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3 Government Financial Support Schemes For Patients Grappling With Cancer In Tamil Nadu
If you or a loved one are facing cancer, the government has various programs to help you offset the costs.
A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.
Here are 3 national schemes offered by the state of Tamil Nadu to provide treatment aid to cancer patients:
1. Chief Minister’s Comprehensive Health Insurance Scheme
A diagnosis for a life-threatening disease can be financially and emotionally devastating for families. General health insurance may cover only so much, and other comprehensive plans do not cover expenses for the entire treatment. In such medical emergencies, the government has multiple schemes and funding options in place that provide financial aid on an ad-hoc basis, to help those affected.
Here are 3 national schemes offered by the state of Tamil Nadu to provide treatment aid to cancer patients:
2. Health Minister’s Cancer Patients Fund (HMCPF)
The Health Minister’s Cancer Patients Fund, a component of the umbrella scheme of RAN, provides financial assistance to patients below poverty line suffering from cancer and undergoing treatment in any of the 2 enlisted Regional Cancer Centres (RCC) in the state – Regional Cancer Institute (WIA), Adyar, Chennai and Government Arignar Anna Memorial Cancer Hospital, Kancheepuram
- Each cancer patient can receive a one-time grant of INR 2 lakh, up to INR 5 lakh depending on urgency
- There is no reimbursement for expenditure already incurred
- To apply, the applicant will be required to produce a duly completed and signed application form, copy of income certificate and copy of ration card
- A patient is not eligible for financial assistance under HMCPF, if:
- Their family is covered under Pradhan Mantri Jan Arogya Yojana (PMJAY)
- They or their family member is a government servant
- They are receiving treatment in a private hospital
Read more about HMCPF, here.
3. Chief Minister’s Public Relief Fund
The Chief Minister’s Public Relief Fund is an emergency assistance scheme for granting relief to deserving families and individuals affected by natural calamities, or loss of life of relatives due to accidents, or for medical treatment for major diseases.
- Funds are allocated on the approval of the Chief Minister
- Persons suffering from cancer can apply for the same financial assistance again after a period of two years.
- To apply, the applicant will be required to produce a duly completed and signed application form, passport-size photo of patient, BPL card, EPIC and Aadhar card, original final hospital bill and discharge summary or estimation summary
- A patient is not eligible for financial assistance under this scheme, if
- Their family is covered under Employees’ State Insurance Scheme (ESI), Central Government Health Scheme (CGHS) or any similar existing health-related scheme with provisions for reimbursements
- Annual family income exceeds INR 1 lakh
Read more about the Chief Minister’s Public Relief Fund, here.
Please note: These are estimated costs of treatment at most private hospitals in the country. The costs may vary based on region, severity of disease and mode of treatment.
P.S. This article is for information purposes only and don’t replace professional medical guidance. Health decisions should be made in consultation with qualified medical experts who can provide personalized advice based on individual circumstances and needs.
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