{"id":27662,"date":"2026-06-26T20:13:37","date_gmt":"2026-06-26T14:43:37","guid":{"rendered":"https:\/\/pages.milaap.org\/?page_id=27662"},"modified":"2026-07-26T19:12:49","modified_gmt":"2026-07-26T13:42:49","slug":"heart-transplant-cost-in-india","status":"publish","type":"page","link":"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/","title":{"rendered":"Heart Transplant Cost in India 2026: What over 1,800 families paid"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"27662\" class=\"elementor elementor-27662\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b17c01 e-flex e-con-boxed e-con e-parent\" data-id=\"6b17c01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96aa021 elementor-widget elementor-widget-image\" data-id=\"96aa021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"120\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-27408\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?w=300&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?resize=18%2C7&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?resize=150%2C60&amp;ssl=1 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-attachment-id=\"27408\" data-permalink=\"https:\/\/pages.milaap.org\/hi\/liver-transplant-cost-in-india\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" data-orig-size=\"300,120\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300&amp;#215;120\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/milaap-logo-tiny-4d3dbc4e55c2aaec351f0f376329c624236c4d6266b910f472684e70603f600d-1-300x120-1.webp?fit=300%2C120&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36754c1 e-flex e-con-boxed e-con e-parent\" data-id=\"36754c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5b8791 elementor-widget elementor-widget-html\" data-id=\"d5b8791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- Milaap Hero Ticker CTA -->\r\n<a href=\"#costestimator\" \r\n   class=\"mlp-hero-ticker\"\r\n   style=\"\r\n     display: flex;\r\n     align-items: center;\r\n     justify-content: center;\r\n     gap: 10px;\r\n     width: 100%;\r\n     box-sizing: border-box;\r\n     padding: 14px 20px;\r\n     background: linear-gradient(90deg, #9C3353, #1C2B4B);\r\n     color: #ffffff;\r\n     text-decoration: none;\r\n     font-family: 'DM Sans', Arial, sans-serif;\r\n     font-size: 15px;\r\n     font-weight: 600;\r\n     text-align: center;\r\n     border-radius: 0;\r\n     position: relative;\r\n     overflow: hidden;\r\n     z-index: 999;\r\n     animation: mlp-pulse 2.5s ease-in-out infinite;\r\n   \"\r\n   onmouseover=\"this.style.opacity='0.92'\"\r\n   onmouseout=\"this.style.opacity='1'\">\r\n  \r\n  <span style=\"font-size: 18px; line-height: 1;\">\ud83d\udd14<\/span>\r\n  \r\n  <span>\r\n    Planning a Heart Surgery?  \r\n    <span style=\"text-decoration: underline; text-underline-offset: 3px;\">Check the estimated cost<\/span>\r\n  <\/span>\r\n\r\n  <span style=\"\r\n    display: inline-block;\r\n    margin-left: 4px;\r\n    transition: transform 0.2s ease;\r\n  \">\u2192<\/span>\r\n<\/a>\r\n\r\n<style>\r\n  @keyframes mlp-pulse {\r\n    0%, 100% { box-shadow: 0 0 0 0 rgba(156, 51, 83, 0.4); }\r\n    50% { box-shadow: 0 0 0 6px rgba(156, 51, 83, 0); }\r\n  }\r\n  .mlp-hero-ticker:hover span:last-child {\r\n    transform: translateX(4px);\r\n  }\r\n  @media (max-width: 600px) {\r\n    .mlp-hero-ticker {\r\n      font-size: 13px !important;\r\n      padding: 12px 14px !important;\r\n      flex-wrap: wrap;\r\n    }\r\n  }\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a757def elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1a757def\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46beeafc\" data-id=\"46beeafc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40a57f71 elementor-widget elementor-widget-html\" data-id=\"40a57f71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<span style=\"display:inline-block;background:#F7EAF0;color:#7A2840;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:6px 14px;border-radius:50px;font-family:'DM Sans',sans-serif;margin-bottom:14px\">Heart Surgery<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-666dc66e elementor-widget elementor-widget-heading\" data-id=\"666dc66e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Heart Surgery Cost in India 2026: A Guide Built From What 1,800+ Families Actually Paid\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1898fa14 elementor-widget elementor-widget-text-editor\" data-id=\"1898fa14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"display: flex; flex-wrap: wrap; align-items: center; gap: 8px 12px; font-size: 13px; color: #9b9b9b; font-family: 'DM Sans',sans-serif;\"><strong>June 26, 2026<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a310af5 elementor-widget elementor-widget-image\" data-id=\"a310af5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Heart Surgery Cost in India 2026 Guide Banner\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc2NjksInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNlwvQ2hhdEdQVC1JbWFnZS1KdW4tMjYtMjAyNi0wNl81OF8xNi1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-27669\" alt=\"An Indian family of three sitting anxiously on a hospital bench while a surgeon walks toward an operating room, paired with text reading &quot;Heart Surgery Cost in India 2026: A Guide Built From What 1,800+ Families Actually Paid&quot; and a glowing anatomical heart illustration.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27669\" data-permalink=\"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/chatgpt-image-jun-26-2026-06_58_16-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"Heart Surgery Cost in India 2026 Guide Banner\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;A comprehensive cost guide for heart surgery in India based on actual expenses from over 1,800 families.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-06_58_16-PM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30ce9886 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"30ce9886\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-67 elementor-top-column elementor-element elementor-element-7adbf3e5\" data-id=\"7adbf3e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58af82bf elementor-widget elementor-widget-text-editor\" data-id=\"58af82bf\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"intro\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">I have spent five years watching families get the same unwelcome surprise. The doctor gives a surgery estimate. The family notes it down. They go home, do some arithmetic, and discover the number they were given and the number they will actually pay are not the same thing. Sometimes the gap is Rs. 50,000. Sometimes it is Rs. 3 lakh. Occasionally it is more.<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>Heart surgery in India in 2026 costs between Rs. 1.5 lakh and Rs. 20 lakh depending on the procedure, the hospital, and the patient&#8217;s age.<\/strong> Most families raising money on Milaap set a median campaign goal of Rs. 4.5 lakh, not the total surgery cost, but the gap that remained after insurance, government schemes, and family savings were already applied. The average goal across 1,783 campaigns was Rs. 6.5 lakh.<\/span><\/p><p><span style=\"font-weight: 400;\">Those two numbers, Rs. 4.5 lakh and Rs. 6.5 lakh, are the most honest figures I can give you about what heart surgery costs Indian families in practice. Everything else in this article explains where that gap comes from and how to close it.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ebb6ce4 elementor-widget elementor-widget-html\" data-id=\"7ebb6ce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"border-left:4px solid #9C3353;border-radius:0 8px 8px 0;background:#F7EAF0;padding:18px 22px;margin:20px 0\"><p style=\"color:#7A2840;margin:0;font-weight:500;font-size:15px;line-height:1.6;font-family:'DM Sans',sans-serif\">&#9889; Most government schemes require you to apply before initiating treatment. Read this guide before your first hospital visit.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f83e35 elementor-widget elementor-widget-html\" data-id=\"15f83e35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.ms {\r\n  background: linear-gradient(135deg, #9C3353 0%, #7A2840 100%);\r\n  border-radius: 14px;\r\n  padding: 26px;\r\n  position: relative;\r\n  overflow: hidden;\r\n  margin: 28px 0;\r\n}\r\n.ms::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -60px;\r\n  right: -60px;\r\n  width: 200px;\r\n  height: 200px;\r\n  border-radius: 50%;\r\n  background: rgba(255, 255, 255, .08);\r\n  pointer-events: none;\r\n}\r\n.ms-hd {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  align-items: center;\r\n  justify-content: space-between;\r\n  gap: 8px;\r\n  margin-bottom: 20px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n.ms-lbl {\r\n  font-size: 11px;\r\n  font-weight: 600;\r\n  text-transform: uppercase;\r\n  letter-spacing: .08em;\r\n  color: rgba(255, 255, 255, .65);\r\n  font-family: 'DM Sans', sans-serif;\r\n}\r\n.ms-badge {\r\n  font-family: 'Fraunces', serif;\r\n  font-size: 13px;\r\n  font-weight: 700;\r\n  color: #fff;\r\n  background: rgba(255, 255, 255, .15);\r\n  border: 1px solid rgba(255, 255, 255, .25);\r\n  padding: 5px 14px;\r\n  border-radius: 50px;\r\n}\r\n.ms-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(240px, 280px));\r\n  justify-content: center;\r\n  gap: 12px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n.ms-stat {\r\n  background: rgba(255, 255, 255, .12);\r\n  border: 1px solid rgba(255, 255, 255, .2);\r\n  border-radius: 10px;\r\n  padding: 18px 12px;\r\n  text-align: center;\r\n}\r\n.ms-icon {\r\n  font-size: 22px;\r\n  display: block;\r\n  margin-bottom: 10px;\r\n}\r\n.ms-num {\r\n  font-family: 'Fraunces', serif;\r\n  font-size: 28px;\r\n  font-weight: 700;\r\n  color: #FFFFFF;\r\n  display: block;\r\n  line-height: 1;\r\n  margin-bottom: 6px;\r\n}\r\n.ms-lbl2 {\r\n  font-size: 11px;\r\n  color: rgba(255, 255, 255, .7);\r\n  font-family: 'DM Sans', sans-serif;\r\n  line-height: 1.4;\r\n}\r\n@media(max-width:767px) {\r\n  .ms-grid {\r\n    grid-template-columns: 1fr 1fr !important;\r\n    gap: 10px;\r\n  }\r\n  .ms-num {\r\n    font-size: 22px;\r\n  }\r\n  .ms {\r\n    padding: 18px 14px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"ms\">\r\n  <div class=\"ms-hd\">\r\n    <span class=\"ms-lbl\">Heart surgery data from Milaap campaigns<\/span>\r\n    <span class=\"ms-badge\">milaap<\/span>\r\n  <\/div>\r\n  <div class=\"ms-grid\">\r\n    <div class=\"ms-stat\">\r\n      <span class=\"ms-icon\">&#128330;<\/span>\r\n      <span class=\"ms-num\">1800+<\/span>\r\n      <span class=\"ms-lbl2\">Heart surgery fundraisers on Milaap<\/span>\r\n    <\/div>\r\n    <div class=\"ms-stat\">\r\n      <span class=\"ms-icon\">&#128202;<\/span>\r\n      <span class=\"ms-num\">&#8377;4.5 L<\/span>\r\n      <span class=\"ms-lbl2\">Median Heart surgery cost<\/span>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c490d98 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4c490d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-726eff2d elementor-widget elementor-widget-heading\" data-id=\"726eff2d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"hospitals\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why the Hospital Quote Is Never the Final Number<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a129159 elementor-widget elementor-widget-text-editor\" data-id=\"3a129159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">Every cardiac surgeon I have spoken with over five years says the same thing: the surgery package covers the surgery. What it does not cover is the list of things that happen before, during, and after it. In our experience across 1,800+ heart surgery families, the final discharge bill runs 15 to 35% above the package quote. Here is where the gap comes from.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab3464 elementor-widget elementor-widget-html\" data-id=\"8ab3464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"milaap-hidden-costs-table\">\r\n  <table>\r\n    <thead>\r\n      <tr>\r\n        <th>Expense<\/th>\r\n        <th>Why it is billed separately<\/th>\r\n        <th>Typical range<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Pre-operative workup<\/td>\r\n        <td>Echocardiogram, angiogram, blood panel, ECG: these happen before surgery even starts<\/td>\r\n        <td>Rs. 15,000 to Rs. 80,000<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Blood and blood products<\/td>\r\n        <td>Transfusion needs cannot be predicted; billed per unit used<\/td>\r\n        <td>Rs. 10,000 to Rs. 60,000<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Cardiac devices<\/td>\r\n        <td>Valves, pacemakers, closure devices, stents: quoted and charged separately<\/td>\r\n        <td>Rs. 50,000 to Rs. 5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Extended ICU stay<\/td>\r\n        <td>Package covers 3 to 7 days; each day beyond that is an add-on<\/td>\r\n        <td>Rs. 5,000 to Rs. 15,000 per day<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Post-operative medications<\/td>\r\n        <td>Blood thinners, beta-blockers, diuretics for 6 to 12 months<\/td>\r\n        <td>Rs. 2,000 to Rs. 8,000 per month<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Cardiac rehabilitation<\/td>\r\n        <td>Supervised physiotherapy and recovery programme<\/td>\r\n        <td>Rs. 20,000 to Rs. 80,000<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Year 1 follow-up care<\/td>\r\n        <td>Repeat echo, ECG, OPD visits every 1 to 3 months<\/td>\r\n        <td>Rs. 20,000 to Rs. 60,000<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\r\n<style>\r\n.milaap-hidden-costs-table {\r\n  width: 100%;\r\n  overflow-x: auto;\r\n  font-family: 'DM Sans', sans-serif;\r\n  margin: 24px 0;\r\n}\r\n\r\n.milaap-hidden-costs-table table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  font-size: 15px;\r\n  line-height: 1.6;\r\n}\r\n\r\n.milaap-hidden-costs-table thead tr {\r\n  background-color: #1C2B4B;\r\n}\r\n\r\n.milaap-hidden-costs-table thead th {\r\n  color: #ffffff;\r\n  font-weight: 600;\r\n  text-align: left;\r\n  padding: 14px 18px;\r\n  font-size: 15px;\r\n}\r\n\r\n.milaap-hidden-costs-table tbody tr:nth-child(odd) {\r\n  background-color: #ffffff;\r\n}\r\n\r\n.milaap-hidden-costs-table tbody tr:nth-child(even) {\r\n  background-color: #f5f7fa;\r\n}\r\n\r\n.milaap-hidden-costs-table tbody td {\r\n  padding: 13px 18px;\r\n  color: #2d2d2d;\r\n  border-bottom: 1px solid #e4e8ee;\r\n  vertical-align: top;\r\n}\r\n\r\n.milaap-hidden-costs-table tbody tr:last-child td {\r\n  border-bottom: none;\r\n}\r\n\r\n\/* Column widths *\/\r\n.milaap-hidden-costs-table table td:first-child,\r\n.milaap-hidden-costs-table table th:first-child {\r\n  width: 22%;\r\n  font-weight: 500;\r\n}\r\n\r\n.milaap-hidden-costs-table table td:nth-child(2),\r\n.milaap-hidden-costs-table table th:nth-child(2) {\r\n  width: 50%;\r\n}\r\n\r\n.milaap-hidden-costs-table table td:nth-child(3),\r\n.milaap-hidden-costs-table table th:nth-child(3) {\r\n  width: 28%;\r\n  white-space: nowrap;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 600px) {\r\n  .milaap-hidden-costs-table table {\r\n    font-size: 13px;\r\n  }\r\n  .milaap-hidden-costs-table thead th,\r\n  .milaap-hidden-costs-table tbody td {\r\n    padding: 10px 12px;\r\n  }\r\n  .milaap-hidden-costs-table table td:nth-child(3),\r\n  .milaap-hidden-costs-table table th:nth-child(3) {\r\n    white-space: normal;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c360a2 elementor-widget elementor-widget-text-editor\" data-id=\"2c360a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><i><span style=\"font-weight: 400;\">Source: <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/06\/11\/creative-fundraising-ideas-milaap-campaign\/\">Milaap campaign<\/a> data from 1,800+ heart surgery families.<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">The item that surprises families most is cardiac devices. When a surgeon recommends a valve replacement, the type of valve (biological or mechanical) is a separate purchasing decision that carries a separate bill. A biological valve: Rs. 80,000 to Rs. 2.5 lakh. A mechanical valve: Rs. 30,000 to Rs. 80,000. An implantable pacemaker: Rs. 50,000 to Rs. 5 lakh. These decisions are sometimes made intraoperatively, and the bill arrives before the family has had a chance to plan for it.<\/span><\/p><p><strong>Before you set your fundraising goal: add 20% to whatever the hospital has quoted and include at least one year of post-operative care in your calculation. The families who raise closer to that number are the ones who do not have to come back for a second campaign.<\/strong><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-257bb445 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"257bb445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-744383e4 elementor-widget elementor-widget-heading\" data-id=\"744383e4\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"breakdown\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Heart Surgery in India Is Not One Thing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a91fd47 elementor-widget elementor-widget-text-editor\" data-id=\"5a91fd47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">The phrase &#8216;heart surgery&#8217; covers a spectrum from a 45-minute device closure in a child to a 6-hour bypass with grafts in an adult. Cost follows complexity. Across 1,800+ Milaap campaigns, the breakdown looks like this:<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9048c34 elementor-widget elementor-widget-html\" data-id=\"9048c34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"milaap-procedure-table\">\r\n  <table>\r\n    <thead>\r\n      <tr>\r\n        <th>Procedure category<\/th>\r\n        <th>Median goal on Milaap<\/th>\r\n        <th>Notes on cost range<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Congenital heart disease (VSD, ASD, ToF, PDA corrections)<\/td>\r\n        <td>Rs. 4.8 lakh<\/td>\r\n        <td>Widest range: Rs. 1.5L for device closure to Rs. 12L for ToF correction<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Open heart surgery (broad)<\/td>\r\n        <td>Rs. 4.5 lakh<\/td>\r\n        <td>Includes various procedures not classified under other categories<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>CABG \/ coronary bypass<\/td>\r\n        <td>Rs. 3.5 lakh<\/td>\r\n        <td>Most predictable cost; lowest median across all heart conditions<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Valve replacement or repair<\/td>\r\n        <td>Rs. 5.5 lakh<\/td>\r\n        <td>Device type (biological vs mechanical) is the biggest cost variable<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Heart failure \/ cardiomyopathy<\/td>\r\n        <td>Rs. 8.5 lakh<\/td>\r\n        <td>Highest median; complex management, longer stays, more medications<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>All other cardiac cases<\/td>\r\n        <td>Rs. 4.5 lakh<\/td>\r\n        <td>Angioplasty, stenting, arrhythmia surgery, device implants<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\r\n<style>\r\n.milaap-procedure-table {\r\n  width: 100%;\r\n  overflow-x: auto;\r\n  font-family: 'DM Sans', sans-serif;\r\n  margin: 24px 0;\r\n}\r\n\r\n.milaap-procedure-table table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  font-size: 15px;\r\n  line-height: 1.6;\r\n}\r\n\r\n.milaap-procedure-table thead tr {\r\n  background-color: #1C2B4B;\r\n}\r\n\r\n.milaap-procedure-table thead th {\r\n  color: #ffffff;\r\n  font-weight: 600;\r\n  text-align: left;\r\n  padding: 14px 18px;\r\n  font-size: 15px;\r\n}\r\n\r\n.milaap-procedure-table tbody tr:nth-child(odd) {\r\n  background-color: #ffffff;\r\n}\r\n\r\n.milaap-procedure-table tbody tr:nth-child(even) {\r\n  background-color: #f5f7fa;\r\n}\r\n\r\n.milaap-procedure-table tbody td {\r\n  padding: 13px 18px;\r\n  color: #2d2d2d;\r\n  border-bottom: 1px solid #e4e8ee;\r\n  vertical-align: top;\r\n}\r\n\r\n.milaap-procedure-table tbody tr:last-child td {\r\n  border-bottom: none;\r\n}\r\n\r\n\/* Column widths *\/\r\n.milaap-procedure-table table td:first-child,\r\n.milaap-procedure-table table th:first-child {\r\n  width: 35%;\r\n  font-weight: 500;\r\n}\r\n\r\n.milaap-procedure-table table td:nth-child(2),\r\n.milaap-procedure-table table th:nth-child(2) {\r\n  width: 20%;\r\n  white-space: nowrap;\r\n}\r\n\r\n.milaap-procedure-table table td:nth-child(3),\r\n.milaap-procedure-table table th:nth-child(3) {\r\n  width: 45%;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 600px) {\r\n  .milaap-procedure-table table {\r\n    font-size: 13px;\r\n  }\r\n  .milaap-procedure-table thead th,\r\n  .milaap-procedure-table tbody td {\r\n    padding: 10px 12px;\r\n  }\r\n  .milaap-procedure-table table td:nth-child(2),\r\n  .milaap-procedure-table table th:nth-child(2) {\r\n    white-space: normal;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3ba022 elementor-widget elementor-widget-text-editor\" data-id=\"e3ba022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Source: Milaap heart surgery campaign data, 1,800+ campaigns.<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">Two things stand out from this data. First, congenital cases have the widest spread of any category. A simple atrial septal defect closed with a catheter-based device costs Rs. 1.5 to Rs. 2.5 lakh and requires no open-heart surgery. A tetralogy of Fallot correction in a toddler at a corporate paediatric cardiac centre costs Rs. 8 to Rs. 12 lakh. Both are &#8216;congenital heart disease.&#8217; The median Rs. 4.8 lakh tells you very little about what your specific case will cost.<\/span><\/p><p><span style=\"font-weight: 400;\">Second, CABG, the bypass surgery most associated with heart disease in older adults ,\u00a0 has the lowest median at Rs. 3.5 lakh. This reflects the fact that bypass is a well-standardised procedure performed at high volume across India, which has driven down package pricing considerably compared to complex paediatric or valve cases.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3963d732 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3963d732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f04523b elementor-widget elementor-widget-heading\" data-id=\"f04523b\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"schemes\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">City Wise Heart Surgery Cost In India: What Milaap Data Shows<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62701d4c elementor-widget elementor-widget-text-editor\" data-id=\"62701d4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><span style=\"font-weight: 400;\">Across every city in our dataset, most families set goals in the Rs. 4 to Rs. 5 lakh range. The variation is less dramatic than people expect when they first ask whether moving treatment to a different city would save meaningful money.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92d8397 elementor-widget elementor-widget-html\" data-id=\"92d8397\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"milaap-city-table\">\r\n  <table>\r\n    <thead>\r\n      <tr>\r\n        <th>City<\/th>\r\n        <th>Median goal<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Pune<\/td>\r\n        <td>Rs. 5.2 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Chennai<\/td>\r\n        <td>Rs. 5.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Delhi<\/td>\r\n        <td>Rs. 5.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Hyderabad<\/td>\r\n        <td>Rs. 5.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr class=\"section-break\">\r\n        <td>Bengaluru<\/td>\r\n        <td>Rs. 4.4 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Mumbai<\/td>\r\n        <td>Rs. 4.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Kolkata<\/td>\r\n        <td>Rs. 3.0 lakh<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\r\n<style>\r\n.milaap-city-table {\r\n  width: 100%;\r\n  overflow-x: auto;\r\n  font-family: 'DM Sans', sans-serif;\r\n  margin: 24px 0;\r\n}\r\n\r\n.milaap-city-table table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  font-size: 15px;\r\n  line-height: 1.6;\r\n}\r\n\r\n.milaap-city-table thead tr {\r\n  background-color: #1C2B4B;\r\n}\r\n\r\n.milaap-city-table thead th {\r\n  color: #ffffff;\r\n  font-weight: 600;\r\n  text-align: left;\r\n  padding: 14px 18px;\r\n  font-size: 15px;\r\n}\r\n\r\n.milaap-city-table tbody tr:nth-child(odd) {\r\n  background-color: #ffffff;\r\n}\r\n\r\n.milaap-city-table tbody tr:nth-child(even) {\r\n  background-color: #f5f7fa;\r\n}\r\n\r\n.milaap-city-table tbody td {\r\n  padding: 13px 18px;\r\n  color: #2d2d2d;\r\n  border-bottom: 1px solid #e4e8ee;\r\n  vertical-align: top;\r\n}\r\n\r\n.milaap-city-table tbody tr.section-break td {\r\n  border-bottom: 10px solid #f0f2f5;\r\n}\r\n\r\n.milaap-city-table tbody tr:last-child td {\r\n  border-bottom: none;\r\n}\r\n\r\n\/* Column widths *\/\r\n.milaap-city-table table td:first-child,\r\n.milaap-city-table table th:first-child {\r\n  width: 50%;\r\n  font-weight: 500;\r\n}\r\n\r\n.milaap-city-table table td:nth-child(2),\r\n.milaap-city-table table th:nth-child(2) {\r\n  width: 50%;\r\n  white-space: nowrap;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 600px) {\r\n  .milaap-city-table table {\r\n    font-size: 13px;\r\n  }\r\n  .milaap-city-table thead th,\r\n  .milaap-city-table tbody td {\r\n    padding: 10px 12px;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99225a8 elementor-widget elementor-widget-text-editor\" data-id=\"99225a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Source: Milaap heart surgery campaign data, 1,800+ campaigns.<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">Chennai is a different story. With 260 campaigns and Rs. 2.56 crore raised, it accounts for more Milaap heart surgery activity than any other city in India. That concentration is not accidental. Tamil Nadu has built a cardiac surgery ecosystem over decades: Apollo Children&#8217;s Hospital, Madras Medical Mission, G. Kuppuswamy Naidu Memorial Hospital, and Rainbow Children&#8217;s Heart Institute are all clustered within the city, and referral networks from Andhra Pradesh, Kerala, and Karnataka consistently point patients toward Chennai for paediatric cardiac cases in particular.<\/span><\/p><p><span style=\"font-weight: 400;\">Kolkata&#8217;s lower median of Rs. 3 lakh is partly a reflection of the case mix in that city: more adult coronary cases, fewer complex paediatric corrections ,\u00a0 and partly a reflection of lower corporate hospital pricing in Eastern India relative to the metros. It does not mean Kolkata is a cheaper destination if your condition requires a specialist paediatric cardiac centre.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c63a263 elementor-widget elementor-widget-image\" data-id=\"c63a263\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"City Wise Heart Surgery Cost In India Infographic\" data-elementor-lightbox-description=\"This is a clean, modern medical infographic chart against a light-grey background containing faint grid lines, a silhouette of the map of India, and subtle financial icons (such as Indian Rupee symbols, bar graphs, and line charts).\n\nAt the very center sits a highly detailed, 3D anatomical illustration of a human heart showing red muscle tissue along with blue and red blood vessels. Indicator lines branch out from the heart to callout bubbles for seven major Indian cities, each featuring a recognizable local landmark icon, a location pin, the city name, a teal progress bar, and the average cost in Indian Rupees (Lakh):\n\nLeft Side Cities:\n\nDelhi: \u20b95.0 Lakh (Icon: India Gate)\n\nMumbai: \u20b94.0 Lakh (Icon: Gateway of India)\n\nBengaluru: \u20b94.4 Lakh (Icon: Vidhana Soudha)\n\nRight Side Cities:\n\nPune: \u20b95.2 Lakh (Icon: Shaniwar Wada)\n\nChennai: \u20b95.0 Lakh (Icon: Temple Gopuram)\n\nHyderabad: \u20b95.0 Lakh (Icon: Charminar)\n\nKolkata: \u20b93.0 Lakh (Icon: Victoria Memorial)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc2NzQsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNlwvQ2hhdEdQVC1JbWFnZS1KdW4tMjYtMjAyNi0wOF8wM18yOS1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-27674\" alt=\"An infographic titled &quot;City Wise Heart Surgery Cost In India&quot; featuring a central 3D illustration of a human heart mapped to various Indian cities and their respective surgery costs, including Delhi, Mumbai, Bengaluru, Pune, Chennai, Hyderabad, and Kolkata.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27674\" data-permalink=\"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/chatgpt-image-jun-26-2026-08_03_29-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"City Wise Heart Surgery Cost In India Infographic\" data-image-description=\"&lt;p&gt;This is a clean, modern medical infographic chart against a light-grey background containing faint grid lines, a silhouette of the map of India, and subtle financial icons (such as Indian Rupee symbols, bar graphs, and line charts).&lt;\/p&gt;\n&lt;p&gt;At the very center sits a highly detailed, 3D anatomical illustration of a human heart showing red muscle tissue along with blue and red blood vessels. Indicator lines branch out from the heart to callout bubbles for seven major Indian cities, each featuring a recognizable local landmark icon, a location pin, the city name, a teal progress bar, and the average cost in Indian Rupees (Lakh):&lt;\/p&gt;\n&lt;p&gt;Left Side Cities:&lt;\/p&gt;\n&lt;p&gt;Delhi: \u20b95.0 Lakh (Icon: India Gate)&lt;\/p&gt;\n&lt;p&gt;Mumbai: \u20b94.0 Lakh (Icon: Gateway of India)&lt;\/p&gt;\n&lt;p&gt;Bengaluru: \u20b94.4 Lakh (Icon: Vidhana Soudha)&lt;\/p&gt;\n&lt;p&gt;Right Side Cities:&lt;\/p&gt;\n&lt;p&gt;Pune: \u20b95.2 Lakh (Icon: Shaniwar Wada)&lt;\/p&gt;\n&lt;p&gt;Chennai: \u20b95.0 Lakh (Icon: Temple Gopuram)&lt;\/p&gt;\n&lt;p&gt;Hyderabad: \u20b95.0 Lakh (Icon: Charminar)&lt;\/p&gt;\n&lt;p&gt;Kolkata: \u20b93.0 Lakh (Icon: Victoria Memorial)&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;A comparative look at the average cost of heart surgery across major Indian cities, ranging from \u20b93.0 Lakh in Kolkata to \u20b95.2 Lakh in Pune.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_03_29-PM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c9ca7d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2c9ca7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc5ce34 elementor-widget elementor-widget-heading\" data-id=\"dc5ce34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Heart Surgery Cost by Hospital in India: Where Families Are Getting Treated (Milaap Data)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93164cc elementor-widget elementor-widget-text-editor\" data-id=\"93164cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Based on hospital quotes captured across 1,800+ campaigns, here is the median fundraising goal families set after receiving estimates from each institution. These are not package prices; they are what families needed above and beyond what they had already arranged.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6799afc elementor-widget elementor-widget-html\" data-id=\"6799afc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"milaap-hospital-table\">\r\n  <table>\r\n    <thead>\r\n      <tr>\r\n        <th>Hospital<\/th>\r\n        <th>Median goal<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Apollo Children's Hospital, Chennai<\/td>\r\n        <td>Rs. 8.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Apollo Hospitals<\/td>\r\n        <td>Rs. 6.4 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Indraprastha Apollo Hospital, Delhi<\/td>\r\n        <td>Rs. 6.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>KIMS Hospital, Hyderabad<\/td>\r\n        <td>Rs. 5.8 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>G. Kuppuswamy Naidu Memorial Hospital<\/td>\r\n        <td>Rs. 5.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Star Hospital<\/td>\r\n        <td>Rs. 5.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Madras Medical Mission<\/td>\r\n        <td>Rs. 4.8 lakh<\/td>\r\n      <\/tr>\r\n      <tr class=\"section-break\">\r\n        <td>Rainbow Children's Heart Institute<\/td>\r\n        <td>Rs. 4.8 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Apollo Hospital<\/td>\r\n        <td>Rs. 4.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Manipal Hospital<\/td>\r\n        <td>Rs. 4.0 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Bai Jerbai Wadia Hospital for Children<\/td>\r\n        <td>Rs. 2.5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Amrita Institute of Medical Science<\/td>\r\n        <td>N\/A<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\r\n<style>\r\n.milaap-hospital-table {\r\n  width: 100%;\r\n  overflow-x: auto;\r\n  font-family: 'DM Sans', sans-serif;\r\n  margin: 24px 0;\r\n}\r\n\r\n.milaap-hospital-table table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  font-size: 15px;\r\n  line-height: 1.6;\r\n}\r\n\r\n.milaap-hospital-table thead tr {\r\n  background-color: #1C2B4B;\r\n}\r\n\r\n.milaap-hospital-table thead th {\r\n  color: #ffffff;\r\n  font-weight: 600;\r\n  text-align: left;\r\n  padding: 14px 18px;\r\n  font-size: 15px;\r\n}\r\n\r\n.milaap-hospital-table tbody tr:nth-child(odd) {\r\n  background-color: #ffffff;\r\n}\r\n\r\n.milaap-hospital-table tbody tr:nth-child(even) {\r\n  background-color: #f5f7fa;\r\n}\r\n\r\n.milaap-hospital-table tbody td {\r\n  padding: 13px 18px;\r\n  color: #2d2d2d;\r\n  border-bottom: 1px solid #e4e8ee;\r\n  vertical-align: top;\r\n}\r\n\r\n.milaap-hospital-table tbody tr.section-break td {\r\n  border-bottom: 10px solid #f0f2f5;\r\n}\r\n\r\n.milaap-hospital-table tbody tr:last-child td {\r\n  border-bottom: none;\r\n}\r\n\r\n\/* Column widths *\/\r\n.milaap-hospital-table table td:first-child,\r\n.milaap-hospital-table table th:first-child {\r\n  width: 70%;\r\n  font-weight: 500;\r\n}\r\n\r\n.milaap-hospital-table table td:nth-child(2),\r\n.milaap-hospital-table table th:nth-child(2) {\r\n  width: 30%;\r\n  white-space: nowrap;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 600px) {\r\n  .milaap-hospital-table table {\r\n    font-size: 13px;\r\n  }\r\n  .milaap-hospital-table thead th,\r\n  .milaap-hospital-table tbody td {\r\n    padding: 10px 12px;\r\n  }\r\n  .milaap-hospital-table table td:nth-child(2),\r\n  .milaap-hospital-table table th:nth-child(2) {\r\n    white-space: normal;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d85bb0 elementor-widget elementor-widget-text-editor\" data-id=\"9d85bb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Source: Milaap heart surgery campaign data. Top 5 by total raised: Apollo Children&#8217;s Hospital (Rs. 0.96Cr), Apollo Hospitals (Rs. 0.63Cr), Indraprastha Apollo (Rs. 0.47Cr), Apollo Hospital (Rs. 0.46Cr), Amrita Institute (Rs. 0.44Cr).<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">A note on reading this table: the hospital with the highest median goal is not the most expensive hospital. Apollo Children&#8217;s Hospital Chennai has a Rs. 8 lakh median because it concentrates the most complex paediatric cardiac cases in South India. Families arrive there with conditions other hospitals in their home cities could not handle. The complexity arrives with the patient.<\/span><\/p><p><span style=\"font-weight: 400;\">Bai Jerbai Wadia Hospital for Children in Mumbai has a Rs. 2.5 lakh median not because it provides inferior care, but because it is a trust-run institution with a subsidised pricing model. Wadia is one of the most respected paediatric hospitals in India. The low goal reflects affordable institutional pricing, not the quality of surgery.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3b7f83 elementor-widget elementor-widget-image\" data-id=\"a3b7f83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Hospital Wise Heart Surgery Cost In India Infographic\" data-elementor-lightbox-description=\"This is a widescreen medical infographic with a clean, light-grey background adorned with faint grid patterns, glowing cross symbols (+), faded Indian Rupee symbols (\u20b9), and a subtle sketch of a hospital building complex along the bottom edge.\n\nThe center features a highly detailed, 3D anatomical model of a human heart. Connecting lines radiate from the heart to 11 numbered white rectangular panels arranged in two vertical columns, each representing a hospital with its name, a generic hospital icon, a dark blue progress slider, and the cost in Indian Rupees (Lakh):\n\nLeft Column (Hospitals 1\u20136):\n\nApollo Children\u2019s Hospital, Chennai: \u20b98.0 Lakh\n\nApollo Hospitals: \u20b96.4 Lakh\n\nIndraprastha Apollo Hospital, Delhi: \u20b96.0 Lakh\n\nKIMS Hospital, Hyderabad: \u20b95.8 Lakh\n\nG. Kuppuswamy Naidu Memorial Hospital: \u20b95.0 Lakh\n\nStar Hospital: \u20b95.0 Lakh\n\nRight Column (Hospitals 7\u201311):\n7. Madras Medical Mission: \u20b94.8 Lakh\n8. Rainbow Children\u2019s Heart Institute: \u20b94.8 Lakh\n9. Apollo Hospital: \u20b94.0 Lakh\n10. Manipal Hospital: \u20b94.0 Lakh\n11. Bai Jerbai Wadia Hospital for Children: \u20b92.5 Lakh\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc2NzYsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNlwvQ2hhdEdQVC1JbWFnZS1KdW4tMjYtMjAyNi0wOF8wN18wOS1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-27676\" alt=\"An infographic titled &quot;Hospital Wise Heart Surgery Cost In India&quot; showing a central 3D illustration of a human heart linked to a numbered list of 11 hospitals and their average heart surgery prices, starting from \u20b98.0 Lakh at Apollo Children&apos;s Hospital down to \u20b92.5 Lakh at Bai Jerbai Wadia Hospital for Children.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27676\" data-permalink=\"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/chatgpt-image-jun-26-2026-08_07_09-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"Hospital Wise Heart Surgery Cost In India Infographic\" data-image-description=\"&lt;p&gt;This is a widescreen medical infographic with a clean, light-grey background adorned with faint grid patterns, glowing cross symbols (+), faded Indian Rupee symbols (\u20b9), and a subtle sketch of a hospital building complex along the bottom edge.&lt;\/p&gt;\n&lt;p&gt;The center features a highly detailed, 3D anatomical model of a human heart. Connecting lines radiate from the heart to 11 numbered white rectangular panels arranged in two vertical columns, each representing a hospital with its name, a generic hospital icon, a dark blue progress slider, and the cost in Indian Rupees (Lakh):&lt;\/p&gt;\n&lt;p&gt;Left Column (Hospitals 1\u20136):&lt;\/p&gt;\n&lt;p&gt;Apollo Children\u2019s Hospital, Chennai: \u20b98.0 Lakh&lt;\/p&gt;\n&lt;p&gt;Apollo Hospitals: \u20b96.4 Lakh&lt;\/p&gt;\n&lt;p&gt;Indraprastha Apollo Hospital, Delhi: \u20b96.0 Lakh&lt;\/p&gt;\n&lt;p&gt;KIMS Hospital, Hyderabad: \u20b95.8 Lakh&lt;\/p&gt;\n&lt;p&gt;G. Kuppuswamy Naidu Memorial Hospital: \u20b95.0 Lakh&lt;\/p&gt;\n&lt;p&gt;Star Hospital: \u20b95.0 Lakh&lt;\/p&gt;\n&lt;p&gt;Right Column (Hospitals 7\u201311):&lt;br \/&gt;\n7. Madras Medical Mission: \u20b94.8 Lakh&lt;br \/&gt;\n8. Rainbow Children\u2019s Heart Institute: \u20b94.8 Lakh&lt;br \/&gt;\n9. Apollo Hospital: \u20b94.0 Lakh&lt;br \/&gt;\n10. Manipal Hospital: \u20b94.0 Lakh&lt;br \/&gt;\n11. Bai Jerbai Wadia Hospital for Children: \u20b92.5 Lakh&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;A comparative chart displaying average heart surgery costs across 11 prominent hospitals in India, ranging from \u20b92.5 Lakh to \u20b98.0 Lakh.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_07_09-PM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7548dce3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7548dce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759dd47 elementor-widget elementor-widget-heading\" data-id=\"759dd47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Four Things That Push the Bill Higher Than the Quote<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8cdcbd elementor-widget elementor-widget-text-editor\" data-id=\"a8cdcbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><span style=\"font-weight: 400;\">The surgical package is the baseline. These four factors are what pushes the final bill above it. Understanding them in advance is the difference between a family that planned well and one that is scrambling in a hospital corridor.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3cb411 elementor-widget elementor-widget-text-editor\" data-id=\"f3cb411\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4><b>1. The Patient&#8217;s Age<\/b><\/h4><p><span style=\"font-weight: 400;\">Heart surgery in a newborn or infant is a fundamentally different procedure from the same operation in an adult. Paediatric cardiac surgery requires smaller instruments, specialised anaesthesia, paediatric cardiac ICU infrastructure, and neonatal intensivists. At corporate hospitals, neonatal cardiac ICU costs run Rs. 8,000 to Rs. 20,000 per day. Across Milaap campaigns, paediatric cardiac cases consistently set higher goals than adult cases for the same surgical category. If your child is under two years old, add 30 to 50% to whatever adult package cost you see listed online.<\/span><\/p><h4><b>2. The Device Implant Decision<\/b><\/h4><p><span style=\"font-weight: 400;\">Valve replacements, pacemaker implants, closure devices, and cardiac rings are not included in surgical packages. They are separate purchase decisions, sometimes made in the operating theatre, and they arrive as separate line items on the discharge bill. A family that budgets only for the surgery and not for the device will find themselves short of Rs. 1 lakh to Rs. 4 lakh at discharge. Ask your surgeon specifically: will a device be implanted, what type, and what is its cost? Get that answer in writing before admission.<\/span><\/p><h4><b>3. ICU Time Beyond the Package<\/b><\/h4><p><span style=\"font-weight: 400;\">Most surgical packages include 3 to 7 days of post-operative ICU care. When a complication arises (low cardiac output syndrome, arrhythmia, infection, or slow recovery from anaesthesia in a young child), every additional day adds Rs. 5,000 to Rs. 15,000 at a private hospital. Among Milaap campaigns where families needed a second push to complete their fundraising, extended ICU stays were the most commonly cited reason. Build this buffer into your goal from the start.<\/span><\/p><h4><b>4. Long-Term Medication After Certain Surgeries<\/b><\/h4><p><span style=\"font-weight: 400;\">Mechanical valve replacements require lifelong anticoagulation therapy. Pacemaker recipients need regular device checks. CABG patients typically need antiplatelet drugs, statins, and beta-blockers for years. For families managing these ongoing costs on limited incomes, the monthly medication bill of Rs. 2,000 to Rs. 8,000 can become the most persistent financial burden, long after the surgery fund has been closed. Plan for at least 12 months of post-operative medication costs in your financial calculation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4a9d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2f4a9d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2af9868 elementor-widget elementor-widget-heading\" data-id=\"2af9868\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Government Schemes for Heart Surgery: Apply Before You Walk In<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfbbf99 elementor-widget elementor-widget-text-editor\" data-id=\"cfbbf99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Many families we work with find out too late that they were eligible for coverage they never applied for. The consistent mistake is waiting until after admission. Almost every scheme below requires pre-authorisation before treatment begins. Apply the moment surgery is recommended, not after.<\/span><\/p><h4><b>Central Government Schemes<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ayushman Bharat PM-JAY: <\/b><span style=\"font-weight: 400;\">Up to Rs. 5 lakh per year at empanelled hospitals. CABG, valve replacement, and congenital heart corrections are all included. pmjay.gov.in or call 14555.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><a href=\"https:\/\/pages.milaap.org\/hi\/2023\/05\/17\/copy-of-5-comprehensive-national-insurance-schemes-that-can-help-you-in-medical-emergencies\/\">Rashtriya Arogya Nidhi (RAN)<\/a>: <\/b><span style=\"font-weight: 400;\">Up to Rs. 15 lakh for BPL families at central government hospitals. Particularly valuable for high-cost paediatric cardiac cases that exceed the PM-JAY limit. Apply through the hospital&#8217;s medical superintendent at mohfw.gov.in.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>CGHS: <\/b><span style=\"font-weight: 400;\">For central government employees and pensioners. Defined package rate reimbursement. cghs.gov.in.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>PM National Relief Fund: <\/b><span style=\"font-weight: 400;\">Discretionary grants for catastrophic illness. Medical documents and income proof required. pmnrf.gov.in.<\/span><\/li><\/ul><h6><b>State Schemes That Stack on Top<\/b><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce2106f elementor-widget elementor-widget-html\" data-id=\"ce2106f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"milaap-scheme-table\">\r\n  <table>\r\n    <thead>\r\n      <tr>\r\n        <th>State<\/th>\r\n        <th>Scheme<\/th>\r\n        <th>Coverage<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Andhra Pradesh<\/td>\r\n        <td>YSR Aarogyasri<\/td>\r\n        <td>Up to Rs. 5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Tamil Nadu<\/td>\r\n        <td><a href=\"https:\/\/pages.milaap.org\/hi\/2024\/01\/29\/3-government-schemes-for-cancer-patients-in-tamil-nadu\/\">CMCHIS<\/a><\/td>\r\n        <td>Up to Rs. 5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Karnataka<\/td>\r\n        <td>Suvarna Arogya Suraksha Trust<\/td>\r\n        <td>Up to Rs. 5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Telangana<\/td>\r\n        <td>Aarogyasri Health Care Trust<\/td>\r\n        <td>Up to Rs. 5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Maharashtra<\/td>\r\n        <td>MJPJAY<\/td>\r\n        <td>Up to Rs. 2.5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Rajasthan<\/td>\r\n        <td>Chiranjeevi Yojana<\/td>\r\n        <td>Up to Rs. 5 lakh<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>All states<\/td>\r\n        <td>Chief Minister's Relief Fund<\/td>\r\n        <td>Rs. 1 to Rs. 5 lakh (discretionary)<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\r\n<style>\r\n.milaap-scheme-table {\r\n  width: 100%;\r\n  overflow-x: auto;\r\n  font-family: 'DM Sans', sans-serif;\r\n  margin: 24px 0;\r\n}\r\n\r\n.milaap-scheme-table table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  font-size: 15px;\r\n  line-height: 1.6;\r\n}\r\n\r\n.milaap-scheme-table thead tr {\r\n  background-color: #1C2B4B;\r\n}\r\n\r\n.milaap-scheme-table thead th {\r\n  color: #ffffff;\r\n  font-weight: 600;\r\n  text-align: left;\r\n  padding: 14px 18px;\r\n  font-size: 15px;\r\n}\r\n\r\n.milaap-scheme-table tbody tr:nth-child(odd) {\r\n  background-color: #ffffff;\r\n}\r\n\r\n.milaap-scheme-table tbody tr:nth-child(even) {\r\n  background-color: #f5f7fa;\r\n}\r\n\r\n.milaap-scheme-table tbody td {\r\n  padding: 13px 18px;\r\n  color: #2d2d2d;\r\n  border-bottom: 1px solid #e4e8ee;\r\n  vertical-align: top;\r\n}\r\n\r\n.milaap-scheme-table tbody tr:last-child td {\r\n  border-bottom: none;\r\n}\r\n\r\n\/* Column widths *\/\r\n.milaap-scheme-table table td:first-child,\r\n.milaap-scheme-table table th:first-child {\r\n  width: 28%;\r\n  font-weight: 500;\r\n}\r\n\r\n.milaap-scheme-table table td:nth-child(2),\r\n.milaap-scheme-table table th:nth-child(2) {\r\n  width: 38%;\r\n}\r\n\r\n.milaap-scheme-table table td:nth-child(3),\r\n.milaap-scheme-table table th:nth-child(3) {\r\n  width: 34%;\r\n  white-space: nowrap;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 600px) {\r\n  .milaap-scheme-table table {\r\n    font-size: 13px;\r\n  }\r\n  .milaap-scheme-table thead th,\r\n  .milaap-scheme-table tbody td {\r\n    padding: 10px 12px;\r\n  }\r\n  .milaap-scheme-table table td:nth-child(3),\r\n  .milaap-scheme-table table th:nth-child(3) {\r\n    white-space: normal;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5586514 elementor-widget elementor-widget-image\" data-id=\"5586514\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?ssl=1\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Government Schemes for Heart Surgery in India Infographic\" data-elementor-lightbox-description=\"This is a medical and financial infographic designed to guide patients through available government healthcare assistance programs in India. The layout is set against a clean, light background decorated with subtle financial and document icons.\n\nAt the center is a 3D illustration of a human heart positioned over a large protective shield graphic that encloses a silhouette of a government building dome. Directly below the heart is a circular teal badge with a clipboard icon that states &quot;Apply Before Treatment.&quot; The infographic is split into two major categories via connecting lines branching out from the center:\n\nLeft Side: Central Government Schemes\n\nAyushman Bharat PM-JAY: Offers coverage up to \u20b95 Lakh (Icon: Umbrella over a family).\n\nRashtriya Arogya Nidhi (RAN): Offers coverage up to \u20b915 Lakh (Icon: Shield with a cross).\n\nCGHS: Package Rate Coverage (Icon: Government building pillars).\n\nPM National Relief Fund: Financial Assistance (Icon: Rupee coin over a hand).\n\nRight Side: State Schemes\n\nYSR Aarogyasri (Andhra Pradesh): Up to \u20b95 Lakh (Icon: Hands holding a cross).\n\nCMCHIS (Tamil Nadu): Up to \u20b95 Lakh (Icon: Shield with a cross).\n\nSuvarna Arogya Suraksha Trust (Karnataka): Up to \u20b95 Lakh (Icon: Shield with a crown).\n\nAarogyasri Health Care Trust (Telangana): Up to \u20b95 Lakh (Icon: Heart with an EKG line).\n\nMJPJAY (Maharashtra): Up to \u20b92.5 Lakh (Icon: Historic landmark silhouette).\n\nChiranjeevi Yojana (Rajasthan): Up to \u20b95 Lakh (Icon: Document with a stamp).\n\nChief Minister\u2019s Relief Fund: \u20b91\u20135 Lakh (Icon: Rupee coin).\n\nAlong the bottom edge, a directional timeline with icon nodes highlights a crucial step: &quot;Before Surgery&quot;.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc2NzgsInVybCI6Imh0dHBzOlwvXC9wYWdlcy5taWxhYXAub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNlwvQ2hhdEdQVC1JbWFnZS1KdW4tMjYtMjAyNi0wOF8xMV8wMC1QTS5wbmcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"941\" src=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?fit=1672%2C941&amp;ssl=1\" class=\"attachment-full size-full wp-image-27678\" alt=\"An infographic titled &quot;Government Schemes for Heart Surgery&quot; featuring a central human heart icon over a shield graphic. It details &quot;Central Government&quot; healthcare programs like Ayushman Bharat PM-JAY and RAN on the left, and &quot;State Schemes&quot; from Andhra Pradesh, Tamil Nadu, Karnataka, Telangana, Maharashtra, and Rajasthan on the right.\" srcset=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?w=1672&amp;ssl=1 1672w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?resize=150%2C84&amp;ssl=1 150w\" sizes=\"(max-width: 900px) 100vw, 900px\" data-attachment-id=\"27678\" data-permalink=\"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/chatgpt-image-jun-26-2026-08_11_00-pm\/#main\" data-orig-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?fit=1672%2C941&amp;ssl=1\" data-orig-size=\"1672,941\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"Government Schemes for Heart Surgery in India Infographic\" data-image-description=\"&lt;p&gt;This is a medical and financial infographic designed to guide patients through available government healthcare assistance programs in India. The layout is set against a clean, light background decorated with subtle financial and document icons.&lt;\/p&gt;\n&lt;p&gt;At the center is a 3D illustration of a human heart positioned over a large protective shield graphic that encloses a silhouette of a government building dome. Directly below the heart is a circular teal badge with a clipboard icon that states &amp;#8220;Apply Before Treatment.&amp;#8221; The infographic is split into two major categories via connecting lines branching out from the center:&lt;\/p&gt;\n&lt;p&gt;Left Side: Central Government Schemes&lt;\/p&gt;\n&lt;p&gt;Ayushman Bharat PM-JAY: Offers coverage up to \u20b95 Lakh (Icon: Umbrella over a family).&lt;\/p&gt;\n&lt;p&gt;Rashtriya Arogya Nidhi (RAN): Offers coverage up to \u20b915 Lakh (Icon: Shield with a cross).&lt;\/p&gt;\n&lt;p&gt;CGHS: Package Rate Coverage (Icon: Government building pillars).&lt;\/p&gt;\n&lt;p&gt;PM National Relief Fund: Financial Assistance (Icon: Rupee coin over a hand).&lt;\/p&gt;\n&lt;p&gt;Right Side: State Schemes&lt;\/p&gt;\n&lt;p&gt;YSR Aarogyasri (Andhra Pradesh): Up to \u20b95 Lakh (Icon: Hands holding a cross).&lt;\/p&gt;\n&lt;p&gt;CMCHIS (Tamil Nadu): Up to \u20b95 Lakh (Icon: Shield with a cross).&lt;\/p&gt;\n&lt;p&gt;Suvarna Arogya Suraksha Trust (Karnataka): Up to \u20b95 Lakh (Icon: Shield with a crown).&lt;\/p&gt;\n&lt;p&gt;Aarogyasri Health Care Trust (Telangana): Up to \u20b95 Lakh (Icon: Heart with an EKG line).&lt;\/p&gt;\n&lt;p&gt;MJPJAY (Maharashtra): Up to \u20b92.5 Lakh (Icon: Historic landmark silhouette).&lt;\/p&gt;\n&lt;p&gt;Chiranjeevi Yojana (Rajasthan): Up to \u20b95 Lakh (Icon: Document with a stamp).&lt;\/p&gt;\n&lt;p&gt;Chief Minister\u2019s Relief Fund: \u20b91\u20135 Lakh (Icon: Rupee coin).&lt;\/p&gt;\n&lt;p&gt;Along the bottom edge, a directional timeline with icon nodes highlights a crucial step: &amp;#8220;Before Surgery&amp;#8221;.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;A comprehensive guide to Indian Central and State government healthcare schemes providing financial aid or coverage for heart surgeries.&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/pages.milaap.org\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-Jun-26-2026-08_11_00-PM.png?fit=900%2C506&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fdbf68 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6fdbf68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d56174f elementor-widget elementor-widget-heading\" data-id=\"d56174f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Health Insurance and Heart Surgery: Four Checks Before You Assume You Are Covered<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01cf906 elementor-widget elementor-widget-text-editor\" data-id=\"01cf906\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Most major individual and family floater policies now include cardiac surgery. But &#8216;included&#8217; and &#8216;fully covered&#8217; are not the same thing. Check these four items in your policy document before relying on insurance to cover the bill.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>The waiting period. <\/b><span style=\"font-weight: 400;\">Cardiac surgery typically carries a waiting period of 2 to 4 years from policy start. If your policy was purchased after the diagnosis, you are likely not covered. Congenital heart conditions are frequently treated as pre-existing under older policy wordings, even for children born with the defect after the policy was taken.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>The sub-limit. <\/b><span style=\"font-weight: 400;\">A policy with a Rs. 10 lakh sum insured may cap cardiac surgery at Rs. 3 to Rs. 5 lakh under a &#8216;specific illness limit.&#8217; This cap is buried in the schedule of benefits, not the headline. Read it.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Device coverage. <\/b><span style=\"font-weight: 400;\">Cardiac implants (valves, pacemakers, stents) may be covered under a separate &#8216;implant benefit&#8217; clause or excluded entirely. If the clause is not there explicitly, assume the device is not covered and budget accordingly.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing disease exclusion. <\/b><span style=\"font-weight: 400;\">Hypertension, diabetes, and coronary artery disease are the three most commonly excluded conditions in Indian health policies. If the underlying cause of the cardiac condition is on your exclusion list, the surgery claim may be partially or fully rejected.<\/span><\/li><\/ul><p><i><span style=\"font-weight: 400;\">Source: IRDAI health insurance guidelines 2025. Confirm directly with your insurer before admission.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6e4dc5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f6e4dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-301a1456 elementor-widget elementor-widget-heading\" data-id=\"301a1456\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"fundraise\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Heart Surgery Campaigns Fund Faster Than Any Other Category<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-750601a3 elementor-widget elementor-widget-text-editor\" data-id=\"750601a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><p><span style=\"font-weight: 400;\">This is something I noticed around year two of this work and have watched consistently ever since. Heart surgery campaigns close faster than campaigns for cancer, kidney disease, or bone marrow transplants. The median time to full funding across 45 fully funded Milaap heart surgery campaigns was 13 days. For bone marrow transplant, it is 62 days. For kidney transplant, it is longer still.<\/span><\/p><p><span style=\"font-weight: 400;\">The reason is not that heart surgery is more sympathetic as a cause. It is that the urgency is universally understood. When someone reads that a four-year-old needs open-heart surgery in 10 days, they do not need the condition explained. The timeline is right there. Donors respond to defined, visible urgency.<\/span><\/p><p><span style=\"font-weight: 400;\">What this means practically: do not waste that advantage. A heart surgery campaign launched a week before the procedure will outperform one launched the day before surgery by a significant margin. The 13-day median means campaigns that start with time to spare tend to close before the surgery date. Those that start late, because the family was consumed with paperwork and hospital logistics, often fall short<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d48b24 elementor-widget elementor-widget-text-editor\" data-id=\"3d48b24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><h3><b>One Case I Will Not Forget<\/b><\/h3><p><span style=\"font-weight: 400;\">The father was a school bus driver from a small district in Uttar Pradesh. He and his wife had brought their eleven-month-old daughter to their local district hospital for what they thought was a persistent chest infection. She had been breathing too fast for weeks, tiring during feeds, and her lips had turned faintly blue on a few occasions. They had been told it was likely a respiratory infection and sent home twice.<\/span><\/p><p><span style=\"font-weight: 400;\">The third time, a different doctor ordered an echocardiogram. The echo showed a large ventricular septal defect with pulmonary hypertension that was already progressing. The paediatrician referred them immediately to a cardiac centre in Delhi. The surgical team there told them directly: this needs to happen within weeks, not months. Pulmonary hypertension in a child this age becomes irreversible if the defect is not closed in time.<\/span><\/p><p><span style=\"font-weight: 400;\">The quote was Rs. 4.8 lakh for the surgical package. An additional Rs. 1.2 lakh was estimated for blood products and ICU overage. Their savings: Rs. 40,000. They had PM-JAY eligibility, but pre-authorisation at that hospital would take 10 to 12 working days. The surgery could not wait 12 days.<\/span><\/p><p><span style=\"font-weight: 400;\">They came to us through a hospital volunteer. We built the campaign in three hours. The father&#8217;s voice shook when he described his daughter&#8217;s blue lips. I asked him to write that down, exactly as he had said it to me, in the campaign description. He did.<\/span><\/p><p><span style=\"font-weight: 400;\">The campaign went live at 9 pm on a Wednesday. By Thursday morning it had Rs. 1.1 lakh. By the following Sunday, Rs. 4.3 lakh. A primary school teacher in Bengaluru shared it with her parent WhatsApp group. A donor from Dubai sent Rs. 50,000 with a message saying his own daughter had the same condition twelve years ago and had survived. The surgery happened the Friday after the campaign launched.<\/span><\/p><p><i><span style=\"font-weight: 400;\">&#8220;When they called to say she was out and doing well, I sat in the hospital corridor and could not speak for ten minutes. I was thinking about everyone who gave money for a child they had never seen. I will spend the rest of my life trying to understand that kindness.&#8221;<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">The campaign closed at Rs. 5.8 lakh. The extra Rs. 80,000 covered the ICU overage that the surgical package had not included. The PM-JAY approval came through three weeks later. The family used that reimbursement to repay relatives.<\/span><\/p><p><span style=\"font-weight: 400;\">I have met hundreds of families in five years. Not one of them expected to need this much help. Not one of them was grateful in the way people are grateful for a favour. They were grateful the way people are when something they had given up on turns out to still be possible. That is the part of this work I do not know how to explain in a cost guide. So I just leave it here.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d649b1d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d649b1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4021e695 elementor-widget elementor-widget-html\" data-id=\"4021e695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Frequently Asked Questions<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ca9ce76 elementor-widget elementor-widget-accordion\" data-id=\"4ca9ce76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1281\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1281\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">The hospital gave me a package quote. Is that the number I should raise?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1281\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1281\"><p><span style=\"font-weight: 400;\">No. In our experience across 1,800+ campaigns, the final discharge bill runs 15 to 35% above the package quote once blood products, ICU overage, and device costs are added. If your package quote is Rs. 5 lakh, build a campaign for Rs. 6 to Rs. 6.5 lakh and explain the breakdown to donors. Families who raise slightly above their original goal are far better positioned than those who close a campaign and then discover they are still Rs. 80,000 short at discharge.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1282\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1282\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">My child has a congenital heart defect. How do I know what to expect?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1282\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1282\"><p><span style=\"font-weight: 400;\">The condition type matters more than any average. A small ASD closed by device catheterisation costs Rs. 1.5 to Rs. 2.5 lakh and requires no open-heart surgery. A tetralogy of Fallot correction requires open-heart surgery and costs Rs. 6 to Rs. 12 lakh at most paediatric cardiac centres. Ask your cardiologist specifically: is this a catheter-based procedure or open-heart? Will the child need an ICU stay, and for how long? What is the expected recovery timeline? Those answers, not any online estimate, will tell you what to raise.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1283\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1283\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Which is better for paediatric heart surgery: a government hospital or a corporate centre?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1283\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1283\"><p><span style=\"font-weight: 400;\">For complex congenital cases, the experience of the surgeon and the volume of the unit matter more than the institution type. <a href=\"https:\/\/pages.milaap.org\/hi\/2024\/05\/30\/government-hospitals-offering-organ-transplants-in-india\/\">AIIMS Delhi<\/a> and Amrita Kochi have world-class paediatric cardiac programmes at a fraction of corporate pricing. For families who can access them, government institutions are a serious option. For families who need faster timelines or live far from government centres, corporate hospitals like Apollo Children&#8217;s Hospital and Bai Jerbai Wadia offer high-volume, experienced programmes with known package pricing.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1284\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1284\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How quickly does a heart surgery campaign on Milaap raise money?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1284\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1284\"><p><span style=\"font-weight: 400;\">Among 45 fully funded campaigns in our data, the median time to full funding was 13 days. This is the fastest of all major medical categories on the platform. Heart surgery urgency travels quickly through social networks. Campaigns that launch with a specific date, a specific child, and complete medical documentation fund the fastest. The critical window is the first 48 to 72 hours: campaigns that gain strong early momentum almost always complete; campaigns that start slowly rarely recover.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1285\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1285\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What if PM-JAY pre-authorisation takes too long?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1285\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1285\"><p><span style=\"font-weight: 400;\">This is a real problem we see repeatedly. Pre-authorisation at empanelled private hospitals can take 7 to 15 working days, and surgical timelines do not always accommodate that. The approach we recommend: start the crowdfunding campaign immediately and the PM-JAY application simultaneously. If the campaign funds first, proceed with the surgery. When the PM-JAY reimbursement comes through, use it to repay family members or relatives who contributed to the campaign. The two processes are not mutually exclusive.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1286\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1286\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What documents make the biggest difference to a campaign?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1286\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1286\"><p><span style=\"font-weight: 400;\">The echocardiogram report and the cardiologist&#8217;s letter are the two most important. They establish the diagnosis and the urgency in credible, specific terms. Add the hospital estimate and a photograph of the patient. Campaigns with all four of these at launch raise significantly more in the first 48 hours than campaigns with no documentation. Donors respond to completeness because it signals that the need is real and the funds will go where they are meant to go.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"The hospital gave me a package quote. Is that the number I should raise?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">No. In our experience across 1,800+ campaigns, the final discharge bill runs 15 to 35% above the package quote once blood products, ICU overage, and device costs are added. If your package quote is Rs. 5 lakh, build a campaign for Rs. 6 to Rs. 6.5 lakh and explain the breakdown to donors. Families who raise slightly above their original goal are far better positioned than those who close a campaign and then discover they are still Rs. 80,000 short at discharge.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"My child has a congenital heart defect. How do I know what to expect?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">The condition type matters more than any average. A small ASD closed by device catheterisation costs Rs. 1.5 to Rs. 2.5 lakh and requires no open-heart surgery. A tetralogy of Fallot correction requires open-heart surgery and costs Rs. 6 to Rs. 12 lakh at most paediatric cardiac centres. Ask your cardiologist specifically: is this a catheter-based procedure or open-heart? Will the child need an ICU stay, and for how long? What is the expected recovery timeline? Those answers, not any online estimate, will tell you what to raise.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Which is better for paediatric heart surgery: a government hospital or a corporate centre?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">For complex congenital cases, the experience of the surgeon and the volume of the unit matter more than the institution type. AIIMS Delhi and Amrita Kochi have world-class paediatric cardiac programmes at a fraction of corporate pricing. For families who can access them, government institutions are a serious option. For families who need faster timelines or live far from government centres, corporate hospitals like Apollo Children&#8217;s Hospital and Bai Jerbai Wadia offer high-volume, experienced programmes with known package pricing.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How quickly does a heart surgery campaign on Milaap raise money?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Among 45 fully funded campaigns in our data, the median time to full funding was 13 days. This is the fastest of all major medical categories on the platform. Heart surgery urgency travels quickly through social networks. Campaigns that launch with a specific date, a specific child, and complete medical documentation fund the fastest. The critical window is the first 48 to 72 hours: campaigns that gain strong early momentum almost always complete; campaigns that start slowly rarely recover.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What if PM-JAY pre-authorisation takes too long?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">This is a real problem we see repeatedly. Pre-authorisation at empanelled private hospitals can take 7 to 15 working days, and surgical timelines do not always accommodate that. The approach we recommend: start the crowdfunding campaign immediately and the PM-JAY application simultaneously. If the campaign funds first, proceed with the surgery. When the PM-JAY reimbursement comes through, use it to repay family members or relatives who contributed to the campaign. The two processes are not mutually exclusive.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What documents make the biggest difference to a campaign?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">The echocardiogram report and the cardiologist&#8217;s letter are the two most important. They establish the diagnosis and the urgency in credible, specific terms. Add the hospital estimate and a photograph of the patient. Campaigns with all four of these at launch raise significantly more in the first 48 hours than campaigns with no documentation. Donors respond to completeness because it signals that the need is real and the funds will go where they are meant to go.<\\\/span><\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb132fb elementor-widget elementor-widget-text-editor\" data-id=\"eb132fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-size: 16px; line-height: 1.75; color: #555555; font-family: 'DM Sans',sans-serif;\"><h4><b>If You Are Reading This Before Your First Hospital Visit<\/b><\/h4><p><span style=\"font-weight: 400;\">That is the right time. Apply for PM-JAY eligibility today if you have not already. Pull your health insurance policy and read the specific illness limits section before you assume you are covered. Get the cardiac surgeon&#8217;s estimate in writing, including any devices that may be implanted. Then build your fundraising goal to include a 20% buffer above that estimate.<\/span><\/p><p><span style=\"font-weight: 400;\">If you end up not needing the full amount, you can close the campaign early. If you do need it, you will not be scrambling at discharge.<\/span><\/p><p><span style=\"font-weight: 400;\">Milaap&#8217;s team is available to help with documentation, campaign writing, and sharing strategy. There is no cost to start.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1634b78a\" data-id=\"1634b78a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e2d65d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8e2d65d\" data-element_type=\"section\" data-e-type=\"section\" id=\"stories\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10013c1f\" data-id=\"10013c1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c229af2 elementor-widget elementor-widget-html\" data-id=\"7c229af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Success Stories<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc728d3 elementor-widget elementor-widget-heading\" data-id=\"4cc728d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Families Who Raised on Milaap<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49f1c3c4 elementor-widget elementor-widget-text-editor\" data-id=\"49f1c3c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 15px; color: #555555; font-family: 'DM Sans',sans-serif; margin: 0;\">Hear directly from families who funded their treatment through crowdfunding<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c977909 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1c977909\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2c1ff7f2\" data-id=\"2c1ff7f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1267e428 elementor-widget elementor-widget-video\" data-id=\"1267e428\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtube.com\\\/shorts\\\/O3hprwUgF84&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4123ecc3\" data-id=\"4123ecc3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51f598d2 elementor-widget elementor-widget-video\" data-id=\"51f598d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtube.com\\\/shorts\\\/8Bq800_R9ng&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2296a4b8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2296a4b8\" data-element_type=\"section\" data-e-type=\"section\" id=\"tool\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66db364c\" data-id=\"66db364c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37a7d756 elementor-widget elementor-widget-html\" data-id=\"37a7d756\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"costestimator\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p style=\"font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9C3353;margin:0 0 10px;font-family:'DM Sans',sans-serif\">Interactive Tool<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46b1d13f elementor-widget elementor-widget-html\" data-id=\"46b1d13f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.hs-wrap *{box-sizing:border-box;margin:0;padding:0;font-family:'DM Sans',sans-serif}\r\n.hs-wrap{padding:1.5rem;background:#fff;border-radius:12px;border:0.5px solid #E5E7EB;width:100%}\r\n.hs-tool-label{font-size:11px;font-weight:500;letter-spacing:.07em;text-transform:uppercase;color:#9CA3AF;margin-bottom:.4rem}\r\n.hs-tool-title{font-size:18px;font-weight:500;color:#1C2B4B;margin-bottom:.2rem}\r\n.hs-tool-sub{font-size:13px;color:#6B7280;margin-bottom:1.25rem}\r\n.hs-tabs{display:flex;border-bottom:1px solid #E5E7EB;margin-bottom:1.5rem}\r\n.hs-tab{font-size:13px;padding:10px 18px;border:none;background:none;cursor:pointer;color:#6B7280;border-bottom:2px solid transparent;margin-bottom:-1px;font-family:'DM Sans',sans-serif;transition:all .15s}\r\n.hs-tab.active{color:#9C3353;border-bottom-color:#9C3353;font-weight:500}\r\n.hs-panel{display:none}.hs-panel.active{display:block}\r\n.hs-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:1.25rem}\r\n.hs-field label{display:block;font-size:13px;font-weight:500;color:#1C2B4B;margin-bottom:.35rem}\r\n.hs-field select,.hs-field input{width:100%;padding:10px 12px;border:0.5px solid #D1D5DB;border-radius:8px;font-size:14px;font-family:'DM Sans',sans-serif;color:#1C2B4B;background:#fff;appearance:auto}\r\n.hs-field select:focus,.hs-field input:focus{outline:2px solid #9C3353;outline-offset:1px;border-color:#9C3353}\r\n.hs-hint{font-size:11px;color:#9CA3AF;margin-top:.25rem}\r\n.hs-calc-btn{display:inline-block;padding:11px 28px;background:#9C3353;color:#fff;border:none;border-radius:8px;font-size:14px;font-weight:500;cursor:pointer;font-family:'DM Sans',sans-serif;margin-top:.25rem}\r\n.hs-calc-btn:hover{background:#7d2841}\r\n.hs-result{background:#F9FAFB;border-radius:10px;padding:1.25rem;margin-top:1.25rem;display:none}\r\n.hs-result-label{font-size:11px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:#9CA3AF;margin-bottom:.6rem}\r\n.hs-cost{font-size:28px;font-weight:500;color:#9C3353;margin-bottom:.2rem}\r\n.hs-cost-sub{font-size:13px;color:#6B7280;margin-bottom:.75rem}\r\n.hs-breakdown{border-top:0.5px solid #E5E7EB;padding-top:.6rem}\r\n.hs-brow{display:flex;justify-content:space-between;font-size:13px;padding:6px 0;border-bottom:0.5px solid #F3F4F6}\r\n.hs-brow:last-child{border-bottom:none}\r\n.hs-brow .hs-lbl{color:#6B7280}\r\n.hs-brow .hs-val{color:#1C2B4B}\r\n.hs-brow.hs-total .hs-lbl,.hs-brow.hs-total .hs-val{color:#9C3353;font-weight:500}\r\n.hs-scheme-card{border:0.5px solid #E5E7EB;border-radius:8px;padding:1rem;margin-bottom:.75rem;background:#fff}\r\n.hs-scheme-card.elig{border-left:3px solid #9C3353}\r\n.hs-scheme-card.inelig{opacity:.4}\r\n.hs-sc-name{font-size:14px;font-weight:500;color:#1C2B4B}\r\n.hs-sc-amt{font-size:13px;color:#9C3353;font-weight:500;margin-top:.15rem}\r\n.hs-sc-note{font-size:12px;color:#6B7280;margin-top:.3rem}\r\n.hs-sc-link{font-size:12px;color:#185FA5;text-decoration:none;margin-top:.4rem;display:inline-block}\r\n.hs-badge{display:inline-block;font-size:11px;padding:2px 7px;border-radius:20px;font-weight:500;margin-left:8px;vertical-align:middle}\r\n.hs-badge-y{background:#EAF3DE;color:#3B6D11}\r\n.hs-badge-n{background:#F3F4F6;color:#9CA3AF}\r\n.hs-coverage-box{background:#F9FAFB;border-radius:10px;padding:1rem;margin-bottom:1rem}\r\n.hs-gap-num{font-size:30px;font-weight:500;color:#9C3353}\r\n.hs-gap-lbl{font-size:13px;color:#6B7280;margin-bottom:1rem}\r\n.hs-prog-head{display:flex;justify-content:space-between;font-size:12px;color:#6B7280;margin-bottom:.35rem}\r\n.hs-prog-bar{height:8px;background:#E5E7EB;border-radius:4px;overflow:hidden}\r\n.hs-prog-fill{height:100%;background:#9C3353;border-radius:4px;transition:width .3s}\r\n.hs-prog-legend{display:flex;flex-wrap:wrap;gap:12px;margin-top:.5rem;font-size:12px;color:#6B7280}\r\n.hs-cta{display:block;width:100%;padding:12px;background:#9C3353;color:#fff;border:none;border-radius:8px;font-size:14px;font-weight:500;cursor:pointer;font-family:'DM Sans',sans-serif;text-align:center;margin-top:1rem;text-decoration:none}\r\n.hs-cta:hover{background:#7d2841}\r\n.hs-result .hs-cta{text-align:left;font-size:13px;line-height:1.4;font-weight:400;padding:14px 16px}\r\n@media(max-width:560px){.hs-grid{grid-template-columns:1fr}.hs-tab{font-size:12px;padding:8px 10px}}\r\n<\/style>\r\n \r\n<div class=\"hs-wrap\">\r\n  <div class=\"hs-tool-label\">Interactive tool<\/div>\r\n  <div class=\"hs-tool-title\">Heart Surgery Cost Estimator<\/div>\r\n  <div class=\"hs-tool-sub\">Personalised estimate based on your hospital, surgery type, and insurance<\/div>\r\n \r\n  <div class=\"hs-tabs\">\r\n    <button class=\"hs-tab active\" onclick=\"hsTab('est',this)\">Cost estimator<\/button>\r\n    <button class=\"hs-tab\" onclick=\"hsTab('sch',this)\">Scheme eligibility<\/button>\r\n    <button class=\"hs-tab\" onclick=\"hsTab('fc',this)\">Fundraise calculator<\/button>\r\n  <\/div>\r\n \r\n  <!-- TAB 1: COST ESTIMATOR -->\r\n  <div id=\"hs-est\" class=\"hs-panel active\">\r\n    <div class=\"hs-grid\">\r\n      <div class=\"hs-field\"><label>Hospital type<\/label>\r\n        <select id=\"hs-ht\">\r\n          <option value=\"govt\">Government \/ Trust hospital<\/option>\r\n          <option value=\"mid\" selected>Mid-tier private<\/option>\r\n          <option value=\"premium\">Premium private<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>Surgery type<\/label>\r\n        <select id=\"hs-sg\">\r\n          <option value=\"angio\">Angioplasty \/ Stent<\/option>\r\n          <option value=\"bypass\" selected>Bypass surgery (CABG)<\/option>\r\n          <option value=\"valve\">Valve replacement<\/option>\r\n          <option value=\"openheart\">Open heart surgery<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>City<\/label>\r\n        <select id=\"hs-ct\">\r\n          <optgroup label=\"Tier 1 metro\">\r\n            <option value=\"metro\" selected>Bengaluru<\/option>\r\n            <option value=\"metro\">Mumbai<\/option>\r\n            <option value=\"metro\">Delhi NCR<\/option>\r\n            <option value=\"metro\">Chennai<\/option>\r\n            <option value=\"metro\">Hyderabad<\/option>\r\n            <option value=\"metro\">Kolkata<\/option>\r\n            <option value=\"metro\">Pune<\/option>\r\n            <option value=\"metro\">Ahmedabad<\/option>\r\n          <\/optgroup>\r\n          <optgroup label=\"Tier 2 & 3 city\">\r\n            <option value=\"t2\">Lucknow<\/option>\r\n            <option value=\"t2\">Gurugram<\/option>\r\n            <option value=\"t2\">Noida<\/option>\r\n            <option value=\"t2\">Jaipur<\/option>\r\n            <option value=\"t2\">Chandigarh<\/option>\r\n            <option value=\"t2\">Kochi<\/option>\r\n            <option value=\"t2\">Indore<\/option>\r\n            <option value=\"t2\">Coimbatore<\/option>\r\n            <option value=\"t2\">Nagpur<\/option>\r\n            <option value=\"t2\">Vadodara<\/option>\r\n          <\/optgroup>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>Insurance coverage<\/label>\r\n        <select id=\"hs-ins\">\r\n          <option value=\"none\" selected>No coverage<\/option>\r\n          <option value=\"partial\">Partial (PMJAY \/ state scheme)<\/option>\r\n          <option value=\"full\">Full private insurance<\/option>\r\n        <\/select>\r\n      <\/div>\r\n    <\/div>\r\n    <button class=\"hs-calc-btn\" onclick=\"hsEstimate()\">Calculate estimated cost \u2192<\/button>\r\n    <div class=\"hs-result\" id=\"hs-est-res\">\r\n      <div class=\"hs-result-label\">Estimated total cost<\/div>\r\n      <div class=\"hs-cost\" id=\"hs-est-range\"><\/div>\r\n      <div class=\"hs-cost-sub\" id=\"hs-est-note\"><\/div>\r\n      <div class=\"hs-breakdown\" id=\"hs-est-bd\"><\/div>\r\n      <a href=\"#requestcallback\" class=\"hs-cta\">Need help raising funds for your treatment? Our team will help you set up a fundraiser. Fill up this form and our team will contact you \u2192<\/a>\r\n    <\/div>\r\n  <\/div>\r\n \r\n  <!-- TAB 2: SCHEME ELIGIBILITY -->\r\n  <div id=\"hs-sch\" class=\"hs-panel\">\r\n    <div class=\"hs-grid\">\r\n      <div class=\"hs-field\"><label>Employment type<\/label>\r\n        <select id=\"hs-emp\">\r\n          <option value=\"govt\">Central govt employee \/ pensioner<\/option>\r\n          <option value=\"private\" selected>Private \/ self-employed<\/option>\r\n          <option value=\"none\">Unemployed \/ daily wage<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>Annual family income<\/label>\r\n        <select id=\"hs-inc\">\r\n          <option value=\"bpl\">Below \u20b91L (BPL)<\/option>\r\n          <option value=\"low\" selected>\u20b91L \u2013 \u20b95L<\/option>\r\n          <option value=\"mid\">\u20b95L \u2013 \u20b912L<\/option>\r\n          <option value=\"high\">Above \u20b912L<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>State<\/label>\r\n        <select id=\"hs-st\">\r\n          <option value=\"ap\">Andhra Pradesh<\/option>\r\n          <option value=\"tn\">Tamil Nadu<\/option>\r\n          <option value=\"ka\">Karnataka<\/option>\r\n          <option value=\"ts\">Telangana<\/option>\r\n          <option value=\"mh\">Maharashtra<\/option>\r\n          <option value=\"other\" selected>Other state<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>PM-JAY \/ Ayushman card<\/label>\r\n        <select id=\"hs-card\">\r\n          <option value=\"yes\">Yes, I have it<\/option>\r\n          <option value=\"no\" selected>No \/ not sure<\/option>\r\n        <\/select>\r\n      <\/div>\r\n    <\/div>\r\n    <button class=\"hs-calc-btn\" onclick=\"hsSchemes()\">Check my eligibility \u2192<\/button>\r\n    <div class=\"hs-result\" id=\"hs-sch-res\"><\/div>\r\n  <\/div>\r\n \r\n  <!-- TAB 3: FUNDRAISE CALCULATOR -->\r\n  <div id=\"hs-fc\" class=\"hs-panel\">\r\n    <div class=\"hs-grid\">\r\n      <div class=\"hs-field\"><label>Estimated treatment cost (\u20b9L)<\/label>\r\n        <input type=\"number\" id=\"hs-fcc\" value=\"\" placeholder=\"e.g. 6\" min=\"1\" max=\"20\" step=\"0.5\">\r\n        <div class=\"hs-hint\">Use the cost estimator tab to calculate this<\/div>\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>Savings available (\u20b9L)<\/label>\r\n        <input type=\"number\" id=\"hs-fcs\" value=\"\" placeholder=\"e.g. 1\" min=\"0\" max=\"20\" step=\"0.5\">\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>Insurance payout (\u20b9L)<\/label>\r\n        <input type=\"number\" id=\"hs-fci\" value=\"\" placeholder=\"e.g. 0\" min=\"0\" max=\"15\" step=\"0.5\">\r\n      <\/div>\r\n      <div class=\"hs-field\"><label>Govt scheme coverage (\u20b9L)<\/label>\r\n        <input type=\"number\" id=\"hs-fcg\" value=\"\" placeholder=\"e.g. 2\" min=\"0\" max=\"10\" step=\"0.5\">\r\n        <div class=\"hs-hint\">Use scheme eligibility tab to estimate this<\/div>\r\n      <\/div>\r\n    <\/div>\r\n    <button class=\"hs-calc-btn\" onclick=\"hsCalc()\">Calculate fundraising target \u2192<\/button>\r\n    <div class=\"hs-result\" id=\"hs-fc-res\">\r\n      <div class=\"hs-result-label\">Recommended fundraising target<\/div>\r\n      <div class=\"hs-gap-num\" id=\"hs-fc-gap\"><\/div>\r\n      <div class=\"hs-gap-lbl\" id=\"hs-fc-note\"><\/div>\r\n      <div id=\"hs-fc-prog\"><\/div>\r\n      <a href=\"https:\/\/milaap.org\" class=\"hs-cta\" id=\"hs-fc-cta\" style=\"display:none\">Start your Milaap campaign \u2192<\/a>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n \r\n<script>\r\nfunction hsTab(id,btn){\r\n  document.querySelectorAll('.hs-panel').forEach(function(p){p.classList.remove('active')});\r\n  document.querySelectorAll('.hs-tab').forEach(function(b){b.classList.remove('active')});\r\n  document.getElementById('hs-'+id).classList.add('active');\r\n  btn.classList.add('active');\r\n}\r\n \r\nfunction hsEstimate(){\r\n  var ht=document.getElementById('hs-ht').value;\r\n  var sg=document.getElementById('hs-sg').value;\r\n  var ct=document.getElementById('hs-ct').value;\r\n  var ins=document.getElementById('hs-ins').value;\r\n  var base={govt:[2,4],mid:[4,8],premium:[7,12]};\r\n  var lo=base[ht][0],hi=base[ht][1];\r\n  if(ct==='t2'){lo=Math.max(lo-1,1);hi=hi-1;}\r\n  var sgAdj={angio:[-1.5,-3],bypass:[0,0],valve:[1,2],openheart:[1.5,3]};\r\n  lo=lo+sgAdj[sg][0];\r\n  hi=hi+sgAdj[sg][1];\r\n  var insOff=ins==='partial'?2:ins==='full'?6:0;\r\n  var tlo=Math.max(lo-insOff,1).toFixed(1);\r\n  var thi=Math.max(hi-insOff,2).toFixed(1);\r\n  document.getElementById('hs-est-range').textContent='\u20b9'+tlo+'L \u2013 \u20b9'+thi+'L';\r\n  document.getElementById('hs-est-note').textContent='Recommended fundraising target: \u20b9'+(+thi*1.15).toFixed(1)+'L (includes 15% buffer)';\r\n  var sgLabel={angio:'Angioplasty \/ stent placement',bypass:'Bypass surgery (CABG)',valve:'Valve replacement surgery',openheart:'Open heart surgery'};\r\n  var deviceRow=(sg==='angio')?['Stent(s) & cath lab charges','\u20b90.5L \u2013 \u20b91.5L']:(sg==='valve')?['Valve device cost','\u20b91L \u2013 \u20b92.5L']:['Surgical implants \/ consumables','\u20b90.3L \u2013 \u20b90.8L'];\r\n  var rows=[\r\n    [sgLabel[sg]+' & hospitalisation','\u20b9'+Math.max(lo,1).toFixed(1)+'L \u2013 \u20b9'+Math.max(hi,2).toFixed(1)+'L'],\r\n    deviceRow,\r\n    ['ICU & post-op care','\u20b90.5L \u2013 \u20b91.5L'],\r\n    ['Follow-up medication (Year 1)','\u20b90.3L \u2013 \u20b90.8L']\r\n  ];\r\n  if(ins!=='none')rows.push(['Insurance \/ scheme offset','\u2013\u20b9'+(ins==='partial'?'1.5L \u2013 \u20b92L':'5L \u2013 \u20b97L')]);\r\n  rows.push(['Estimated total','\u20b9'+tlo+'L \u2013 \u20b9'+thi+'L']);\r\n  document.getElementById('hs-est-bd').innerHTML=rows.map(function(r,i){\r\n    return'<div class=\"hs-brow'+(i===rows.length-1?' hs-total':'')+'\"><span class=\"hs-lbl\">'+r[0]+'<\/span><span class=\"hs-val\">'+r[1]+'<\/span><\/div>';\r\n  }).join('');\r\n  document.getElementById('hs-est-res').style.display='block';\r\n}\r\n \r\nfunction hsSchemes(){\r\n  var emp=document.getElementById('hs-emp').value;\r\n  var inc=document.getElementById('hs-inc').value;\r\n  var st=document.getElementById('hs-st').value;\r\n  var card=document.getElementById('hs-card').value;\r\n  var pmjay=(inc==='bpl'||inc==='low'||card==='yes');\r\n  var ran=(inc==='bpl');\r\n  var cghs=(emp==='govt');\r\n  var smap={ap:['YSR Aarogyasri','Up to \u20b95L','https:\/\/ysraarogyasri.ap.gov.in'],tn:['CMCHIS','Up to \u20b95L','https:\/\/www.cmchistn.com'],ka:['Suvarna Arogya Suraksha Trust','Up to \u20b95L','https:\/\/sast.karnataka.gov.in'],ts:['Aarogyasri Health Care Trust','Up to \u20b95L','https:\/\/aarogyasri.telangana.gov.in'],mh:['MJPJAY','Up to \u20b92.5L','https:\/\/www.jeevandayee.gov.in']};\r\n  var ss=smap[st];\r\n  var schemes=[\r\n    {name:'Ayushman Bharat \u2013 PMJAY',e:pmjay,amt:'Up to \u20b95L per year',note:'At empanelled hospitals. Apply before treatment begins.',link:'https:\/\/pmjay.gov.in'},\r\n    {name:'Rashtriya Arogya Nidhi (RAN)',e:ran,amt:'Up to \u20b915L',note:'For BPL families at central government hospitals.',link:'https:\/\/mohfw.gov.in'},\r\n    {name:'CGHS',e:cghs,amt:'Package rates',note:'For central govt employees and pensioners.',link:'https:\/\/cghs.gov.in'}\r\n  ];\r\n  if(ss)schemes.push({name:ss[0],e:true,amt:ss[1],note:'State scheme. Can stack with PMJAY.',link:ss[2]});\r\n  var eligCount=schemes.filter(function(s){return s.e;}).length;\r\n  var html='';\r\n  if(eligCount>0){\r\n    var tot=schemes.filter(function(s){return s.e;}).reduce(function(a,s){var m=s.amt.match(\/[\\d.]+\/);return a+(m?parseFloat(m[0]):0);},0);\r\n    html+='<div class=\"hs-coverage-box\"><div class=\"hs-result-label\">Potential coverage<\/div><div class=\"hs-cost\">\u20b9'+tot+'L+<\/div><div class=\"hs-cost-sub\">across '+eligCount+' scheme'+(eligCount>1?'s':'')+' you may qualify for<\/div><\/div>';\r\n  }\r\n  schemes.forEach(function(s){\r\n    html+='<div class=\"hs-scheme-card '+(s.e?'elig':'inelig')+'\"><div class=\"hs-sc-name\">'+s.name+'<span class=\"hs-badge '+(s.e?'hs-badge-y':'hs-badge-n')+'\">'+(s.e?'Eligible':'Not eligible')+'<\/span><\/div><div class=\"hs-sc-amt\">'+s.amt+'<\/div><div class=\"hs-sc-note\">'+s.note+'<\/div>'+(s.e?'<a href=\"'+s.link+'\" class=\"hs-sc-link\" target=\"_blank\">Check eligibility \u2192<\/a>':'')+'<\/div>';\r\n  });\r\n  var res=document.getElementById('hs-sch-res');\r\n  res.innerHTML=html;\r\n  res.style.display='block';\r\n}\r\n \r\nfunction hsCalc(){\r\n  var cost=parseFloat(document.getElementById('hs-fcc').value)||0;\r\n  var sav=parseFloat(document.getElementById('hs-fcs').value)||0;\r\n  var ins=parseFloat(document.getElementById('hs-fci').value)||0;\r\n  var sch=parseFloat(document.getElementById('hs-fcg').value)||0;\r\n  if(!cost){alert('Please enter the estimated treatment cost.');return;}\r\n  var covered=sav+ins+sch;\r\n  var raw=Math.max(cost-covered,0);\r\n  var target=(raw*1.15).toFixed(1);\r\n  var pct=Math.min(Math.round((covered\/cost)*100),100)||0;\r\n  document.getElementById('hs-fc-gap').textContent='\u20b9'+target+'L';\r\n  document.getElementById('hs-fc-note').textContent='Includes 15% buffer for unexpected costs. Based on \u20b9'+cost+'L estimated treatment cost.';\r\n  document.getElementById('hs-fc-prog').innerHTML='<div class=\"hs-prog-head\"><span>Already covered<\/span><span>\u20b9'+covered.toFixed(1)+'L of \u20b9'+cost.toFixed(1)+'L ('+pct+'%)<\/span><\/div><div class=\"hs-prog-bar\"><div class=\"hs-prog-fill\" style=\"width:'+pct+'%\"><\/div><\/div><div class=\"hs-prog-legend\"><span>Savings \u20b9'+sav.toFixed(1)+'L<\/span><span>Insurance \u20b9'+ins.toFixed(1)+'L<\/span><span>Schemes \u20b9'+sch.toFixed(1)+'L<\/span><\/div>';\r\n  document.getElementById('hs-fc-cta').style.display=raw>0?'block':'none';\r\n  document.getElementById('hs-fc-res').style.display='block';\r\n}\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf31255 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bf31255\" data-element_type=\"section\" data-e-type=\"section\" id=\"callback\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-45 elementor-top-column elementor-element elementor-element-5bc5c0ba\" data-id=\"5bc5c0ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13d97673 elementor-widget elementor-widget-heading\" data-id=\"13d97673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Need Help Funding Your Heart Surgery?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8bcd2d elementor-widget elementor-widget-text-editor\" data-id=\"f8bcd2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 15px; line-height: 1.7; color: rgba(255,255,255,.65); font-family: 'DM Sans',sans-serif; margin-bottom: 20px;\">Our fundraising experts have helped 1800+ families launch and run successful heart surgery campaigns. Book a free consultation today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0b3197 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5f0b3197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free 1:1 call with crowdfunding expert<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Campaign live in under 10 minutes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">0% platform fee<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dedicated fundraising manager assigned<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-55 elementor-top-column elementor-element elementor-element-e251887\" data-id=\"e251887\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f4edda5 elementor-widget elementor-widget-heading\" data-id=\"1f4edda5\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"requestcallback\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Request a Free Callback<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-341649fb elementor-widget elementor-widget-text-editor\" data-id=\"341649fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 12px; color: #9b9b9b; font-family: 'DM Sans',sans-serif; margin-bottom: 16px;\">Our team will contact you shortly<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3265f37f elementor-widget elementor-widget-shortcode\" data-id=\"3265f37f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-9338 forminator-design--default forminator-custom forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-9338\" data-uid=\"6a9e153e1cb4a\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-9338\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-9338 forminator-design--default forminator-custom forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"9338\"\n\t\t\t\t data-color-option=\"default\" data-design=\"default\" data-grid=\"custom\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a9e153e1cb4a\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-name-1_6a9e153e1cb4a\" id=\"forminator-field-name-1_6a9e153e1cb4a-label\" class=\"forminator-label\">Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"E.g. John Doe\" id=\"forminator-field-name-1_6a9e153e1cb4a\" class=\"forminator-input forminator-name--field\" aria-required=\"true\" autocomplete=\"name\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_6a9e153e1cb4a\" id=\"forminator-field-phone-1_6a9e153e1cb4a-label\" class=\"forminator-label\">Phone <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Eg. 9004005000\" id=\"forminator-field-phone-1_6a9e153e1cb4a\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" data-national_mode=\"enabled\" data-country=\"in\" data-validation=\"standard\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-1\" class=\"forminator-field-select forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-form-9338__field--select-1_6a9e153e1cb4a\" id=\"forminator-form-9338__field--select-1_6a9e153e1cb4a-label\" class=\"forminator-label\">What do you need funds for?<\/label><select  id=\"forminator-form-9338__field--select-1_6a9e153e1cb4a\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"\" name=\"select-1\" data-default-value=\"\" data-placeholder=\"Select\" data-search=\"false\" data-search-placeholder=\"Select\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-9338__field--select-1_6a9e153e1cb4a-label\"><option value=\"\"  >Select<\/option><option value=\"Cancer-treatment\"  data-calculation=\"0\"><a href=\"https:\/\/pages.milaap.org\/hi\/2023\/02\/02\/cancer-treatment-schemes-west-bengal\/\">Cancer treatment<\/a><\/option><option value=\"Liver-transplant\"  data-calculation=\"0\">Liver transplant<\/option><option value=\"Memorial\"  data-calculation=\"0\">Memorial<\/option><option value=\"Kidney-transplant\"  data-calculation=\"0\">Kidney transplant<\/option><option value=\"Cardiac-surgery\"  data-calculation=\"0\">Cardiac surgery<\/option><option value=\"Accident-trauma-treatment\"  data-calculation=\"0\">Accident\/trauma treatment<\/option><option value=\"ICU-care-(Adult)\"  data-calculation=\"0\">ICU care (Adult)<\/option><option value=\"ICU-care-(Child)\"  data-calculation=\"0\">ICU care (Child)<\/option><option value=\"Others\"  data-calculation=\"0\">Others<\/option><\/select><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-2\" class=\"forminator-field-select forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-form-9338__field--select-2_6a9e153e1cb4a\" id=\"forminator-form-9338__field--select-2_6a9e153e1cb4a-label\" class=\"forminator-label\">Preferred Language<\/label><select  id=\"forminator-form-9338__field--select-2_6a9e153e1cb4a\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"\" name=\"select-2\" data-default-value=\"\" data-placeholder=\"Select\" data-search=\"false\" data-search-placeholder=\"Select\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-9338__field--select-2_6a9e153e1cb4a-label\"><option value=\"\"  >Select<\/option><option value=\"English\"  data-calculation=\"0\">English<\/option><option value=\"Tamil\"  data-calculation=\"0\">Tamil<\/option><option value=\"Hindi\"  data-calculation=\"0\">Hindi<\/option><option value=\"Telugu\"  data-calculation=\"0\">Telugu<\/option><option value=\"Kannada\"  data-calculation=\"0\">Kannada<\/option><option value=\"Malayalam\"  data-calculation=\"0\">Malayalam<\/option><option value=\"Bengali\"  data-calculation=\"0\">Bengali<\/option><option value=\"Marathi\"  data-calculation=\"0\">Marathi<\/option><\/select><\/div><\/div><\/div><div class=\"forminator-row forminator-hidden\"><div id=\"hidden-1\" class=\"forminator-field-hidden  forminator-col-12 \"><input type=\"hidden\" id=\"hidden-1_6a9e153e1cb4a\" name=\"hidden-1\" value=\"216.73.216.41\" \/><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-2\" class=\"forminator-field-phone forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-2_6a9e153e1cb4a\" id=\"forminator-field-phone-2_6a9e153e1cb4a-label\" class=\"forminator-label\">Alternate Phone Number<\/label><input type=\"text\" name=\"phone-2\" value=\"\" placeholder=\"Eg. 9805004000\" id=\"forminator-field-phone-2_6a9e153e1cb4a\" class=\"forminator-input forminator-field--phone\" data-required=\"\" aria-required=\"false\" autocomplete=\"off\" data-national_mode=\"enabled\" data-country=\"in\" data-validation=\"standard\" \/><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Submit<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"61be437cdd\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/hi\/wp-json\/wp\/v2\/pages\/27662\" \/><input type=\"hidden\" name=\"form_id\" value=\"9338\"><input type=\"hidden\" name=\"page_id\" value=\"27662\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-132ab82 elementor-widget elementor-widget-text-editor\" data-id=\"132ab82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align:center;font-size:11px;color:#9B9B9B;font-family:'DM Sans',sans-serif;margin-top:10px\">&#128274; Your details are 100% private &amp; never shared<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-10ab78a e-con-full e-flex e-con e-parent\" data-id=\"10ab78a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b57598 elementor-widget elementor-widget-html\" data-id=\"0b57598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.author-wrap{\r\n  display:flex;\r\n  gap:20px;\r\n  align-items:flex-start;\r\n  padding:1.5rem;\r\n  border-top:2px solid #9C3353;\r\n  background:#fff;\r\n  font-family:'DM Sans',sans-serif;\r\n}\r\n.author-photo{\r\n  width:80px;\r\n  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display:inline-flex;\r\n  align-items:center;\r\n  gap:6px;\r\n  font-size:13px;\r\n  font-weight:500;\r\n  color:#185FA5;\r\n  text-decoration:none;\r\n  border:0.5px solid #D1D5DB;\r\n  border-radius:6px;\r\n  padding:6px 14px;\r\n  transition:background .15s;\r\n}\r\n.author-linkedin:hover{\r\n  background:#F0F7FF;\r\n}\r\n.author-linkedin svg{\r\n  width:16px;\r\n  height:16px;\r\n  fill:#0A66C2;\r\n}\r\n@media(max-width:520px){\r\n  .author-wrap{flex-direction:column;align-items:center;text-align:center}\r\n  .author-linkedin{margin:0 auto}\r\n}\r\n<\/style>\r\n \r\n<div class=\"author-wrap\">\r\n \r\n  <!-- Replace src with your actual photo URL -->\r\n  <img data-recalc-dims=\"1\" decoding=\"async\"\r\n    class=\"author-photo\"\r\n    src=\"https:\/\/i0.wp.com\/crowdfunding.milaap.org\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-06-29-at-15.54.49.jpeg?w=1200&#038;ssl=1\"\r\n    alt=\"Asmita Anuragini - Video Team Lead at Milaap\"\r\n    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She has worked with thousands of fundraising campaigns, helping patients, families, and organizations raise funds through compelling, impact-driven content.\r\n    <\/div>\r\n    <a\r\n      class=\"author-linkedin\"\r\n      href=\"https:\/\/www.linkedin.com\/in\/asmita-anuragini-58933831\/\"\r\n      target=\"_blank\"\r\n      rel=\"noopener noreferrer\"\r\n    >\r\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n        <path d=\"M20.447 20.452h-3.554v-5.569c0-1.328-.027-3.037-1.852-3.037-1.853 0-2.136 1.445-2.136 2.939v5.667H9.351V9h3.414v1.561h.046c.477-.9 1.637-1.85 3.37-1.85 3.601 0 4.267 2.37 4.267 5.455v6.286zM5.337 7.433a2.062 2.062 0 01-2.063-2.065 2.064 2.064 0 112.063 2.065zm1.782 13.019H3.555V9h3.564v11.452zM22.225 0H1.771C.792 0 0 .774 0 1.729v20.542C0 23.227.792 24 1.771 24h20.451C23.2 24 24 23.227 24 22.271V1.729C24 .774 23.2 0 22.222 0h.003z\"\/>\r\n      <\/svg>\r\n      LinkedIn Profile\r\n    <\/a>\r\n  <\/div>\r\n \r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35a08c0 e-flex e-con-boxed e-con e-parent\" data-id=\"35a08c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b50127 elementor-widget elementor-widget-html\" data-id=\"9b50127\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n\/* Prevent the sticky CTA from covering the footer *\/\r\nbody.single-post footer {\r\n    padding-bottom: 110px;\r\n}\r\n\r\n\/* Sticky CTA Bar *\/\r\n.campaign-leads-create {\r\n    position: fixed;\r\n    bottom: 0;\r\n    left: 0;\r\n    right: 0;\r\n    width: 100%;\r\n    background: #fff;\r\n    box-shadow: 0 -7px 6px rgba(156, 51, 83, 0.12);\r\n    z-index: 99999;\r\n}\r\n\r\n\/* Container *\/\r\n.campaign-lead-container {\r\n    padding: 15px;\r\n    text-align: center;\r\n}\r\n\r\n\/* Remove extra spacing *\/\r\n.campaign-lead-container p {\r\n    margin: 0;\r\n}\r\n\r\n\/* Helper text *\/\r\n.help-text {\r\n    color: #6d28d9;\r\n    font-size: 15px;\r\n    margin-bottom: 10px !important;\r\n}\r\n\r\n\/* Milaap CTA Button *\/\r\n.request-callback-cta {\r\n    display: inline-block;\r\n    background: #9C3353; \/* Milaap brand color *\/\r\n    color: #fff !important;\r\n    text-decoration: none !important;\r\n    padding: 12px 28px;\r\n    border-radius: 25px;\r\n    font-weight: 600;\r\n    transition: all 0.2s ease;\r\n}\r\n\r\n.request-callback-cta:hover {\r\n    background: #872C48; \/* Slightly darker shade *\/\r\n    color: #fff !important;\r\n    transform: translateY(-2px);\r\n    box-shadow:\r\n        0 3px 3px rgba(0,0,0,.14),\r\n        0 1px 7px rgba(0,0,0,.12),\r\n        0 3px 1px -1px rgba(0,0,0,.2);\r\n}\r\n<\/style>\r\n\r\n<div class=\"campaign-leads-create\">\r\n    <div class=\"campaign-lead-container\">\r\n        <p class=\"help-text\">Need help raising funds for a medical emergency?<\/p>\r\n        <a href=\"https:\/\/milaap.org\/fundraisers\/new?utm_source=google&utm_medium=cpc&utm_campaign=hearttransplant_blog&utm_term={keyword}\"\r\n           class=\"request-callback-cta\">\r\n            Start a fundraiser\r\n        <\/a>\r\n    <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\ud83d\udd14 Planning a Heart Surgery? Check the estimated cost \u2192 Heart Surgery Heart Surgery Cost in India 2026: A Guide Built From What 1,800+ Families Actually Paid June 26, 2026 I have spent five years watching families get the same unwelcome surprise. The doctor gives a surgery estimate. The family notes it down. They go &#8230; <a title=\"Heart Transplant Cost in India 2026: What over 1,800 families paid\" class=\"read-more\" href=\"https:\/\/pages.milaap.org\/hi\/heart-transplant-cost-in-india\/\" aria-label=\"Read more about Heart Transplant Cost in India 2026: What over 1,800 families paid\">\u0914\u0930 \u092a\u0922\u093c\u0947\u0902<\/a><\/p>","protected":false},"author":212966064,"featured_media":27669,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_monsterinsights_skip_tracking":false,"_wpcom_ai_launchpad_about_page":false,"_wpcom_ai_launchpad_gallery_page":false,"_wpcom_ai_launchpad_contact_page":false,"_wpcom_ai_launchpad_events_page":false,"_wpcom_ai_launchpad_video_page":false,"_wpcom_ai_launchpad_portfolio_piece":false,"footnotes":""},"class_list":["post-27662","page","type-page","status-publish","has-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Heart Transplant Cost in India: Hospital Costs &amp; Financial Aid<\/title>\n<meta name=\"description\" content=\"Explore heart transplant costs in India (\u20b915L to \u20b930L+). 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