id=\"7bd3bdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Standard Employees and Pensioners:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a129159 elementor-widget elementor-widget-text-editor\" data-id=\"3a129159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All Central Government employees paid from the Central Civil Estimates (except Railways and Delhi Administration), including their dependent family members residing in CGHS covered areas.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pensioners of the Central Government (except pensioners belonging to Railways and the Armed Forces) and their families.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Central Government Pensioners retiring with Contributory Provident Fund benefits and their families.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Widows of Central Government pensioners, in receipt of family pension.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Child drawing pension on death of a Central Government employee including minor brothers and sisters of such child.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All India Service pensioners who retire while serving under the State at their option.<\/span><\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba7c5d4 elementor-widget elementor-widget-heading\" data-id=\"ba7c5d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Special Service, Forces and Regional Postings:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a34f87a elementor-widget elementor-widget-text-editor\" data-id=\"a34f87a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Railway Board employees.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Civilian employees of Defence paid from Defence Service Estimates.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CISF personnel (and their families) and CAPF (Central Armed Police Forces) personnel posted in CGHS cities.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Serving and retired Railway Audit Staff, Divisional Accounts Officers, and Divisional Accountants posted in the Office of Accountant Generals in States.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Defence Industrial Employees of Naval Dockyard Central Ordnance Depot and AFMSD, in Mumbai.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families of Government servants transferred to a non-CGHS area, for a maximum period of six months on deposit of CGHS contribution (for the period of 6 months) in advance.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families of IAS Officers on North-Eastern Cadre, who continue to stay back in Delhi even after repatriation of the IAS Officer to the North-Eastern Cadre, provided that they continue to occupy Government accommodation in Delhi or New Delhi, on deposit of CGHS contribution in advance (one to three years).\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family and dependent members of a Central Government employee who stay back in CGHS covered area after posting of the employee to N.E. region (including Sikkim), Andaman and Nicobar Lakshadweep or Ladakh region and CAPF personnel posted in Left Wing Extremist areas, on payment of annual CGHS contribution in advance.<\/span><\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-672bb97 elementor-widget elementor-widget-heading\" data-id=\"672bb97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dignitaries, Judiciaries and Autonomous Bodies:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44be546 elementor-widget elementor-widget-text-editor\" data-id=\"44be546\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Parliamentary Secretaries of the Central Government, members of Parliament and their families. Ex-Members of Parliament.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sitting Judges and former Judges of the Supreme Court and High Court of Delhi.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ex-Governors, Lt. Governors, Ex-Vice Presidents and their families.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Central Government servants who are deputed to semi-government and autonomous bodies receiving substantial grants from, or financed by the Central Government.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Persons employed in semi-government and autonomous bodies who are permitted to join the CGH Scheme.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Military Officers while on deputation to civil departments and getting their emoluments from Central Civil Estimates.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Members of Staff Side of the National Council of the Joint Consultative Machinery, even though not serving as Central Government employees.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employees of the Supreme Court Legal Services Committee.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employees of India Pharmacopoeia Commission, and their families.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Work Charged and Industrial Staff working in establishments run by various Ministries or Departments of Central Government, immediately from the date of their joining the service.<\/span><\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4e1283 elementor-widget elementor-widget-image\" data-id=\"b4e1283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Am I Covered? CGHS Quick Eligibility Checker | Milaap Guide\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjg3ODEsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wOFwvQ2hhdEdQVC1JbWFnZS1BdWctMTctMjAyNi0xMV8yOF8zNS1BTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-28781\" alt=\"An infographic titled &quot;Am I Covered? Quick Eligibility Checker,&quot; categorizing CGHS eligibility across Civilian &amp; Core Services, Defense &amp; Uniformed personnel, Judiciary &amp; Dignitaries, and highlighting those not covered like standard Railway and Armed Forces pensioners.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"28781\" data-permalink=\"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/chatgpt-image-aug-17-2026-11_28_35-am\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-title=\"Am I Covered? CGHS Quick Eligibility Checker | Milaap Guide\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Determining whether you are eligible for the Central Government Health Scheme (CGHS) depends on your specific employment sector and post. Review this quick eligibility checker to see which government cadres, judicial figures, and uniformed personnel qualify for CGHS benefits.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_28_35-AM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dca394 elementor-widget elementor-widget-heading\" data-id=\"6dca394\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dependents:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a56ba4 elementor-widget elementor-widget-text-editor\" data-id=\"6a56ba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spouse (exempted from income criteria)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Parents (or parents-in -law in case of female employees).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unmarried son till 25 years of age.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dependent unmarried\/widowed\/divorced\/separated daughters and sisters.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minor brothers are deemed dependent on the Government employee.\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">(Note: Excluding spouse, every other dependents are covered only if they are normally residing- with him\/her and their income from all sources including pension and pension equivalent of DCRG benefit is less than \u20b9 9000 +DA per month)<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-257bb445 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"257bb445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-744383e4 elementor-widget elementor-widget-heading\" data-id=\"744383e4\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"breakdown\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rules &amp; Regulation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27dbff1 elementor-widget elementor-widget-text-editor\" data-id=\"27dbff1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">According to the <\/span><a href=\"https:\/\/cghs.mohfw.gov.in\/AHIMSG5\/PublicFileDownload?fileName=MzAwMTIwMjYxMjEyMzJfUmV2aXNlZCBndWlkZWxpbmVzIGZvciByZWZlcnJhbCBwcm9jZXNzIGluIENHSFMgMjgtMDYtMjQucGRm&amp;folderName=R3JpZXZhbmNl\"><span style=\"font-weight: 400;\">protocol<\/span><\/a><span style=\"font-weight: 400;\">, beneficiaries can avail OPD consultation from specialists in any government hospital directly without any referrals. But to avail OPD consultation from specialists in a CGHS empanelled hospital, beneficiaries must be referred by the Medical Officer or CMO In-charge of the Wellness Centre. These referrals are valid for three months and six consultations within the period. Senior citizens aged 75 and above are completely exempted from the referral protocol, and are allowed to walk into any empanelled private hospital for specialist consultations directly.<\/span><\/p><p><span style=\"font-weight: 400;\">However, in emergency situations no empanelled hospital can refuse to provide treatment, even if the beneficiary doesn\u2019t have a referral document. They may be admitted to any Government or private hospital, but the reimbursement will be as per CGHS rates. When a treatment procedure is done at an empanelled hospital, it usually covers two pre- and two post- operative consultations, room charges as per entitlement, and\u00a0 medicines during admission period.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-983e453 elementor-widget elementor-widget-image\" data-id=\"983e453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"CGHS Approvals: What Needs Prior Permission? | Approval Tiers Guide\" data-elementor-lightbox-description=\"An educational graphic created by Milaap detailing the approval tiers for medical services under the Central Government Health Scheme (CGHS):\n\nMain Title &amp; Branding\nHeadline: CGHS Approvals: What Needs Prior Permission?\n\nBranding: Official Milaap logo positioned at the top-left corner.\n\n3 Approval Tiers Breakdown\nGreen Tier (Go Direct \/ No Permission Needed)\nVisual: Traffic light showing a green light.\n\nIncluded Services:\n\nRoutine Checkups\n\nBP Tests\n\nX-Rays\n\nStandard Blood Tests\n\nCollecting Immediate Generic Medicines\n\nYellow Tier (Conditional \/ 3-Month Rules at a local Wellness Centre)\nVisual: An hourglass representing waiting and time rules.\n\nRules &amp; Provisions:\n\nMulti-month Medicine Issues: Up to 3 months maximum for chronic diseases.\n\nLocal Chemist Procurement: If stock is missing, it is supplied by the next working day.\n\nRed Tier (Stop &amp; Secure Permission First)\nVisual: A closed brass padlock signifying approval restrictions.\n\nHigh-Cost Imaging: MRI, CT, and PET Scans.\n\nMandatory Requirement: Requires a department letter or official endorsement slip before proceeding.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjg3ODIsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wOFwvQ2hhdEdQVC1JbWFnZS1BdWctMTctMjAyNi0xMV8yNl8xOC1BTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1679\" height=\"937\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?fit=1679%2C937&amp;ssl=1\" class=\"attachment-full size-full wp-image-28782\" alt=\"An infographic titled &quot;CGHS Approvals: What Needs Prior Permission?&quot; categorizing Central Government Health Scheme treatments into Green (No Permission Needed), Yellow (Conditional \/ 3-Month Rules), and Red (Stop &amp; Secure Permission First) approval tiers.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?w=1679&amp;ssl=1 1679w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?resize=1024%2C571&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?resize=768%2C429&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?resize=1536%2C857&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"28782\" data-permalink=\"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/chatgpt-image-aug-17-2026-11_26_18-am\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?fit=1679%2C937&amp;ssl=1\" data-orig-size=\"1679,937\" data-comments-opened=\"1\" data-image-title=\"CGHS Approvals: What Needs Prior Permission? | Approval Tiers Guide\" data-image-description=\"&lt;p&gt;An educational graphic created by Milaap detailing the approval tiers for medical services under the Central Government Health Scheme (CGHS):&lt;\/p&gt;\n&lt;p&gt;Main Title &amp;#038; Branding&lt;br \/&gt;\nHeadline: CGHS Approvals: What Needs Prior Permission?&lt;\/p&gt;\n&lt;p&gt;Branding: Official Milaap logo positioned at the top-left corner.&lt;\/p&gt;\n&lt;p&gt;3 Approval Tiers Breakdown&lt;br \/&gt;\nGreen Tier (Go Direct \/ No Permission Needed)&lt;br \/&gt;\nVisual: Traffic light showing a green light.&lt;\/p&gt;\n&lt;p&gt;Included Services:&lt;\/p&gt;\n&lt;p&gt;Routine Checkups&lt;\/p&gt;\n&lt;p&gt;BP Tests&lt;\/p&gt;\n&lt;p&gt;X-Rays&lt;\/p&gt;\n&lt;p&gt;Standard Blood Tests&lt;\/p&gt;\n&lt;p&gt;Collecting Immediate Generic Medicines&lt;\/p&gt;\n&lt;p&gt;Yellow Tier (Conditional \/ 3-Month Rules at a local Wellness Centre)&lt;br \/&gt;\nVisual: An hourglass representing waiting and time rules.&lt;\/p&gt;\n&lt;p&gt;Rules &amp;#038; Provisions:&lt;\/p&gt;\n&lt;p&gt;Multi-month Medicine Issues: Up to 3 months maximum for chronic diseases.&lt;\/p&gt;\n&lt;p&gt;Local Chemist Procurement: If stock is missing, it is supplied by the next working day.&lt;\/p&gt;\n&lt;p&gt;Red Tier (Stop &amp;#038; Secure Permission First)&lt;br \/&gt;\nVisual: A closed brass padlock signifying approval restrictions.&lt;\/p&gt;\n&lt;p&gt;High-Cost Imaging: MRI, CT, and PET Scans.&lt;\/p&gt;\n&lt;p&gt;Mandatory Requirement: Requires a department letter or official endorsement slip before proceeding.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Navigating Central Government Health Scheme (CGHS) approvals requires knowing which procedures and medicine issues can be accessed directly versus those requiring explicit authorization. Learn the 3 approval tiers\u2014Green, Yellow, and Red\u2014to avoid billing delays and claim rejections.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_26_18-AM.png?fit=900%2C502&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3963d732 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3963d732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759dd47 elementor-widget elementor-widget-heading\" data-id=\"759dd47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Treatment Procedures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8cdcbd elementor-widget elementor-widget-text-editor\" data-id=\"a8cdcbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Treatment costs are covered in two ways: Cashless and Reimbursement.<\/span><\/p><p><span style=\"font-weight: 400;\">Under the CGHS framework, cashless treatments are primarily available for pensioner beneficiaries, providing immediate <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/05\/17\/how-memorial-fundraisers-can-ease-the-burden-of-funeral-expenses\/\">financial relief<\/a> by shifting the burden of payment entirely away from the patient. Pensioner beneficiaries receive cashless treatment upon presenting a valid CGHS card and an official referral slip. Serving employees can also access cashless treatment at empanelled hospitals after submitting an official permission letter from their respective department before the treatment begins. The hospital then deals with CGHS Bill Clearing Agency directly to settle all the eligible expenses based on fixed government packages. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e23dcd6 elementor-widget elementor-widget-text-editor\" data-id=\"e23dcd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Whereas, the reimbursement route applies if a beneficiary receives treatment at a non-empanelled hospital or if the serving employee undergoes treatment without prior permission letter. Here all <a href=\"https:\/\/pages.milaap.org\/hi\/2023\/02\/01\/4-financial-support-schemes-for-cancer-treatment-extended-by-the-maharashtra-government\/\">medical expenses<\/a> must be managed out-of-pocket at the time of care. Later they can claim that money by submitting all the original prescriptions, diagnostic reports, and bills along with a formal medical claim.Only the approved CGHS rate is refunded, any extra expenses must be covered by the patient.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e507c2 elementor-widget elementor-widget-text-editor\" data-id=\"0e507c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Regular <\/span><a href=\"https:\/\/cghs.mohfw.gov.in\/AHIMSG5\/PublicFileDownload?fileName=MzAwMTIwMjYxMjEyMzJfUmV2aXNlZCBndWlkZWxpbmVzIGZvciByZWZlcnJhbCBwcm9jZXNzIGluIENHSFMgMjgtMDYtMjQucGRm&amp;folderName=R3JpZXZhbmNl\"><span style=\"font-weight: 400;\">checkups and routine investigation<\/span><\/a><span style=\"font-weight: 400;\"> like bp tests, x-ray can be availed without any extra permissions. But, special investigations like MRI, CT, and PET scans which cost over \u20b9 3000 require an official department letter or an endorsement slip.<\/span><\/p><p><span style=\"font-weight: 400;\">For pharmacy needs, <\/span><a href=\"https:\/\/pensionersportal.gov.in\/pdfFiles\/CGHS_HandBook_28June2020.pdf\"><span style=\"font-weight: 400;\">generic medicines<\/span><\/a><span style=\"font-weight: 400;\"> prescribed by CGHS specialists are supplied immediately at a CGHS Wellness Center. If a specific medicine is out of stock it will be supplied by the next working day. Further medicines for chronic diseases can be issued for up to 3 months at a time upon presenting a valid prescription. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e53cce elementor-widget elementor-widget-image\" data-id=\"4e53cce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Cashless vs. Reimbursement: How Will You Pay under CGHS? | Milaap Guide\" data-elementor-lightbox-description=\"An educational graphic created by Milaap comparing the two primary payment mechanisms under CGHS:\n\nMain Headline &amp; Branding\nHeadline: Cashless vs. Reimbursement: How Will You Pay?\n\nBranding: Official Milaap logo positioned at the top-left corner.\n\nSide-by-Side Pathway Comparison\n1. Cashless Pathway (Green Container)\nVisual: A hand holding a green plastic CGHS Card alongside a green checkmark shield.\n\nCore Benefit: Zero Out-of-Pocket\n\nPensioners: Just show a valid CGHS card + referral.\n\nServing Staff: Must upload\/submit a prior Official Department Permission Letter.\n\nSettlement: Settled directly by the hospital with the CGHS Clearing Agency.\n\n2. Reimbursement Pathway (Blue Container)\nVisual: A blue wallet filled with Indian Rupee banknotes.\n\nCore Rule: Pay Upfront\n\nApplicability: Applies to Non-Empanelled Hospitals OR serving staff without a prior permission letter.\n\nOut-of-Pocket: You pay 100% of the bill at discharge.\n\nCapped Refund: Only standard CGHS rates are refunded; you absorb any extra charges.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjg3ODQsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wOFwvQ2hhdEdQVC1JbWFnZS1BdWctMTctMjAyNi0xMV8zM18wNC1BTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"940\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?fit=1672%2C940&amp;ssl=1\" class=\"attachment-full size-full wp-image-28784\" alt=\"An infographic titled &quot;Cashless vs. Reimbursement: How Will You Pay?&quot; comparing CGHS Cashless Pathway (zero out-of-pocket for eligible users) against the Reimbursement Pathway (upfront payment with capped refunds).\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"28784\" data-permalink=\"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/chatgpt-image-aug-17-2026-11_33_04-am\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?fit=1672%2C940&amp;ssl=1\" data-orig-size=\"1672,940\" data-comments-opened=\"1\" data-image-title=\"Cashless vs. Reimbursement: How Will You Pay under CGHS? | Milaap Guide\" data-image-description=\"&lt;p&gt;An educational graphic created by Milaap comparing the two primary payment mechanisms under CGHS:&lt;\/p&gt;\n&lt;p&gt;Main Headline &amp;#038; Branding&lt;br \/&gt;\nHeadline: Cashless vs. Reimbursement: How Will You Pay?&lt;\/p&gt;\n&lt;p&gt;Branding: Official Milaap logo positioned at the top-left corner.&lt;\/p&gt;\n&lt;p&gt;Side-by-Side Pathway Comparison&lt;br \/&gt;\n1. Cashless Pathway (Green Container)&lt;br \/&gt;\nVisual: A hand holding a green plastic CGHS Card alongside a green checkmark shield.&lt;\/p&gt;\n&lt;p&gt;Core Benefit: Zero Out-of-Pocket&lt;\/p&gt;\n&lt;p&gt;Pensioners: Just show a valid CGHS card + referral.&lt;\/p&gt;\n&lt;p&gt;Serving Staff: Must upload\/submit a prior Official Department Permission Letter.&lt;\/p&gt;\n&lt;p&gt;Settlement: Settled directly by the hospital with the CGHS Clearing Agency.&lt;\/p&gt;\n&lt;p&gt;2. Reimbursement Pathway (Blue Container)&lt;br \/&gt;\nVisual: A blue wallet filled with Indian Rupee banknotes.&lt;\/p&gt;\n&lt;p&gt;Core Rule: Pay Upfront&lt;\/p&gt;\n&lt;p&gt;Applicability: Applies to Non-Empanelled Hospitals OR serving staff without a prior permission letter.&lt;\/p&gt;\n&lt;p&gt;Out-of-Pocket: You pay 100% of the bill at discharge.&lt;\/p&gt;\n&lt;p&gt;Capped Refund: Only standard CGHS rates are refunded; you absorb any extra charges.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Understanding payment routes under the Central Government Health Scheme (CGHS) ensures seamless treatment access. Compare the Cashless Pathway against the Reimbursement Pathway to manage your medical finances effectively.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_33_04-AM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee7772 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5ee7772\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70dd3ec elementor-widget elementor-widget-heading\" data-id=\"70dd3ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Updates<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a977f51 elementor-widget elementor-widget-text-editor\" data-id=\"a977f51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">To make the healthcare system more efficient, the Ministry of Health and Family Welfare has introduced many major updates. Starting with, mandatory linking of CGHS ID with the ABHA (Ayushman Bharat Health Account) ID for integrated digital health profile.<\/span><\/p><p><span style=\"font-weight: 400;\">The system has completely revised the old 2014 schedule to match the current medical costs. <\/span><a href=\"https:\/\/www.staffnews.in\/2026\/01\/clarification-regarding-opd-consultation-fees.html\"><span style=\"font-weight: 400;\">Regular OPD<\/span><\/a><span style=\"font-weight: 400;\"> consultations are raised to \u20b9 350 for general specialists and \u20b9 700 for super specialists. Treatment and hospital packages have also been raised to stop private hospitals from denying care due to low payouts.<\/span><\/p><p><span style=\"font-weight: 400;\">Male central government employees are allowed a <\/span><a href=\"https:\/\/breakingjobnews.in\/cghs-parents-or-parents-in-law-medical-benefits-rule-2026\/\"><span style=\"font-weight: 400;\">one-time, permanent option<\/span><\/a><span style=\"font-weight: 400;\"> to choose either their biological parents or their parents-in-law for medical benefits. This choice becomes permanent and cannot be changed later.<\/span><\/p><p><span style=\"font-weight: 400;\">For the latest official notifications, forms, and to check the live empanelled hospital list in your area, visit the official portal at<\/span><a href=\"https:\/\/cghs.mohfw.gov.in\/\"> <span style=\"font-weight: 400;\">cghs.mohfw.gov.in<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e674b27 elementor-widget elementor-widget-image\" data-id=\"e674b27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Quick Look: Major CGHS Policy Updates (2026) | Card Summary\" data-elementor-lightbox-description=\"An educational graphic detailing three key policy updates for the Central Government Health Scheme (CGHS) in 2026:\n\nMain Title\nHeadline: Quick Look: Major CGHS Policy Updates (2026)\n\nCard 1: The Digital Leap\nVisual: A hand holding a physical CGHS plastic card alongside a smartphone displaying an e-Card profile on the CGHS mobile application.\n\nTitle: The Digital Leap\n\nKey Details: Mandatory integration for your digital health profile.\n\nCard 2: The Price Revision\nVisual: Stacked coin columns with an upward green arrow graphics set against a calculator background.\n\nTitle: The Price Revision\n\nRevised Fee Rates:\n\n\u20b9350 for General Specialists\n\n\u20b9700 for Super Specialists\n\nKey Details: Revised from the old 2014 rates to match current medical costs.\n\nCard 3: Special Tests Ceiling\nVisual: A high-tech medical CT\/MRI scanner background with a sign stating \u20b93,000+ in the foreground.\n\nTitle: Special Tests Ceiling\n\nKey Details: Routine tests need no prior permission. Special scans (MRI\/CT\/PET) priced above \u20b93,000+ require a department letter or official endorsement slip.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjg3NzQsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wOFwvQ2hhdEdQVC1JbWFnZS1BdWctMTctMjAyNi0xMV8xNF80Mi1BTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1678\" height=\"937\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?fit=1678%2C937&amp;ssl=1\" class=\"attachment-full size-full wp-image-28774\" alt=\"An infographic titled &quot;Quick Look: Major CGHS Policy Updates (2026)&quot; featuring three card panels: The Digital Leap (digital health profile integration), The Price Revision (consultation fees revised to \u20b9350 and \u20b9700), and Special Tests Ceiling (approvals needed for scans above \u20b93,000+).\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?w=1678&amp;ssl=1 1678w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?resize=300%2C168&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?resize=1024%2C572&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?resize=768%2C429&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?resize=1536%2C858&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"28774\" data-permalink=\"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/chatgpt-image-aug-17-2026-11_14_42-am\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?fit=1678%2C937&amp;ssl=1\" data-orig-size=\"1678,937\" data-comments-opened=\"1\" data-image-title=\"Quick Look: Major CGHS Policy Updates (2026) | Card Summary\" data-image-description=\"&lt;p&gt;An educational graphic detailing three key policy updates for the Central Government Health Scheme (CGHS) in 2026:&lt;\/p&gt;\n&lt;p&gt;Main Title&lt;br \/&gt;\nHeadline: Quick Look: Major CGHS Policy Updates (2026)&lt;\/p&gt;\n&lt;p&gt;Card 1: The Digital Leap&lt;br \/&gt;\nVisual: A hand holding a physical CGHS plastic card alongside a smartphone displaying an e-Card profile on the CGHS mobile application.&lt;\/p&gt;\n&lt;p&gt;Title: The Digital Leap&lt;\/p&gt;\n&lt;p&gt;Key Details: Mandatory integration for your digital health profile.&lt;\/p&gt;\n&lt;p&gt;Card 2: The Price Revision&lt;br \/&gt;\nVisual: Stacked coin columns with an upward green arrow graphics set against a calculator background.&lt;\/p&gt;\n&lt;p&gt;Title: The Price Revision&lt;\/p&gt;\n&lt;p&gt;Revised Fee Rates:&lt;\/p&gt;\n&lt;p&gt;\u20b9350 for General Specialists&lt;\/p&gt;\n&lt;p&gt;\u20b9700 for Super Specialists&lt;\/p&gt;\n&lt;p&gt;Key Details: Revised from the old 2014 rates to match current medical costs.&lt;\/p&gt;\n&lt;p&gt;Card 3: Special Tests Ceiling&lt;br \/&gt;\nVisual: A high-tech medical CT\/MRI scanner background with a sign stating \u20b93,000+ in the foreground.&lt;\/p&gt;\n&lt;p&gt;Title: Special Tests Ceiling&lt;\/p&gt;\n&lt;p&gt;Key Details: Routine tests need no prior permission. Special scans (MRI\/CT\/PET) priced above \u20b93,000+ require a department letter or official endorsement slip.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Stay informed on the latest Central Government Health Scheme (CGHS) rules for 2026. This quick summary breaks down digital card integration, updated specialist consultation fees, and permission requirements for high-cost diagnostic scans.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-11_14_42-AM.png?fit=900%2C503&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4a9d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2f4a9d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4021e695 elementor-widget elementor-widget-html\" data-id=\"4021e695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Frequently Asked Questions<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ca9ce76 elementor-widget elementor-widget-accordion\" data-id=\"4ca9ce76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1281\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1281\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Has CGHS rate increased?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1281\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1281\"><p><span style=\"font-weight: 400;\">Yes, CGHS rates have been increased. The Union Health Ministry implemented a comprehensive rate revision, updating the prices for nearly 2,000 medical procedures.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1282\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1282\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Which is better, CGHS or Ayushman Bharat?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1282\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1282\"><p><span style=\"font-weight: 400;\">CGHS is the better and more comprehensive scheme for an eligible individual, as it offers lifelong for both hospitalization and outpatient (OPD) care, including consultations, diagnostics, and medicines. Whereas Ayushman Bharath is designed for vulnerable and low-income families.\u00a0<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1283\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1283\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can a CGHS beneficiary directly go to a CGHS empanelled hospital?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1283\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1283\"><p><span style=\"font-weight: 400;\">Yes, a beneficiary can go directly to a CGHS-empanelled hospital, but the rules depend on the type of care needed. <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/03\/05\/saving-lives-exploring-organ-transplant-programs-in-kerala\/\">Medical emergencies<\/a> and OPD can be directly accessed, hospitalization and advanced tests require referral slip.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1284\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1284\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is there any limit for CGHS treatment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1284\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1284\"><p><span style=\"font-weight: 400;\">There is no overall financial limit or maximum cap on the total amount you can spend or claim for medical treatments under CGHS, but it enforces specific item-wise ceilings and procedure rates.\u00a0<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1285\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1285\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is OPD covered under CGHS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1285\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1285\"><p><span style=\"font-weight: 400;\">Yes, OPD is fully covered under the Central Government Health Scheme (CGHS). <\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1286\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1286\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Which medicines are not reimbursable under CGHS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1286\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1286\"><p><span style=\"font-weight: 400;\">Food supplements, tonics, cosmetics, or alternative therapies prescribed by allopathic doctors are not reimbursable under CGHS.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1287\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1287\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is injection reimbursable under CGHS? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1287\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1287\"><p><span style=\"font-weight: 400;\">Yes, most medically necessary therapeutic injections are reimbursable or provided directly under CGHS if prescribed by a government or CGHS-empanelled specialist.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1288\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1288\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is surgery covered under CGHS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1288\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1288\"><p><span style=\"font-weight: 400;\">Yes, surgery is covered under CGHS. Beneficiaries can undergo required surgical treatments at empanelled government hospitals, private hospitals, or diagnostic centres <\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1289\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1289\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does CGHS cover knee replacement surgery?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1289\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1289\"><p><span style=\"font-weight: 400;\">Yes, knee replacement surgery is covered under CGHS for eligible beneficiaries.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12810\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-12810\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does CGHS cover everything? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-12810\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-12810\"><p><span style=\"font-weight: 400;\">No, the scheme does not cover everything. While it provides coverage for OPD consultations, hospitalization, and diagnostic tests, it excludes purely cosmetic treatments, fertility treatments, genetic testing, and medical bills from treatments taken outside India.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Has CGHS rate increased?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, CGHS rates have been increased. The Union Health Ministry implemented a comprehensive rate revision, updating the prices for nearly 2,000 medical procedures.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Which is better, CGHS or Ayushman Bharat?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">CGHS is the better and more comprehensive scheme for an eligible individual, as it offers lifelong for both hospitalization and outpatient (OPD) care, including consultations, diagnostics, and medicines. Whereas Ayushman Bharath is designed for vulnerable and low-income families.\\u00a0<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can a CGHS beneficiary directly go to a CGHS empanelled hospital?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, a beneficiary can go directly to a CGHS-empanelled hospital, but the rules depend on the type of care needed. Medical emergencies and OPD can be directly accessed, hospitalization and advanced tests require referral slip.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is there any limit for CGHS treatment?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">There is no overall financial limit or maximum cap on the total amount you can spend or claim for medical treatments under CGHS, but it enforces specific item-wise ceilings and procedure rates.\\u00a0<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is OPD covered under CGHS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, OPD is fully covered under the Central Government Health Scheme (CGHS). <\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Which medicines are not reimbursable under CGHS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Food supplements, tonics, cosmetics, or alternative therapies prescribed by allopathic doctors are not reimbursable under CGHS.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is injection reimbursable under CGHS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, most medically necessary therapeutic injections are reimbursable or provided directly under CGHS if prescribed by a government or CGHS-empanelled specialist.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is surgery covered under CGHS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, surgery is covered under CGHS. Beneficiaries can undergo required surgical treatments at empanelled government hospitals, private hospitals, or diagnostic centres <\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Does CGHS cover knee replacement surgery?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, knee replacement surgery is covered under CGHS for eligible beneficiaries.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Does CGHS cover everything?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">No, the scheme does not cover everything. While it provides coverage for OPD consultations, hospitalization, and diagnostic tests, it excludes purely cosmetic treatments, fertility treatments, genetic testing, and medical bills from treatments taken outside India.<\\\/span><\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1634b78a\" data-id=\"1634b78a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-10ab78a e-con-full e-flex e-con e-parent\" data-id=\"10ab78a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b57598 elementor-widget elementor-widget-html\" data-id=\"0b57598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.author-wrap{\r\n  display:flex;\r\n  gap:20px;\r\n  align-items:flex-start;\r\n  padding:1.5rem;\r\n  border-top:2px solid #9C3353;\r\n  background:#fff;\r\n  font-family:'DM Sans',sans-serif;\r\n}\r\n.author-photo{\r\n  width:80px;\r\n  height:80px;\r\n  border-radius:50%;\r\n  object-fit:cover;\r\n  flex-shrink:0;\r\n  border:2px solid #E5E7EB;\r\n}\r\n.author-photo-placeholder{\r\n  width:80px;\r\n  height:80px;\r\n  border-radius:50%;\r\n  background:#F3E8EC;\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  font-size:24px;\r\n  font-weight:500;\r\n  color:#9C3353;\r\n  flex-shrink:0;\r\n  border:2px solid #E5E7EB;\r\n}\r\n.author-content{\r\n  flex:1;\r\n}\r\n.author-written-by{\r\n  font-size:11px;\r\n  font-weight:500;\r\n  letter-spacing:.07em;\r\n  text-transform:uppercase;\r\n  color:#9CA3AF;\r\n  margin-bottom:.3rem;\r\n}\r\n.author-name{\r\n  font-size:17px;\r\n  font-weight:500;\r\n  color:#1C2B4B;\r\n  margin-bottom:.15rem;\r\n}\r\n.author-title{\r\n  font-size:13px;\r\n  color:#9C3353;\r\n  font-weight:500;\r\n  margin-bottom:.75rem;\r\n}\r\n.author-bio{\r\n  font-size:13px;\r\n  color:#6B7280;\r\n  line-height:1.7;\r\n  margin-bottom:.875rem;\r\n}\r\n.author-linkedin{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  gap:6px;\r\n  font-size:13px;\r\n  font-weight:500;\r\n  color:#185FA5;\r\n  text-decoration:none;\r\n  border:0.5px solid #D1D5DB;\r\n  border-radius:6px;\r\n  padding:6px 14px;\r\n  transition:background .15s;\r\n}\r\n.author-linkedin:hover{\r\n  background:#F0F7FF;\r\n}\r\n.author-linkedin svg{\r\n  width:16px;\r\n  height:16px;\r\n  fill:#0A66C2;\r\n}\r\n@media(max-width:520px){\r\n  .author-wrap{flex-direction:column;align-items:center;text-align:center}\r\n  .author-linkedin{margin:0 auto}\r\n}\r\n<\/style>\r\n \r\n<div class=\"author-wrap\">\r\n \r\n  <!-- Replace src with your actual photo URL -->\r\n  <img data-recalc-dims=\"1\" decoding=\"async\"\r\n    class=\"author-photo\"\r\n    src=\"https:\/\/i0.wp.com\/crowdfunding.milaap.org\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-02-at-17.31.59.jpeg?w=1200&#038;ssl=1\"\r\n    alt=\"Jayasree S A \u2014 Content Writer at Milaap\"\r\n    onerror=\"this.style.display='none';this.nextElementSibling.style.display='flex'\"\r\n  \/>\r\n \r\n  <!-- Fallback initials if photo fails to load -->\r\n  <div class=\"author-photo-placeholder\" style=\"display:none\">RR<\/div>\r\n \r\n  <div class=\"author-content\">\r\n    <div class=\"author-written-by\">Written by<\/div>\r\n    <div class=\"author-name\">Jayasree S A<\/div>\r\n    <div class=\"author-title\">Content Writer \u00b7 Milaap<\/div>\r\n    <div class=\"author-bio\">\r\n      Jayasree S A is a content writer at <a href=\"https:\/\/milaap.org\" style=\"color:#9C3353;text-decoration:none\">Milaap<\/a>, specializing in <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/07\/13\/milaap-for-ngos-how-non-profit-organizations-can-leverage-crowdfunding-for-impact\/\">social impact<\/a> and human-interest narratives, focusing on digging beneath the surface of data and public policy to craft compelling, accessible stories that resonate deeply with readers. At Milaap, India's largest <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/02\/22\/transplanting-hope-maharashtras-5-organ-donation-initiatives\/\">medical crowdfunding<\/a> platform, she brings this approach to life through stories that demystify the realities of healthcare access, treatment costs, and policy gaps \u2014 connecting readers not just with numbers, but with the lived experiences behind them, and highlighting how community-driven crowdfunding steps in where formal safety nets fall short.\r\n    <\/div>\r\n    <a\r\n      class=\"author-linkedin\"\r\n      href=\"https:\/\/www.linkedin.com\/in\/jayasree-s-a-62a199371\"\r\n      target=\"_blank\"\r\n      rel=\"noopener noreferrer\"\r\n    >\r\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n        <path d=\"M20.447 20.452h-3.554v-5.569c0-1.328-.027-3.037-1.852-3.037-1.853 0-2.136 1.445-2.136 2.939v5.667H9.351V9h3.414v1.561h.046c.477-.9 1.637-1.85 3.37-1.85 3.601 0 4.267 2.37 4.267 5.455v6.286zM5.337 7.433a2.062 2.062 0 01-2.063-2.065 2.064 2.064 0 112.063 2.065zm1.782 13.019H3.555V9h3.564v11.452zM22.225 0H1.771C.792 0 0 .774 0 1.729v20.542C0 23.227.792 24 1.771 24h20.451C23.2 24 24 23.227 24 22.271V1.729C24 .774 23.2 0 22.222 0h.003z\"\/>\r\n      <\/svg>\r\n      LinkedIn Profile\r\n    <\/a>\r\n  <\/div>\r\n \r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cghs treatment guide The Complete CGHS Treatment Guide (2026 Rules &amp; Updates) August, 2026 The Central Government Health Scheme (CGHS) is a comprehensive healthcare program initiated by the Ministry of Health and Family Welfare for serving and retired Central Government Employees. This scheme provides financial coverage for medical treatment, sometimes with no upper cost limit &#8230; <a title=\"The Complete CGHS Treatment Guide (2026 Rules &amp; Updates)\" class=\"read-more\" href=\"https:\/\/pages.milaap.org\/hi\/cghs-treatment-guide-2026-rules-updates\/\" aria-label=\"Read more about The Complete CGHS Treatment Guide (2026 Rules &amp; Updates)\">\u0914\u0930 \u092a\u0922\u093c\u0947\u0902<\/a><\/p>","protected":false},"author":212966078,"featured_media":28788,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_monsterinsights_skip_tracking":false,"_wpcom_ai_launchpad_about_page":false,"_wpcom_ai_launchpad_gallery_page":false,"_wpcom_ai_launchpad_contact_page":false,"_wpcom_ai_launchpad_events_page":false,"_wpcom_ai_launchpad_video_page":false,"_wpcom_ai_launchpad_portfolio_piece":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"footnotes":""},"class_list":["post-28763","page","type-page","status-publish","has-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CGHS Treatment Guide: 2026 Rules &amp; Rate Updates<\/title>\n<meta name=\"description\" content=\"Master 2026 CGHS rules: Revised \u20b9350\/\u20b9700 OPD fees, referral limits, cashless vs. reimbursement steps, and ABHA ID linking for central govt staff.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pages.milaap.org\/hi\/cghs-treatment-guide-2026-rules-updates\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CGHS Treatment Guide: 2026 Rules &amp; Rate Updates\" \/>\n<meta property=\"og:description\" content=\"Master 2026 CGHS rules: Revised \u20b9350\/\u20b9700 OPD fees, referral limits, cashless vs. reimbursement steps, and ABHA ID linking for central govt staff.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pages.milaap.org\/hi\/cghs-treatment-guide-2026-rules-updates\/\" \/>\n<meta property=\"og:site_name\" content=\"Free Crowdfunding for India | #1 Fundraising website in India | Milaap\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milaap\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-15T08:31:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1672\" \/>\n\t<meta property=\"og:image:height\" content=\"941\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f\" \/>\n\t<meta name=\"twitter:data1\" content=\"9 \u092e\u093f\u0928\u091f\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/\",\"url\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/\",\"name\":\"CGHS Treatment Guide: 2026 Rules & Rate Updates\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/pages.milaap.org\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&ssl=1\",\"datePublished\":\"2026-08-19T12:29:21+00:00\",\"dateModified\":\"2026-10-15T08:31:38+00:00\",\"description\":\"Master 2026 CGHS rules: Revised \u20b9350\\\/\u20b9700 OPD fees, referral limits, cashless vs. reimbursement steps, and ABHA ID linking for central govt staff.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/#breadcrumb\"},\"inLanguage\":\"hi-IN\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"hi-IN\",\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/pages.milaap.org\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/pages.milaap.org\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&ssl=1\",\"width\":1672,\"height\":941,\"caption\":\"Navigating healthcare for Central Government employees and pensioners is simplified with the Central Government Health Scheme (CGHS). Explore key eligibility rules, treatment coverage, entitlement guidelines, and updated 2026 policies.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/cghs-treatment-guide-2026-rules-updates\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/pages.milaap.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Complete CGHS Treatment Guide (2026 Rules &amp; Updates)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/#website\",\"url\":\"https:\\\/\\\/pages.milaap.org\\\/\",\"name\":\"https:\\\/\\\/pages.milaap.org\\\/\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/pages.milaap.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"hi-IN\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/#organization\",\"name\":\"Milaap\",\"url\":\"https:\\\/\\\/pages.milaap.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hi-IN\",\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/pages.milaap.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/cropped-milaap-logo-resized.png?fit=100%2C40&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/pages.milaap.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/cropped-milaap-logo-resized.png?fit=100%2C40&ssl=1\",\"width\":100,\"height\":40,\"caption\":\"Milaap\"},\"image\":{\"@id\":\"https:\\\/\\\/pages.milaap.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milaap\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"CGHS Treatment Guide: 2026 Rules & Rate Updates","description":"Master 2026 CGHS rules: Revised \u20b9350\/\u20b9700 OPD fees, referral limits, cashless vs. reimbursement steps, and ABHA ID linking for central govt staff.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pages.milaap.org\/hi\/cghs-treatment-guide-2026-rules-updates\/","og_locale":"hi_IN","og_type":"article","og_title":"CGHS Treatment Guide: 2026 Rules & Rate Updates","og_description":"Master 2026 CGHS rules: Revised \u20b9350\/\u20b9700 OPD fees, referral limits, cashless vs. reimbursement steps, and ABHA ID linking for central govt staff.","og_url":"https:\/\/pages.milaap.org\/hi\/cghs-treatment-guide-2026-rules-updates\/","og_site_name":"Free Crowdfunding for India | #1 Fundraising website in India | Milaap","article_publisher":"https:\/\/www.facebook.com\/milaap","article_modified_time":"2026-10-15T08:31:38+00:00","og_image":[{"width":1672,"height":941,"url":"https:\/\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f":"9 \u092e\u093f\u0928\u091f"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/","url":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/","name":"CGHS Treatment Guide: 2026 Rules & Rate Updates","isPartOf":{"@id":"https:\/\/pages.milaap.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/#primaryimage"},"image":{"@id":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&ssl=1","datePublished":"2026-08-19T12:29:21+00:00","dateModified":"2026-10-15T08:31:38+00:00","description":"Master 2026 CGHS rules: Revised \u20b9350\/\u20b9700 OPD fees, referral limits, cashless vs. reimbursement steps, and ABHA ID linking for central govt staff.","breadcrumb":{"@id":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/#breadcrumb"},"inLanguage":"hi-IN","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/"]}]},{"@type":"ImageObject","inLanguage":"hi-IN","@id":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/#primaryimage","url":"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&ssl=1","contentUrl":"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-17-2026-12_10_06-PM.png?fit=1672%2C941&ssl=1","width":1672,"height":941,"caption":"Navigating healthcare for Central Government employees and pensioners is simplified with the Central Government Health Scheme (CGHS). Explore key eligibility rules, treatment coverage, entitlement guidelines, and updated 2026 policies."},{"@type":"BreadcrumbList","@id":"https:\/\/pages.milaap.org\/cghs-treatment-guide-2026-rules-updates\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/pages.milaap.org\/"},{"@type":"ListItem","position":2,"name":"The Complete CGHS Treatment Guide (2026 Rules &amp; Updates)"}]},{"@type":"WebSite","@id":"https:\/\/pages.milaap.org\/#website","url":"https:\/\/pages.milaap.org\/","name":"https:\/\/pages.milaap.org\/","description":"","publisher":{"@id":"https:\/\/pages.milaap.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pages.milaap.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"hi-IN"},{"@type":"Organization","@id":"https:\/\/pages.milaap.org\/#organization","name":"Milaap","url":"https:\/\/pages.milaap.org\/","logo":{"@type":"ImageObject","inLanguage":"hi-IN","@id":"https:\/\/pages.milaap.org\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2021\/10\/cropped-milaap-logo-resized.png?fit=100%2C40&ssl=1","contentUrl":"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2021\/10\/cropped-milaap-logo-resized.png?fit=100%2C40&ssl=1","width":100,"height":40,"caption":"Milaap"},"image":{"@id":"https:\/\/pages.milaap.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milaap"]}]}},"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PdsIpn-7tV","_links":{"self":[{"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/pages\/28763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/users\/212966078"}],"replies":[{"embeddable":true,"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/comments?post=28763"}],"version-history":[{"count":29,"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/pages\/28763\/revisions"}],"predecessor-version":[{"id":30555,"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/pages\/28763\/revisions\/30555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/media\/28788"}],"wp:attachment":[{"href":"https:\/\/pages.milaap.org\/hi\/wp-json\/wp\/v2\/media?parent=28763"}],"curies":[{"name":"\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u092a\u0940","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}