{"id":27807,"date":"2026-07-14T18:44:18","date_gmt":"2026-07-14T13:14:18","guid":{"rendered":"https:\/\/pages.milaap.org\/?page_id=27807"},"modified":"2026-10-16T10:13:18","modified_gmt":"2026-10-16T04:43:18","slug":"government-schemes-for-cancer-patients-in-india","status":"publish","type":"page","link":"https:\/\/pages.milaap.org\/hi\/government-schemes-for-cancer-patients-in-india\/","title":{"rendered":"Government Schemes for Cancer Patients in India"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"27807\" class=\"elementor elementor-27807\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b17c01 e-flex e-con-boxed e-con e-parent\" data-id=\"6b17c01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96aa021 elementor-widget elementor-widget-image\" data-id=\"96aa021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"120\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-27408\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?w=300&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?resize=18%2C7&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?resize=150%2C60&amp;ssl=1 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-attachment-id=\"27408\" data-permalink=\"https:\/\/pages.milaap.org\/liver-transplant-cost-in-india\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" data-orig-size=\"300,120\" data-comments-opened=\"1\" data-image-title=\"milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300&amp;#215;120\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a757def elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1a757def\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46beeafc\" data-id=\"46beeafc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40a57f71 elementor-widget elementor-widget-html\" data-id=\"40a57f71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<span style=\"display:inline-block;background:#F7EAF0;color:#7A2840;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:6px 14px;border-radius:50px;font-family:'DM Sans',sans-serif;margin-bottom:14px\">Government Schemes<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-666dc66e elementor-widget elementor-widget-heading\" data-id=\"666dc66e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Government Schemes for Cancer Patients in India<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1898fa14 elementor-widget elementor-widget-text-editor\" data-id=\"1898fa14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"display: flex; flex-wrap: wrap; align-items: center; gap: 8px 12px; font-size: 13px; color: #9b9b9b; font-family: 'DM Sans',sans-serif;\"><strong>July, 2026<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a310af5 elementor-widget elementor-widget-image\" data-id=\"a310af5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"government-schemes-cancer-patients-india.png\" data-elementor-lightbox-description=\"A horizontal promotional or informational banner split into two visual focuses. The left side features bold, dark blue serif text on a clean, off-white background that reads: &quot;Government Schemes for Cancer Patients in India,&quot; underlined by a small maroon accent bar. On the bottom left, a clipboard titled &quot;Medical Assistance Approval&quot; sits on a table next to a small potted plant and books, showing an official-looking document with a blue stamp.\n\nThe right side features a bright, warm medical office setting. In sharp focus, an older woman with a grey headscarf (suggesting cancer treatment) wears a maroon top and smiles warmly at a younger woman who is holding her hand supportively. In the softly blurred background, a male doctor with a stethoscope and a female colleague or patient are seated at a white desk, reviewing medical files.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc4MTEsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wN1wvQ2hhdEdQVC1JbWFnZS1KdWwtMTAtMjAyNi0wNF8yMl8wOS1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-27811\" alt=\"Graphic titled &apos;Government Schemes for Cancer Patients in India&apos;. On the right, a smiling woman wearing a grey headscarf sits on a couch, holding hands with a younger woman. In the blurred background, a male doctor in a white coat discusses paperwork with another woman at a desk. In the foreground, a clipboard displays a &apos;Medical Assistance Approval&apos; document.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27811\" data-permalink=\"https:\/\/pages.milaap.org\/government-schemes-for-cancer-patients-in-india\/chatgpt-image-jul-10-2026-04_22_09-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-title=\"government-schemes-cancer-patients-india.png\" data-image-description=\"&lt;p&gt;A horizontal promotional or informational banner split into two visual focuses. The left side features bold, dark blue serif text on a clean, off-white background that reads: &amp;#8220;Government Schemes for Cancer Patients in India,&amp;#8221; underlined by a small maroon accent bar. On the bottom left, a clipboard titled &amp;#8220;Medical Assistance Approval&amp;#8221; sits on a table next to a small potted plant and books, showing an official-looking document with a blue stamp.&lt;\/p&gt;\n&lt;p&gt;The right side features a bright, warm medical office setting. In sharp focus, an older woman with a grey headscarf (suggesting cancer treatment) wears a maroon top and smiles warmly at a younger woman who is holding her hand supportively. In the softly blurred background, a male doctor with a stethoscope and a female colleague or patient are seated at a white desk, reviewing medical files.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Navigating government financial aid and healthcare programs for cancer patients in India.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-04_22_09-PM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30ce9886 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"30ce9886\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-67 elementor-top-column elementor-element elementor-element-7adbf3e5\" data-id=\"7adbf3e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58af82bf elementor-widget elementor-widget-text-editor\" data-id=\"58af82bf\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"intro\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">At Milaap, we track <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/01\/29\/2-ways-the-goa-government-helps-cover-cancer-patients\/\">cancer treatment costs<\/a> and government scheme coverage closely, because most families raising funds on our platform need both. India runs over a dozen <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/01\/29\/3-government-schemes-for-cancer-patients-in-tamil-nadu\/\">government schemes for cancer patients<\/a>, including <\/span><b>Ayushman Bharat PM-JAY (PMJAY)<\/b><span style=\"font-weight: 400;\">, <\/span><b>CGHS<\/b><span style=\"font-weight: 400;\"> for government employees, and state programs like Kerala&#8217;s <\/span><b><a href=\"https:\/\/pages.milaap.org\/hi\/2024\/01\/29\/6-ways-the-kerala-government-can-assist-you-with-covering-the-costs-of-cancer-treatment-dm\/\">Cancer Suraksha Scheme<\/a><\/b><span style=\"font-weight: 400;\">. Each covers different patients, costs, and treatment stages, and every one of them has a limit. Below, we break down what each scheme actually covers, who qualifies, and where patients typically need to bridge the gap themselves.<\/span><\/p><p><span style=\"font-weight: 400;\">According to data tracked by the <\/span><a href=\"https:\/\/www.who.int\/\"><span style=\"font-weight: 400;\">World Health Organization (WHO)<\/span><\/a><span style=\"font-weight: 400;\"> and the <\/span><a href=\"https:\/\/www.healthdata.org\/\"><span style=\"font-weight: 400;\">Institute of Health Metrics and Evaluation (IHME)<\/span><\/a><span style=\"font-weight: 400;\">, approximately 1 in 6 deaths globally are caused by cancer, nearly 17% of total human mortality. In India, the challenge is even more severe: mortality among diagnosed patients is significantly higher than in Western countries, largely because over 70% of cases are detected only at advanced stages. This delay stems from low awareness of early symptoms, the concentration of specialized treatment centers in major metropolitan areas, and high out-of-pocket costs for diagnostic testing. For rural, low, and middle income families, this delay can be financially devastating.<\/span><\/p><p><span style=\"font-weight: 400;\">The cost of <a href=\"https:\/\/pages.milaap.org\/hi\/2023\/02\/02\/cancer-treatment-schemes-west-bengal\/\">cancer treatment<\/a> in India is steep at every stage. A single chemotherapy session can cost anywhere from Rs.15,000 to Rs.1 lakh. Surgery and radiotherapy can each range from Rs.1 lakh to Rs.5 lakhs. Advanced treatments such as targeted therapy and immunotherapy can run Rs.1 lakh to Rs.4 lakhs per month, and a bone marrow transplant can cost Rs.15 lakhs to Rs.20 lakhs. The stage at diagnosis affects both the clinical outcome and how much a family will ultimately need to raise.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ebb6ce4 elementor-widget elementor-widget-html\" data-id=\"7ebb6ce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"border-left:4px solid #9C3353;border-radius:0 8px 8px 0;background:#F7EAF0;padding:18px 22px;margin:20px 0\"><p style=\"color:#7A2840;margin:0;font-weight:500;font-size:15px;line-height:1.6;font-family:'DM Sans',sans-serif\">&#9889; Most government schemes require you to apply before initiating treatment. Read this guide before your first hospital visit.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f83e35 elementor-widget elementor-widget-html\" data-id=\"15f83e35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.ms {\r\n  background: linear-gradient(135deg, #9C3353 0%, #7A2840 100%);\r\n  border-radius: 14px;\r\n  padding: 26px;\r\n  position: relative;\r\n  overflow: hidden;\r\n  margin: 28px 0;\r\n}\r\n.ms::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -60px;\r\n  right: -60px;\r\n  width: 200px;\r\n  height: 200px;\r\n  border-radius: 50%;\r\n  background: rgba(255, 255, 255, .08);\r\n  pointer-events: none;\r\n}\r\n.ms-hd {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  align-items: center;\r\n  justify-content: space-between;\r\n  gap: 8px;\r\n  margin-bottom: 20px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n.ms-lbl {\r\n  font-size: 11px;\r\n  font-weight: 600;\r\n  text-transform: uppercase;\r\n  letter-spacing: .08em;\r\n  color: rgba(255, 255, 255, .65);\r\n  font-family: 'DM Sans', sans-serif;\r\n}\r\n.ms-badge {\r\n  font-family: 'Fraunces', serif;\r\n  font-size: 13px;\r\n  font-weight: 700;\r\n  color: #fff;\r\n  background: rgba(255, 255, 255, .15);\r\n  border: 1px solid rgba(255, 255, 255, .25);\r\n  padding: 5px 14px;\r\n  border-radius: 50px;\r\n}\r\n.ms-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(240px, 280px));\r\n  justify-content: center;\r\n  gap: 12px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n.ms-stat {\r\n  background: rgba(255, 255, 255, .12);\r\n  border: 1px solid rgba(255, 255, 255, .2);\r\n  border-radius: 10px;\r\n  padding: 18px 12px;\r\n  text-align: center;\r\n}\r\n.ms-icon {\r\n  font-size: 22px;\r\n  display: block;\r\n  margin-bottom: 10px;\r\n}\r\n.ms-num {\r\n  font-family: 'Fraunces', serif;\r\n  font-size: 28px;\r\n  font-weight: 700;\r\n  color: #FFFFFF;\r\n  display: block;\r\n  line-height: 1;\r\n  margin-bottom: 6px;\r\n}\r\n.ms-lbl2 {\r\n  font-size: 11px;\r\n  color: rgba(255, 255, 255, .7);\r\n  font-family: 'DM Sans', sans-serif;\r\n  line-height: 1.4;\r\n}\r\n@media(max-width:767px) {\r\n  .ms-grid {\r\n    grid-template-columns: 1fr 1fr !important;\r\n    gap: 10px;\r\n  }\r\n  .ms-num {\r\n    font-size: 22px;\r\n  }\r\n  .ms {\r\n    padding: 18px 14px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"ms\">\r\n  <div class=\"ms-hd\">\r\n    <span class=\"ms-lbl\">CANCER TREATMENT COSTS VS. GOVERNMENT COVERAGE<\/span>\r\n    <span class=\"ms-badge\">milaap<\/span>\r\n  <\/div>\r\n  <div class=\"ms-grid\">\r\n    <div class=\"ms-stat\">\r\n      <span class=\"ms-icon\">&#128330;<\/span>\r\n      <span class=\"ms-num\">\u20b95 L<\/span>\r\n      <span class=\"ms-lbl2\">Maximum annual PMJAY cover per family<\/span>\r\n    <\/div>\r\n    <div class=\"ms-stat\">\r\n      <span class=\"ms-icon\">&#128202;<\/span>\r\n      <span class=\"ms-num\">&#8377;15\u201320 L<\/span>\r\n      <span class=\"ms-lbl2\">Cost of a bone marrow transplant in India<\/span>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c490d98 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4c490d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-726eff2d elementor-widget elementor-widget-heading\" data-id=\"726eff2d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"hospitals\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Government Schemes for Cancer Treatment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a129159 elementor-widget elementor-widget-text-editor\" data-id=\"3a129159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">India&#8217;s <\/span><a href=\"https:\/\/mohfw.gov.in\/\"><span style=\"font-weight: 400;\">Ministry of Health and Family Welfare<\/span><\/a><span style=\"font-weight: 400;\"> has initiated and funded multiple schemes to support <a href=\"https:\/\/pages.milaap.org\/hi\/2023\/02\/01\/4-financial-support-schemes-for-cancer-treatment-extended-by-the-maharashtra-government\/\">cancer patients<\/a> financially and medically, so that a family&#8217;s income should not determine a patient&#8217;s chances of survival. We&#8217;ve grouped them below by who they serve, and flagged where each one typically stops covering the full cost.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d0fb8a elementor-widget elementor-widget-heading\" data-id=\"8d0fb8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Central Government Schemes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00f5229 elementor-widget elementor-widget-heading\" data-id=\"00f5229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY \/ AB PM-JAY)\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e64f93 elementor-widget elementor-widget-text-editor\" data-id=\"6e64f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><a href=\"https:\/\/pmjay.gov.in\/\"><span style=\"font-weight: 400;\">PMJAY<\/span><\/a><span style=\"font-weight: 400;\"> is India&#8217;s flagship <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/05\/30\/government-hospitals-offering-organ-transplants-in-india\/\">public healthcare<\/a> assurance scheme, administered by the <\/span><a href=\"https:\/\/nha.gov.in\/\"><span style=\"font-weight: 400;\">National Health Authority<\/span><\/a><span style=\"font-weight: 400;\">. It is the world&#8217;s largest government-funded healthcare scheme, providing free, cashless coverage of up to Rs.5 lakhs per eligible family per year. It fully covers cancer treatment under 200+ specific oncology packages spanning medical, surgical, and radiation oncology, including chemotherapy sessions, internal and external radiation therapy, and tumor surgeries.<\/span><\/p><p><strong><i>Where it falls short: <\/i><\/strong><i><span style=\"font-weight: 400;\">PMJAY strictly caps coverage at Rs.5 lakhs per family per year. Cancer treatment routinely exceeds this in a single course, and any amount beyond the cap is the patient&#8217;s responsibility. Eligibility is also restricted to families identified under the SECC database, so many lower-middle-income families who don&#8217;t qualify on paper still face the same costs with none of the cover.<\/span><\/i><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c842dff elementor-widget elementor-widget-heading\" data-id=\"c842dff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2. Ayushman Bharat Expansion for Senior Citizens (AB PM-JAY Vay Vandana)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee4f4e2 elementor-widget elementor-widget-text-editor\" data-id=\"ee4f4e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">In 2024, the government expanded PMJAY to cover all senior citizens aged 70 and above with a separate top-up cover of Rs.5 lakhs per year, regardless of income or existing PMJAY enrollment. This was a meaningful expansion for elderly cancer patients, who previously had to rely entirely on their family&#8217;s existing cover or on schemes like CGHS and ECHS.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">The senior citizen top-up is shared across the household&#8217;s senior citizens rather than allotted per person, and it does not cover non-medical costs such as travel, caregiver stay, or income loss during a multi-month treatment course. Since this is a relatively recent expansion, eligibility rules and empanelled hospital lists are still being updated in several states, so it&#8217;s worth verifying current status before publishing exact figures.<\/span><\/i><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c3c68f elementor-widget elementor-widget-heading\" data-id=\"5c3c68f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3. Health Minister's Cancer Patient Fund (HMCPF)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9410c46 elementor-widget elementor-widget-text-editor\" data-id=\"9410c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">HMCPF is a central government scheme operating under the <\/span><a href=\"https:\/\/mohfw.gov.in\/\"><span style=\"font-weight: 400;\">Rashtriya Arogya Nidhi (RAN)<\/span><\/a><span style=\"font-weight: 400;\">. It provides one-time <a href=\"https:\/\/pages.milaap.org\/hi\/2023\/09\/27\/child-centric-cancer-support-organizations-in-bangalore-providing-hope-and-healing\/\">financial assistance<\/a> of up to Rs.15 lakhs for cancer patients below the poverty line, treated at one of the designated Regional Cancer Centers. Funds are transferred directly to the hospital or cancer center, not the patient, and the single grant can cover consecutive chemotherapy sessions, surgeries, and radiotherapy until the ceiling is reached.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">This is a one-time grant, not an annual benefit. Once the Rs.15 lakh ceiling is exhausted, patients who need continued or long-term treatment must transition to another scheme, such as PMJAY, with no guarantee of a smooth handoff or immediate approval.<\/span><\/i><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24e5902 elementor-widget elementor-widget-heading\" data-id=\"24e5902\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4. Health Minister's Discretionary Grant (HMDG)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2266b5b elementor-widget elementor-widget-text-editor\" data-id=\"2266b5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">HMDG is another central scheme offering one-time financial assistance of up to Rs.1.25 lakhs for life-threatening diseases, for families earning less than Rs.1.25 lakhs per year. It covers cancer treatment for eligible patients at any recognized government hospital, with funds transferred directly to the hospital, similar to HMCPF.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">Rs.1.25 lakhs covers only a fraction of most cancer treatment courses, particularly surgery, radiotherapy, or targeted therapy. It&#8217;s best understood as a bridge grant rather than a full treatment fund.<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">Here&#8217;s how the central schemes compare side by side:<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b0bf3c elementor-widget elementor-widget-html\" data-id=\"1b0bf3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"mlp-eligibility-table-wrap\" style=\"width:100%; overflow-x:auto; margin:24px 0; font-family:'DM Sans', sans-serif;\">\r\n  <table class=\"mlp-eligibility-table\" style=\"width:100%; min-width:600px; border-collapse:collapse; border:1px solid #E5D9DD;\">\r\n    <thead>\r\n      <tr>\r\n        <th style=\"background-color:#9C3353; color:#FFFFFF; font-family:'Fraunces', serif; font-weight:700; font-size:16px; text-align:left; padding:14px 16px; border:1px solid #9C3353;\">Scheme<\/th>\r\n        <th style=\"background-color:#9C3353; color:#FFFFFF; font-family:'Fraunces', serif; font-weight:700; font-size:16px; text-align:left; padding:14px 16px; border:1px solid #9C3353;\">Coverage Amount<\/th>\r\n        <th style=\"background-color:#9C3353; color:#FFFFFF; font-family:'Fraunces', serif; font-weight:700; font-size:16px; text-align:left; padding:14px 16px; border:1px solid #9C3353;\">Who Qualifies<\/th>\r\n        <th style=\"background-color:#9C3353; color:#FFFFFF; font-family:'Fraunces', serif; font-weight:700; font-size:16px; text-align:left; padding:14px 16px; border:1px solid #9C3353;\">Key Gap<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#1C2B4B; font-weight:600; font-size:15px;\">PMJAY (AB PM-JAY)<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Up to Rs.5 lakh\/family\/year<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">SECC-listed low income families<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Annual cap; excludes many lower-middle-income families<\/td>\r\n      <\/tr>\r\n      <tr style=\"background-color:#FAF6F7;\">\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#1C2B4B; font-weight:600; font-size:15px;\">AB PM-JAY Vay Vandana (senior citizens)<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Up to Rs.5 lakh\/year (household top-up)<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">All citizens aged 70+<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Shared across household seniors; no non-medical cost cover<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#1C2B4B; font-weight:600; font-size:15px;\">HMCPF (RAN)<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Up to Rs.15 lakh, one-time<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">BPL patients at designated RCCs<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">One-time only; no renewal once exhausted<\/td>\r\n      <\/tr>\r\n      <tr style=\"background-color:#FAF6F7;\">\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#1C2B4B; font-weight:600; font-size:15px;\">HMDG<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Up to Rs.1.25 lakh, one-time<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Families earning under Rs.1.25 lakh\/year<\/td>\r\n        <td style=\"padding:14px 16px; border:1px solid #E5D9DD; color:#333333; font-size:15px;\">Amount too small for most treatment courses<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c67c01 elementor-widget elementor-widget-image\" data-id=\"6c67c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Government Schemes for Cancer Patients in India Infographic\" data-elementor-lightbox-description=\"This infographic, titled &quot;Government Schemes for Cancer Patients in India: Coverage, Eligibility &amp; Where They Fall Short,&quot; presents a comprehensive matrix of financial health aid.\n\nAyushman Bharat PM-JAY: Offers \u20b95 lakh per family per year for families under the SECC database, covering over 200 oncology packages, but falls short due to treatment costs frequently exceeding the cap.\n\nAyushman Bharat Expansion for Senior Citizens (Vay Vandana): Provides a shared \u20b95 lakh top-up cover per household per year for all seniors aged 70 and above, but excludes non-medical costs like travel and accommodation.\n\nHealth Minister&#039;s Cancer Patient Fund (HMCPF): A one-time grant of up to \u20b915 lakh for below-poverty-line families treated at designated Regional Cancer Centers.\n\nHealth Minister&#039;s Discretionary Grant (HMDG): A one-time bridge grant of up to \u20b91.25 lakh for families earning less than \u20b91.25 lakh per year, applicable at any government hospital.\nA concluding footnote reminds users that treatments often exceed these limits and advises verifying current rules and hospital empanelment before applying.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc4NTQsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wN1wvQ2hhdEdQVC1JbWFnZS1KdWwtMTQtMjAyNi0wNl8zMF8wOS1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?fit=1536%2C1024&amp;ssl=1\" class=\"attachment-full size-full wp-image-27854\" alt=\"A detailed infographic table comparing four Indian government healthcare schemes for cancer patients: Ayushman Bharat PM-JAY, Ayushman Bharat Expansion for Senior Citizens, Health Minister&apos;s Cancer Patient Fund (HMCPF), and Health Minister&apos;s Discretionary Grant (HMDG). The table outlines the scheme names, coverage caps, eligibility criteria, covered treatments, and their limitations.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?w=1536&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?resize=18%2C12&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?resize=150%2C100&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27854\" data-permalink=\"https:\/\/pages.milaap.org\/government-schemes-for-cancer-patients-in-india\/chatgpt-image-jul-14-2026-06_30_09-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?fit=1536%2C1024&amp;ssl=1\" data-orig-size=\"1536,1024\" data-comments-opened=\"1\" data-image-title=\"Government Schemes for Cancer Patients in India Infographic\" data-image-description=\"&lt;p&gt;This infographic, titled &amp;#8220;Government Schemes for Cancer Patients in India: Coverage, Eligibility &amp;#038; Where They Fall Short,&amp;#8221; presents a comprehensive matrix of financial health aid.&lt;\/p&gt;\n&lt;p&gt;Ayushman Bharat PM-JAY: Offers \u20b95 lakh per family per year for families under the SECC database, covering over 200 oncology packages, but falls short due to treatment costs frequently exceeding the cap.&lt;\/p&gt;\n&lt;p&gt;Ayushman Bharat Expansion for Senior Citizens (Vay Vandana): Provides a shared \u20b95 lakh top-up cover per household per year for all seniors aged 70 and above, but excludes non-medical costs like travel and accommodation.&lt;\/p&gt;\n&lt;p&gt;Health Minister&amp;#8217;s Cancer Patient Fund (HMCPF): A one-time grant of up to \u20b915 lakh for below-poverty-line families treated at designated Regional Cancer Centers.&lt;\/p&gt;\n&lt;p&gt;Health Minister&amp;#8217;s Discretionary Grant (HMDG): A one-time bridge grant of up to \u20b91.25 lakh for families earning less than \u20b91.25 lakh per year, applicable at any government hospital.&lt;br \/&gt;\nA concluding footnote reminds users that treatments often exceed these limits and advises verifying current rules and hospital empanelment before applying.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;A comparative guide to coverage limits, eligibility, and limitations of Indian government cancer support schemes.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_30_09-PM.png?fit=900%2C600&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2a858a elementor-widget elementor-widget-heading\" data-id=\"b2a858a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">State Cancer Schemes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9355ad7 elementor-widget elementor-widget-text-editor\" data-id=\"9355ad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">Beyond central schemes, several states run their own cancer-specific programs, some layered on top of PMJAY and some standalone.<\/span><\/p><p><b>Karnataka: <\/b><span style=\"font-weight: 400;\">Ayushman Bharat Arogya Karnataka is a unified state health program merged with PMJAY. It provides the same Rs.5 lakh cover for BPL cardholders, and as a state-specific addition, Rs.1.5 lakh for APL cardholders. Note: patients who have already claimed AB PM-JAY benefits cannot apply for this scheme separately. Karnataka also runs the Chief Minister&#8217;s Medical Relief Fund (KCMMRF), a discretionary emergency grant of up to Rs.1 lakh for cancer treatment or chemotherapy cycles for patients below the poverty line.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">The Rs.1.5 lakh APL tier is modest against real treatment costs, and KCMMRF is discretionary, meaning approval isn&#8217;t guaranteed and timelines can be unpredictable.<\/span><\/i><\/p><p><b>Kerala: <\/b><span style=\"font-weight: 400;\">The Cancer Suraksha Scheme provides free cancer treatment for children under 18, covering diagnostic tests, oncology drugs, procedures, implants, and chemotherapy that government hospitals don&#8217;t otherwise provide free. Treatment is entirely cashless through designated hospitals and Regional Cancer Centers (RCCs). Kerala&#8217;s flagship RCC, the Regional Cancer Centre in Thiruvananthapuram, is one of India&#8217;s oldest and largest state-run comprehensive cancer centers, offering subsidized and, for BPL patients, free treatment across diagnosis, surgery, radiotherapy, and chemotherapy, alongside its role in cancer research.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">Cancer Suraksha Scheme is limited to patients under 18. Adult patients depend on RCC Kerala&#8217;s general subsidized care or PMJAY, and RCC capacity is limited relative to the state&#8217;s patient volume, so wait times can be long.<\/span><\/i><\/p><p><b>Rajasthan: <\/b><span style=\"font-weight: 400;\">The Mukhyamantri Nishulk Dawa Yojana provides essential medications free of charge through Drug Distribution Counters inside government hospitals, including major, high-cost oncology medications. Patients with a valid doctor&#8217;s prescription can collect these drugs at no cost.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">This scheme covers medication only. It doesn&#8217;t help with the cost of surgery, radiotherapy, hospitalization, or diagnostics, which typically make up the larger share of a cancer treatment bill.<\/span><\/i><\/p><p><b>Punjab: <\/b><span style=\"font-weight: 400;\">The Mukhya Mantri Punjab Cancer Rahat Kosh provides direct relief for oncology treatment, up to Rs.1.50 lakhs per eligible patient, usable across major empanelled public and private hospitals, including specialized facilities.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">Rs.1.50 lakhs is typically enough for only one phase of treatment. Patients needing surgery, chemotherapy, and radiotherapy in combination will likely exhaust this well before treatment ends.<\/span><\/i><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-395b494 elementor-widget elementor-widget-image\" data-id=\"395b494\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"State Cancer Schemes Across India Infographic\" data-elementor-lightbox-description=\"This infographic maps out and evaluates additional cancer support programs provided by individual Indian states:\n\nPunjab (Mukhya Mantri Punjab Cancer Rahat Kosh): Provides up to \u20b91.50 lakh per eligible patient for treatment at empanelled public and private hospitals. A noted limitation is that this amount typically covers only a single phase of treatment.\n\nRajasthan (Mukhyamantri Nishulk Dawa Yojana): Supplies essential cancer medications completely free of charge through government hospitals, but does not extend coverage to surgeries, radiotherapy, hospitalization, or diagnostic tests.\n\nKarnataka (Ayushman Bharat Arogya Karnataka &amp; KCMMRF): Features a dual system providing a \u20b95 lakh cover for BPL cardholders and a \u20b91.5 lakh state-addition cover for APL cardholders (inapplicable if central PM-JAY benefits are already claimed). It also notes the Chief Minister\u2019s Medical Relief Fund providing up to \u20b91 lakh for BPL patients, highlighting that APL tiers are modest and approvals can be unpredictable.\n\nKerala (Cancer Suraksha Scheme): Offers entirely free cancer care\u2014including diagnostics, drugs, implants, and chemotherapy\u2014exclusively for children under the age of 18. Its main limitation is that adult patients are excluded and must rely on PMJAY or Regional Cancer Center (RCC) care, where wait times are often long.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc4NTcsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wN1wvQ2hhdEdQVC1JbWFnZS1KdWwtMTQtMjAyNi0wNl8zOV8wMy1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?fit=1536%2C1024&amp;ssl=1\" class=\"attachment-full size-full wp-image-27857\" alt=\"An infographic map of India highlighting four specific states\u2014Punjab, Rajasthan, Karnataka, and Kerala\u2014and detailing their respective state-level health insurance and financial aid schemes for cancer patients, including coverage details and limitations.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?w=1536&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?resize=18%2C12&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?resize=150%2C100&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27857\" data-permalink=\"https:\/\/pages.milaap.org\/government-schemes-for-cancer-patients-in-india\/chatgpt-image-jul-14-2026-06_39_03-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?fit=1536%2C1024&amp;ssl=1\" data-orig-size=\"1536,1024\" data-comments-opened=\"1\" data-image-title=\"State Cancer Schemes Across India Infographic\" data-image-description=\"&lt;p&gt;This infographic maps out and evaluates additional cancer support programs provided by individual Indian states:&lt;\/p&gt;\n&lt;p&gt;Punjab (Mukhya Mantri Punjab Cancer Rahat Kosh): Provides up to \u20b91.50 lakh per eligible patient for treatment at empanelled public and private hospitals. A noted limitation is that this amount typically covers only a single phase of treatment.&lt;\/p&gt;\n&lt;p&gt;Rajasthan (Mukhyamantri Nishulk Dawa Yojana): Supplies essential cancer medications completely free of charge through government hospitals, but does not extend coverage to surgeries, radiotherapy, hospitalization, or diagnostic tests.&lt;\/p&gt;\n&lt;p&gt;Karnataka (Ayushman Bharat Arogya Karnataka &amp;#038; KCMMRF): Features a dual system providing a \u20b95 lakh cover for BPL cardholders and a \u20b91.5 lakh state-addition cover for APL cardholders (inapplicable if central PM-JAY benefits are already claimed). It also notes the Chief Minister\u2019s Medical Relief Fund providing up to \u20b91 lakh for BPL patients, highlighting that APL tiers are modest and approvals can be unpredictable.&lt;\/p&gt;\n&lt;p&gt;Kerala (Cancer Suraksha Scheme): Offers entirely free cancer care\u2014including diagnostics, drugs, implants, and chemotherapy\u2014exclusively for children under the age of 18. Its main limitation is that adult patients are excluded and must rely on PMJAY or Regional Cancer Center (RCC) care, where wait times are often long.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;A breakdown of state-level cancer financial assistance programs and their limitations in India.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-14-2026-06_39_03-PM.png?fit=900%2C600&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-257bb445 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"257bb445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-744383e4 elementor-widget elementor-widget-heading\" data-id=\"744383e4\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"breakdown\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tata Memorial Hospital: Free and Subsidized Cancer Treatment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a91fd47 elementor-widget elementor-widget-text-editor\" data-id=\"5a91fd47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><a href=\"https:\/\/tmc.gov.in\/\"><span style=\"font-weight: 400;\">Tata Memorial Centre<\/span><\/a><span style=\"font-weight: 400;\"> in Mumbai, run under the <\/span><a href=\"https:\/\/dae.gov.in\/\"><span style=\"font-weight: 400;\">Department of Atomic Energy<\/span><\/a><span style=\"font-weight: 400;\">, is India&#8217;s largest and oldest dedicated cancer treatment and research center. It treats a very large share of its patients for free or at heavily subsidized rates, funded through cross-subsidization from paying patients, trusts such as the Indian Cancer Society and <a href=\"https:\/\/pages.milaap.org\/hi\/2023\/09\/21\/education-beyond-cancer-4-financial-aid-programs-for-survivors-in-india\/\">Cancer Patients Aid Association<\/a>, its own relief funds, and empanelment under schemes like PMJAY and HMCPF. Free and subsidized care is generally reserved for patients who qualify as Economically Weaker Section (EWS) or BPL, and requires income documentation and a formal application process.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">Tata Memorial&#8217;s patient volume far exceeds its capacity, which means long waitlists for both appointments and subsidized treatment slots. It doesn&#8217;t cover travel, lodging in Mumbai, or lost income during treatment, costs that can add up over months for out-of-state families. We&#8217;d recommend verifying current subsidy criteria and capacity directly with the hospital, since these are reviewed periodically.<\/span><\/i><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3963d732 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3963d732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f04523b elementor-widget elementor-widget-heading\" data-id=\"f04523b\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"schemes\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Government Employee and Pensioner Schemes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62701d4c elementor-widget elementor-widget-text-editor\" data-id=\"62701d4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><a href=\"https:\/\/cghs.gov.in\/\"><b>Central Government Health Scheme (CGHS)<\/b><\/a><span style=\"font-weight: 400;\">: A comprehensive healthcare program for serving and retired central government employees, CGHS provides complete financial coverage for cancer treatment with no cost upper limit. Beneficiaries can access chemotherapy, radiation therapy, and complex surgical procedures at government hospitals, Regional Cancer Centers, and empanelled private cancer hospitals.<\/span><\/p><p><a href=\"https:\/\/echs.gov.in\/\"><b>Ex-servicemen Contributory Health Scheme (ECHS)<\/b><\/a><span style=\"font-weight: 400;\">: A comprehensive healthcare program providing cashless, high-quality medical care for retired Indian Armed Forces personnel. It fully covers cancer treatment, including oncology surgeries, chemotherapy, radiation therapy, immunotherapy, and high-end diagnostics like PET and CT scans, at empanelled specialized cancer hospitals.<\/span><\/p><p><a href=\"https:\/\/www.esic.gov.in\/\"><b>Employee&#8217;s State Insurance (ESI)<\/b><\/a><span style=\"font-weight: 400;\">: A health insurance program administered by the Employee State Insurance Corporation for Indian workers, providing full, cashless, and unlimited medical coverage for oncology care to eligible insured workers and their dependents.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">These three schemes offer the strongest coverage on this list, but eligibility is tied entirely to employment status. They don&#8217;t help the vast majority of cancer patients in India who work in the informal sector or are self-employed.<\/span><\/i><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c9ca7d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2c9ca7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc5ce34 elementor-widget elementor-widget-heading\" data-id=\"dc5ce34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medication Subsidies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93164cc elementor-widget elementor-widget-text-editor\" data-id=\"93164cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/janaushadhi.gov.in\/\"><b>Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP)<\/b><\/a><span style=\"font-weight: 400;\">: A flagship public welfare campaign providing quality generic medicines at affordable prices to all citizens. Buying medication through the scheme can cut monthly expenses by 50% to 80%. The government offers roughly 85 to 90 distinct anti-cancer drugs through Janaushadhi Kendras.<\/span><\/p><p><b>Affordable Medicines and Reliable Implants for Treatment (AMRIT): <\/b><span style=\"font-weight: 400;\">An initiative by the Ministry of Health and Family Welfare offering over 200 specialized oncology formulations at discounts of up to 50% below MRP, including targeted chemotherapy drugs, monoclonal antibodies, and supportive care injections.<\/span><\/p><p><b><i>Where it falls short: <\/i><\/b><i><span style=\"font-weight: 400;\">Both schemes reduce medication costs but don&#8217;t touch the cost of surgery, radiotherapy, hospitalization, or diagnostics, which remain the largest line items in most cancer treatment bills.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7548dce3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7548dce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759dd47 elementor-widget elementor-widget-heading\" data-id=\"759dd47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Travel Concessions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8cdcbd elementor-widget elementor-widget-text-editor\" data-id=\"a8cdcbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/indianrailways.gov.in\/\"><span style=\"font-weight: 400;\">Indian Railways<\/span><\/a><span style=\"font-weight: 400;\"> offers up to 100% discount on the base fare, depending on travel class, for cancer patients and one escort. The concession is only available at station ticket counters and reservation offices, and patients must present a valid medical certificate issued by the head of a recognized cancer hospital or institute where treatment is ongoing.<\/span><\/p><p><a href=\"https:\/\/www.airindia.com\/\"><span style=\"font-weight: 400;\">Air India<\/span><\/a><span style=\"font-weight: 400;\"> offers a 50% concession on the basic economy fare for cancer patients traveling for check-ups or treatment. As with railways, these tickets can&#8217;t be booked online; patients must visit a local Air India office or airport ticketing counter with an application and a medical certificate from a recognized cancer hospital.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4a9d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2f4a9d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a23e1f4 elementor-widget elementor-widget-heading\" data-id=\"a23e1f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Where the Gap Remains<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed015be elementor-widget elementor-widget-text-editor\" data-id=\"ed015be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Looking across every scheme above, the shortfalls follow a consistent pattern: annual or one-time caps that fall short of real treatment costs, eligibility restricted by income documentation or employment status, coverage limited to specific hospitals or Regional Cancer Centers, and almost no support for travel, lodging, caregiver time, or lost income, costs that can equal the medical bill itself for families traveling from smaller towns for treatment. Approval timelines for discretionary grants can also run weeks, while treatment often can&#8217;t wait.<\/span><\/p><p><span style=\"font-weight: 400;\">This is the gap <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/02\/22\/transplanting-hope-maharashtras-5-organ-donation-initiatives\/\">medical crowdfunding<\/a> is built for. When a family has applied for every scheme they qualify for and there&#8217;s still a shortfall, whether it&#8217;s the amount above a PMJAY cap, the cost of an out-of-state RCC referral, or three months of hospital-adjacent rent, a verified fundraiser can raise that difference in days rather than months, directly from people who want to help. It doesn&#8217;t replace government schemes, it covers what they don&#8217;t.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b93138 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3b93138\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-301a1456 elementor-widget elementor-widget-heading\" data-id=\"301a1456\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"fundraise\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Families Raise Funds for Cancer Treatment on Milaap<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-750601a3 elementor-widget elementor-widget-text-editor\" data-id=\"750601a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">Even with insurance and government schemes, most families face a gap. Here is what we have seen work \u2014 and what makes the difference between campaigns that raise enough and those that fall short.<\/span><\/p><p><span style=\"font-weight: 400;\">Crowdfunding works best when it starts early and leads with the human story rather than the medical one. A campaign that says &#8220;my father has cancer&#8221; raises less than one that shows who he is, what the family has already done, and what recovery means for them. Donors give to people, not diagnoses.<\/span><\/p><p><b>What every <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/06\/11\/creative-fundraising-ideas-milaap-campaign\/\">Milaap campaign<\/a> gets:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\">Zero Platform Fees<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Fast Withdrawals<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Employer Matching Benefits<\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A dedicated campaign manager for story, media, and outreach<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Frequent beneficiary\/project updates via email and WhatsApp<\/li><\/ul><p><span style=\"font-weight: 400;\">The families who raise the most start their campaign before admission \u2014 not after. Starting early gives donors time to share and give.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d649b1d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d649b1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4021e695 elementor-widget elementor-widget-html\" data-id=\"4021e695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Frequently Asked Questions<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ca9ce76 elementor-widget elementor-widget-accordion\" data-id=\"4ca9ce76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1281\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1281\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I get government benefits if I have cancer?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1281\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1281\"><p><span style=\"font-weight: 400;\">Yes. You qualify for government schemes if you have cancer or are a registered caregiver for a cancer patient, subject to each scheme&#8217;s income and eligibility criteria.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1282\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1282\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does the government give money directly to cancer patients?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1282\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1282\"><p><span style=\"font-weight: 400;\">No. Central schemes like HMCPF and HMDG transfer funds directly to the treating hospital, not the patient, to ensure the money is used for treatment.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1283\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1283\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What types of cancer qualify for government benefits?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1283\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1283\"><p><span style=\"font-weight: 400;\">All types of cancer are eligible. Government schemes qualify patients based on the stage of cancer and family income level, not the type of cancer.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1284\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1284\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is cancer treatment covered under the Ayushman card (PMJAY)?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1284\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1284\"><p><span style=\"font-weight: 400;\">Yes, PMJAY covers cancer treatment under 200+ oncology packages, but the extent and duration of coverage varies by cancer type and stage, and is capped at Rs.5 lakh per family per year.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1285\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1285\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the difference between PMJAY and CGHS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1285\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1285\"><p><span style=\"font-weight: 400;\">PMJAY is a means-tested scheme for low-income families with an annual cap of Rs.5 lakh. CGHS is an employment-based scheme for central government employees and pensioners with no cost upper limit. PMJAY eligibility depends on income; CGHS eligibility depends on employment status.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1286\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1286\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does Tata Memorial Hospital provide free cancer treatment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1286\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1286\"><p><span style=\"font-weight: 400;\">Tata Memorial Centre in Mumbai provides free or heavily subsidized treatment to a large share of patients who qualify as Economically Weaker Section or BPL, funded through trusts, cross-subsidization, and government scheme empanelment. It requires income documentation and has long waitlists given patient volume.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1287\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1287\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is RCC Kerala?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1287\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1287\"><p><span style=\"font-weight: 400;\">RCC Kerala refers to Kerala&#8217;s Regional Cancer Centre in Thiruvananthapuram, one of India&#8217;s largest state-run comprehensive cancer centers, offering subsidized and, for BPL patients, free diagnosis and treatment.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1288\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1288\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Has Ayushman Bharat been expanded recently?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1288\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1288\"><p><span style=\"font-weight: 400;\">Yes. In 2024, PMJAY was expanded to cover all senior citizens aged 70 and above with a separate top-up of Rs.5 lakh per year, regardless of income.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1289\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1289\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How much does 4 months of chemotherapy cost in India?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1289\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1289\"><p><span style=\"font-weight: 400;\">A 4-month chemotherapy course generally costs Rs.1 lakh to Rs.12 lakhs, depending on the cancer type, drugs used, and treatment protocol.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12810\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-12810\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I raise money for a cancer patient quickly?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-12810\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-12810\"><p><span style=\"font-weight: 400;\">Government schemes cover only part of most cancer treatment costs. Starting a medical crowdfunding campaign on a verified platform like <\/span><a href=\"https:\/\/www.milaap.org\/\"><span style=\"font-weight: 400;\">Milaap<\/span><\/a><span style=\"font-weight: 400;\"> can raise the remaining amount within days, directly from donors.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12811\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-12811\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I raise funds for a cancer treatment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-12811\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-12811\"><p><span style=\"font-weight: 400;\">Start a campaign on Milaap \u2014 India&#8217;s largest medical crowdfunding platform. Zero platform fee, hospital-verified, funds go directly to the hospital.<\/span><a href=\"https:\/\/milaap.org\/\"> <span style=\"font-weight: 400;\">Start here \u2192<\/span><\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I get government benefits if I have cancer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes. You qualify for government schemes if you have cancer or are a registered caregiver for a cancer patient, subject to each scheme&#8217;s income and eligibility criteria.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Does the government give money directly to cancer patients?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">No. Central schemes like HMCPF and HMDG transfer funds directly to the treating hospital, not the patient, to ensure the money is used for treatment.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What types of cancer qualify for government benefits?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">All types of cancer are eligible. Government schemes qualify patients based on the stage of cancer and family income level, not the type of cancer.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is cancer treatment covered under the Ayushman card (PMJAY)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes, PMJAY covers cancer treatment under 200+ oncology packages, but the extent and duration of coverage varies by cancer type and stage, and is capped at Rs.5 lakh per family per year.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between PMJAY and CGHS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">PMJAY is a means-tested scheme for low-income families with an annual cap of Rs.5 lakh. CGHS is an employment-based scheme for central government employees and pensioners with no cost upper limit. PMJAY eligibility depends on income; CGHS eligibility depends on employment status.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Does Tata Memorial Hospital provide free cancer treatment?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Tata Memorial Centre in Mumbai provides free or heavily subsidized treatment to a large share of patients who qualify as Economically Weaker Section or BPL, funded through trusts, cross-subsidization, and government scheme empanelment. It requires income documentation and has long waitlists given patient volume.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is RCC Kerala?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">RCC Kerala refers to Kerala&#8217;s Regional Cancer Centre in Thiruvananthapuram, one of India&#8217;s largest state-run comprehensive cancer centers, offering subsidized and, for BPL patients, free diagnosis and treatment.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Has Ayushman Bharat been expanded recently?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Yes. In 2024, PMJAY was expanded to cover all senior citizens aged 70 and above with a separate top-up of Rs.5 lakh per year, regardless of income.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How much does 4 months of chemotherapy cost in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">A 4-month chemotherapy course generally costs Rs.1 lakh to Rs.12 lakhs, depending on the cancer type, drugs used, and treatment protocol.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How can I raise money for a cancer patient quickly?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Government schemes cover only part of most cancer treatment costs. Starting a medical crowdfunding campaign on a verified platform like <\\\/span><a href=\\\"https:\\\/\\\/www.milaap.org\\\/\\\"><span style=\\\"font-weight: 400;\\\">Milaap<\\\/span><\\\/a><span style=\\\"font-weight: 400;\\\"> can raise the remaining amount within days, directly from donors.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How can I raise funds for a cancer treatment?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Start a campaign on Milaap \\u2014 India&#8217;s largest medical crowdfunding platform. Zero platform fee, hospital-verified, funds go directly to the hospital.<\\\/span><a href=\\\"https:\\\/\\\/milaap.org\\\/\\\"> <span style=\\\"font-weight: 400;\\\">Start here \\u2192<\\\/span><\\\/a><\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1634b78a\" data-id=\"1634b78a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e2d65d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8e2d65d\" data-element_type=\"section\" data-e-type=\"section\" id=\"stories\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10013c1f\" data-id=\"10013c1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c229af2 elementor-widget elementor-widget-html\" data-id=\"7c229af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Success Stories<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc728d3 elementor-widget elementor-widget-heading\" data-id=\"4cc728d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Families Who Raised on Milaap<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49f1c3c4 elementor-widget elementor-widget-text-editor\" data-id=\"49f1c3c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 15px; color: #555555; font-family: 'DM Sans',sans-serif; margin: 0;\">Hear directly from families who funded their treatment through crowdfunding<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c977909 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1c977909\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2c1ff7f2\" data-id=\"2c1ff7f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1267e428 elementor-widget elementor-widget-video\" data-id=\"1267e428\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtube.com\\\/shorts\\\/O3hprwUgF84&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4123ecc3\" data-id=\"4123ecc3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51f598d2 elementor-widget elementor-widget-video\" data-id=\"51f598d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtube.com\\\/shorts\\\/8Bq800_R9ng&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2296a4b8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2296a4b8\" data-element_type=\"section\" data-e-type=\"section\" id=\"tool\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66db364c\" data-id=\"66db364c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37a7d756 elementor-widget elementor-widget-html\" data-id=\"37a7d756\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Interactive Tool<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46b1d13f elementor-widget elementor-widget-html\" data-id=\"46b1d13f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"mlp-elig-tool\" style=\"width:100%; max-width:700px; margin:24px auto; font-family:'DM Sans', sans-serif; border:1px solid #E5D9DD; border-radius:12px; overflow:hidden;\">\r\n  <div style=\"background-color:#9C3353; padding:20px 24px;\">\r\n    <h3 style=\"margin:0; color:#FFFFFF; font-family:'Fraunces', serif; font-size:20px; font-weight:700;\">Cancer scheme eligibility checker<\/h3>\r\n    <p style=\"margin:6px 0 0; color:#F3DCE3; font-size:14px;\">Answer 4 quick questions to see which government schemes you may qualify for<\/p>\r\n  <\/div>\r\n\r\n  <div style=\"padding:24px; background-color:#FFFFFF;\">\r\n    <div style=\"margin-bottom:18px;\">\r\n      <label style=\"display:block; font-weight:600; color:#1C2B4B; font-size:14px; margin-bottom:6px;\">1. Are you or the patient a government employee, pensioner, or ex-servicemen?<\/label>\r\n      <select id=\"mlp-employment\" style=\"width:100%; padding:10px 12px; border:1px solid #C9B9C0; border-radius:6px; font-size:14px; color:#1C2B4B; background-color:#FAF6F7;\">\r\n        <option value=\"cghs\">Central government employee or pensioner<\/option>\r\n        <option value=\"echs\">Ex-servicemen (Armed Forces)<\/option>\r\n        <option value=\"esi\">ESI-insured worker<\/option>\r\n        <option value=\"none\" selected>None of these<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <div style=\"margin-bottom:18px;\">\r\n      <label style=\"display:block; font-weight:600; color:#1C2B4B; font-size:14px; margin-bottom:6px;\">2. Age of the patient<\/label>\r\n      <select id=\"mlp-age\" style=\"width:100%; padding:10px 12px; border:1px solid #C9B9C0; border-radius:6px; font-size:14px; color:#1C2B4B; background-color:#FAF6F7;\">\r\n        <option value=\"under70\" selected>Under 70<\/option>\r\n        <option value=\"70plus\">70 or above<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <div style=\"margin-bottom:18px;\">\r\n      <label style=\"display:block; font-weight:600; color:#1C2B4B; font-size:14px; margin-bottom:6px;\">3. Household income level<\/label>\r\n      <select id=\"mlp-income\" style=\"width:100%; padding:10px 12px; border:1px solid #C9B9C0; border-radius:6px; font-size:14px; color:#1C2B4B; background-color:#FAF6F7;\">\r\n        <option value=\"bpl\" selected>Below poverty line (BPL \/ SECC-listed)<\/option>\r\n        <option value=\"low\">Below Rs.1.25 lakh per year<\/option>\r\n        <option value=\"mid\">Rs.1.25 lakh - 5 lakh per year<\/option>\r\n        <option value=\"high\">Above Rs.5 lakh per year<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <div style=\"margin-bottom:22px;\">\r\n      <label style=\"display:block; font-weight:600; color:#1C2B4B; font-size:14px; margin-bottom:6px;\">4. State<\/label>\r\n      <select id=\"mlp-state\" style=\"width:100%; padding:10px 12px; border:1px solid #C9B9C0; border-radius:6px; font-size:14px; color:#1C2B4B; background-color:#FAF6F7;\">\r\n        <option value=\"karnataka\">Karnataka<\/option>\r\n        <option value=\"kerala\">Kerala<\/option>\r\n        <option value=\"rajasthan\">Rajasthan<\/option>\r\n        <option value=\"punjab\">Punjab<\/option>\r\n        <option value=\"other\" selected>Other state<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <button id=\"mlp-check-btn\" style=\"width:100%; padding:13px; background-color:#9C3353; color:#FFFFFF; border:none; border-radius:6px; font-size:15px; font-weight:700; cursor:pointer; font-family:'DM Sans', sans-serif;\">Check eligibility<\/button>\r\n\r\n    <div id=\"mlp-results\" style=\"margin-top:22px; display:none;\"><\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n(function() {\r\n  var btn = document.getElementById('mlp-check-btn');\r\n  var resultsBox = document.getElementById('mlp-results');\r\n\r\n  btn.addEventListener('click', function() {\r\n    var employment = document.getElementById('mlp-employment').value;\r\n    var age = document.getElementById('mlp-age').value;\r\n    var income = document.getElementById('mlp-income').value;\r\n    var state = document.getElementById('mlp-state').value;\r\n\r\n    var schemes = [];\r\n\r\n    if (employment === 'cghs') {\r\n      schemes.push({ name: 'CGHS', coverage: 'No upper limit', note: 'Full coverage for cancer treatment as a central government employee or pensioner.' });\r\n    } else if (employment === 'echs') {\r\n      schemes.push({ name: 'ECHS', coverage: 'No upper limit', note: 'Full cashless coverage for cancer treatment as ex-servicemen.' });\r\n    } else if (employment === 'esi') {\r\n      schemes.push({ name: 'ESI', coverage: 'No upper limit', note: 'Full, cashless oncology coverage as an ESI-insured worker.' });\r\n    }\r\n\r\n    if (employment === 'none') {\r\n      if (age === '70plus') {\r\n        schemes.push({ name: 'AB PM-JAY Vay Vandana', coverage: 'Up to Rs.5 lakh\/year (household top-up)', note: 'Available regardless of income, for all citizens aged 70 and above.' });\r\n      }\r\n      if (income === 'bpl') {\r\n        schemes.push({ name: 'PMJAY (AB PM-JAY)', coverage: 'Up to Rs.5 lakh\/family\/year', note: 'For SECC-listed low income families.' });\r\n        schemes.push({ name: 'HMCPF (RAN)', coverage: 'Up to Rs.15 lakh, one-time', note: 'At a designated Regional Cancer Center, for BPL patients.' });\r\n      }\r\n      if (income === 'bpl' || income === 'low') {\r\n        schemes.push({ name: 'HMDG', coverage: 'Up to Rs.1.25 lakh, one-time', note: 'For families earning under Rs.1.25 lakh per year.' });\r\n      }\r\n    }\r\n\r\n    if (state === 'karnataka') {\r\n      if (income === 'mid' || income === 'high') {\r\n        schemes.push({ name: 'Arogya Karnataka (APL tier)', coverage: 'Up to Rs.1.5 lakh', note: 'Only if PMJAY benefits have not already been claimed.' });\r\n      }\r\n      if (income === 'bpl' || income === 'low') {\r\n        schemes.push({ name: \"Karnataka CM's Medical Relief Fund\", coverage: 'Up to Rs.1 lakh, discretionary', note: 'Emergency grant, approval not guaranteed.' });\r\n      }\r\n    }\r\n    if (state === 'kerala') {\r\n      schemes.push({ name: \"RCC Kerala (Thiruvananthapuram)\", coverage: 'Subsidized, free for BPL patients', note: 'Subject to capacity and wait times.' });\r\n    }\r\n    if (state === 'rajasthan') {\r\n      schemes.push({ name: 'Nishulk Dawa Yojana', coverage: 'Free medication only', note: \"Doesn't cover surgery, radiotherapy, or hospitalization.\" });\r\n    }\r\n    if (state === 'punjab') {\r\n      schemes.push({ name: 'Punjab Cancer Rahat Kosh', coverage: 'Up to Rs.1.5 lakh', note: 'At major empanelled hospitals.' });\r\n    }\r\n\r\n    var html = '';\r\n    if (schemes.length === 0) {\r\n      html += '<p style=\"font-size:14px; color:#1C2B4B;\">Based on your answers, you may not qualify for the schemes covered in this article, but it is worth checking directly with a hospital medical social worker, since eligibility criteria vary and change.<\/p>';\r\n    } else {\r\n      html += '<h4 style=\"font-family:\\'Fraunces\\', serif; color:#1C2B4B; font-size:16px; margin:0 0 12px;\">You may be eligible for:<\/h4>';\r\n      for (var i = 0; i < schemes.length; i++) {\r\n        html += '<div style=\"background-color:#FAF6F7; border-left:3px solid #9C3353; padding:12px 14px; margin-bottom:10px; border-radius:4px;\">';\r\n        html += '<div style=\"font-weight:700; color:#9C3353; font-size:14px;\">' + schemes[i].name + '<\/div>';\r\n        html += '<div style=\"font-family:\\'Fraunces\\', serif; font-size:15px; color:#1C2B4B; margin:2px 0;\">' + schemes[i].coverage + '<\/div>';\r\n        html += '<div style=\"font-size:13px; color:#555555;\">' + schemes[i].note + '<\/div>';\r\n        html += '<\/div>';\r\n      }\r\n    }\r\n\r\n    html += '<div style=\"margin-top:16px; padding:16px; background-color:#1C2B4B; border-radius:8px;\">';\r\n    html += '<p style=\"color:#FFFFFF; font-size:14px; margin:0 0 10px;\">These schemes rarely cover the full cost of cancer treatment. A verified fundraiser can help bridge the rest.<\/p>';\r\n    html += '<a href=\"https:\/\/www.milaap.org\/\" target=\"_blank\" style=\"display:inline-block; background-color:#FFFFFF; color:#1C2B4B; text-decoration:none; padding:10px 18px; border-radius:6px; font-weight:700; font-size:14px;\">Start a fundraiser on Milaap<\/a>';\r\n    html += '<\/div>';\r\n\r\n    html += '<p style=\"font-size:12px; color:#888888; margin-top:14px;\">This is a directional guide based on publicly available scheme criteria, not an official eligibility determination. Confirm with the scheme\\'s official portal or a hospital medical social worker before applying.<\/p>';\r\n\r\n    resultsBox.innerHTML = html;\r\n    resultsBox.style.display = 'block';\r\n  });\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf31255 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bf31255\" data-element_type=\"section\" data-e-type=\"section\" id=\"callback\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-45 elementor-top-column elementor-element elementor-element-5bc5c0ba\" data-id=\"5bc5c0ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13d97673 elementor-widget elementor-widget-heading\" data-id=\"13d97673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Need Help Funding Your Cancer Treatment?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8bcd2d elementor-widget elementor-widget-text-editor\" data-id=\"f8bcd2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 15px; line-height: 1.7; color: rgba(255,255,255,.65); font-family: 'DM Sans',sans-serif; margin-bottom: 20px;\">Our fundraising experts have helped lakhs of families launch and run successful cancer treatment campaigns. Book a free consultation today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0b3197 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5f0b3197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free 1:1 call with crowdfunding expert<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Campaign live in under 10 minutes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">0% platform fee<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dedicated fundraising manager assigned<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-55 elementor-top-column elementor-element elementor-element-e251887\" data-id=\"e251887\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f4edda5 elementor-widget elementor-widget-heading\" data-id=\"1f4edda5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Request a Free Callback<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-341649fb elementor-widget elementor-widget-text-editor\" data-id=\"341649fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 12px; color: #9b9b9b; font-family: 'DM Sans',sans-serif; margin-bottom: 16px;\">Our team will contact you shortly<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3265f37f elementor-widget elementor-widget-shortcode\" data-id=\"3265f37f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-9338 forminator-design--default forminator-custom forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-9338\" data-uid=\"6ad4de68b427e\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-9338\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-9338 forminator-design--default forminator-custom forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"9338\"\n\t\t\t\t data-color-option=\"default\" data-design=\"default\" data-grid=\"custom\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6ad4de68b427e\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-name-1_6ad4de68b427e\" id=\"forminator-field-name-1_6ad4de68b427e-label\" class=\"forminator-label\">Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"E.g. John Doe\" id=\"forminator-field-name-1_6ad4de68b427e\" class=\"forminator-input forminator-name--field\" aria-required=\"true\" autocomplete=\"name\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_6ad4de68b427e\" id=\"forminator-field-phone-1_6ad4de68b427e-label\" class=\"forminator-label\">Phone <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Eg. 9004005000\" id=\"forminator-field-phone-1_6ad4de68b427e\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" data-national_mode=\"enabled\" data-country=\"in\" data-validation=\"standard\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-1\" class=\"forminator-field-select forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-form-9338__field--select-1_6ad4de68b427e\" id=\"forminator-form-9338__field--select-1_6ad4de68b427e-label\" class=\"forminator-label\">What do you need funds for?<\/label><select  id=\"forminator-form-9338__field--select-1_6ad4de68b427e\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"\" name=\"select-1\" data-default-value=\"\" data-placeholder=\"Select\" data-search=\"false\" data-search-placeholder=\"Select\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-9338__field--select-1_6ad4de68b427e-label\"><option value=\"\"  >Select<\/option><option value=\"Cancer-treatment\"  data-calculation=\"0\">Cancer treatment<\/option><option value=\"Liver-transplant\"  data-calculation=\"0\">Liver transplant<\/option><option value=\"Memorial\"  data-calculation=\"0\">Memorial<\/option><option value=\"Kidney-transplant\"  data-calculation=\"0\">Kidney transplant<\/option><option value=\"Cardiac-surgery\"  data-calculation=\"0\">Cardiac surgery<\/option><option value=\"Accident-trauma-treatment\"  data-calculation=\"0\">Accident\/trauma treatment<\/option><option value=\"ICU-care-(Adult)\"  data-calculation=\"0\">ICU care (Adult)<\/option><option value=\"ICU-care-(Child)\"  data-calculation=\"0\">ICU care (Child)<\/option><option value=\"Others\"  data-calculation=\"0\">Others<\/option><\/select><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-2\" class=\"forminator-field-select forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-form-9338__field--select-2_6ad4de68b427e\" id=\"forminator-form-9338__field--select-2_6ad4de68b427e-label\" class=\"forminator-label\">Preferred Language<\/label><select  id=\"forminator-form-9338__field--select-2_6ad4de68b427e\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"\" name=\"select-2\" data-default-value=\"\" data-placeholder=\"Select\" data-search=\"false\" data-search-placeholder=\"Select\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-9338__field--select-2_6ad4de68b427e-label\"><option value=\"\"  >Select<\/option><option value=\"English\"  data-calculation=\"0\">English<\/option><option value=\"Tamil\"  data-calculation=\"0\">Tamil<\/option><option value=\"Hindi\"  data-calculation=\"0\">Hindi<\/option><option value=\"Telugu\"  data-calculation=\"0\">Telugu<\/option><option value=\"Kannada\"  data-calculation=\"0\">Kannada<\/option><option value=\"Malayalam\"  data-calculation=\"0\">Malayalam<\/option><option value=\"Bengali\"  data-calculation=\"0\">Bengali<\/option><option value=\"Marathi\"  data-calculation=\"0\">Marathi<\/option><\/select><\/div><\/div><\/div><div class=\"forminator-row forminator-hidden\"><div id=\"hidden-1\" class=\"forminator-field-hidden  forminator-col-12 \"><input type=\"hidden\" id=\"hidden-1_6ad4de68b427e\" name=\"hidden-1\" value=\"216.73.216.174\" \/><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-2\" class=\"forminator-field-phone forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-2_6ad4de68b427e\" id=\"forminator-field-phone-2_6ad4de68b427e-label\" class=\"forminator-label\">Alternate Phone Number<\/label><input type=\"text\" name=\"phone-2\" value=\"\" placeholder=\"Eg. 9805004000\" id=\"forminator-field-phone-2_6ad4de68b427e\" class=\"forminator-input forminator-field--phone\" data-required=\"\" aria-required=\"false\" autocomplete=\"off\" data-national_mode=\"enabled\" data-country=\"in\" data-validation=\"standard\" \/><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Submit<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"9eb7b54268\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/hi\/wp-json\/wp\/v2\/pages\/27807\" \/><input type=\"hidden\" name=\"form_id\" value=\"9338\"><input type=\"hidden\" name=\"page_id\" value=\"27807\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/pages.milaap.org\/hi\/government-schemes-for-cancer-patients-in-india\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-132ab82 elementor-widget elementor-widget-text-editor\" data-id=\"132ab82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align:center;font-size:11px;color:#9B9B9B;font-family:'DM Sans',sans-serif;margin-top:10px\">&#128274; Your details are 100% private &amp; never shared<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-10ab78a e-con-full e-flex e-con e-parent\" data-id=\"10ab78a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b57598 elementor-widget elementor-widget-html\" data-id=\"0b57598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.author-wrap{\r\n  display:flex;\r\n  gap:20px;\r\n  align-items:flex-start;\r\n  padding:1.5rem;\r\n  border-top:2px solid #9C3353;\r\n  background:#fff;\r\n  font-family:'DM Sans',sans-serif;\r\n}\r\n.author-photo{\r\n  width:80px;\r\n  height:80px;\r\n  border-radius:50%;\r\n  object-fit:cover;\r\n  flex-shrink:0;\r\n  border:2px solid #E5E7EB;\r\n}\r\n.author-photo-placeholder{\r\n  width:80px;\r\n  height:80px;\r\n  border-radius:50%;\r\n  background:#F3E8EC;\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  font-size:24px;\r\n  font-weight:500;\r\n  color:#9C3353;\r\n  flex-shrink:0;\r\n  border:2px solid #E5E7EB;\r\n}\r\n.author-content{\r\n  flex:1;\r\n}\r\n.author-written-by{\r\n  font-size:11px;\r\n  font-weight:500;\r\n  letter-spacing:.07em;\r\n  text-transform:uppercase;\r\n  color:#9CA3AF;\r\n  margin-bottom:.3rem;\r\n}\r\n.author-name{\r\n  font-size:17px;\r\n  font-weight:500;\r\n  color:#1C2B4B;\r\n  margin-bottom:.15rem;\r\n}\r\n.author-title{\r\n  font-size:13px;\r\n  color:#9C3353;\r\n  font-weight:500;\r\n  margin-bottom:.75rem;\r\n}\r\n.author-bio{\r\n  font-size:13px;\r\n  color:#6B7280;\r\n  line-height:1.7;\r\n  margin-bottom:.875rem;\r\n}\r\n.author-linkedin{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  gap:6px;\r\n  font-size:13px;\r\n  font-weight:500;\r\n  color:#185FA5;\r\n  text-decoration:none;\r\n  border:0.5px solid #D1D5DB;\r\n  border-radius:6px;\r\n  padding:6px 14px;\r\n  transition:background .15s;\r\n}\r\n.author-linkedin:hover{\r\n  background:#F0F7FF;\r\n}\r\n.author-linkedin svg{\r\n  width:16px;\r\n  height:16px;\r\n  fill:#0A66C2;\r\n}\r\n@media(max-width:520px){\r\n  .author-wrap{flex-direction:column;align-items:center;text-align:center}\r\n  .author-linkedin{margin:0 auto}\r\n}\r\n<\/style>\r\n \r\n<div class=\"author-wrap\">\r\n \r\n  <!-- Replace src with your actual photo URL -->\r\n  <img data-recalc-dims=\"1\" decoding=\"async\"\r\n    class=\"author-photo\"\r\n    src=\"https:\/\/i0.wp.com\/crowdfunding.milaap.org\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-02-at-17.31.59.jpeg?w=1200&#038;ssl=1\"\r\n    alt=\"Jayasree S A \u2014 Content Writer at Milaap\"\r\n    onerror=\"this.style.display='none';this.nextElementSibling.style.display='flex'\"\r\n  \/>\r\n \r\n  <!-- Fallback initials if photo fails to load -->\r\n  <div class=\"author-photo-placeholder\" style=\"display:none\">RR<\/div>\r\n \r\n  <div class=\"author-content\">\r\n    <div class=\"author-written-by\">Written by<\/div>\r\n    <div class=\"author-name\">Jayasree S A<\/div>\r\n    <div class=\"author-title\">Content Writer \u00b7 Milaap<\/div>\r\n    <div class=\"author-bio\">\r\n      Jayasree S A is a content writer at <a href=\"https:\/\/milaap.org\" style=\"color:#9C3353;text-decoration:none\">Milaap<\/a>, specializing in <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/07\/13\/milaap-for-ngos-how-non-profit-organizations-can-leverage-crowdfunding-for-impact\/\">social impact<\/a> and human-interest narratives, focusing on digging beneath the surface of data and public policy to craft compelling, accessible stories that resonate deeply with readers. 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India runs over a dozen government schemes for cancer patients, including Ayushman Bharat PM-JAY (PMJAY), CGHS for government employees, and state programs &#8230; <a title=\"Government Schemes for Cancer Patients in India\" class=\"read-more\" href=\"https:\/\/pages.milaap.org\/hi\/government-schemes-for-cancer-patients-in-india\/\" aria-label=\"Read more about Government Schemes for Cancer Patients in India\">\u0914\u0930 \u092a\u0922\u093c\u0947\u0902<\/a><\/p>","protected":false},"author":212966064,"featured_media":27811,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_monsterinsights_skip_tracking":false,"_wpcom_ai_launchpad_about_page":false,"_wpcom_ai_launchpad_gallery_page":false,"_wpcom_ai_launchpad_contact_page":false,"_wpcom_ai_launchpad_events_page":false,"_wpcom_ai_launchpad_video_page":false,"_wpcom_ai_launchpad_portfolio_piece":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"footnotes":""},"class_list":["post-27807","page","type-page","status-publish","has-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Government Schemes for Cancer Patients in India (2026 Guide)<\/title>\n<meta name=\"description\" content=\"Discover financial aid options for cancer treatment in India. 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