In the event of a medical emergency, the government can provide support in the form of financial assistance or other schemes
A cancer diagnosis can be overwhelming and create a great deal of psychological stress, particularly due to uncertainty around the affordability of medical treatment. Fortunately, the government offers various programs to help offset the financial burden of treatment, providing important relief during a difficult time.
Here are two schemes offered by the state of Goa to provide treatment aid to cancer patients:
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1. Deen Dayal Swasthya Seva Yojana (DDSSY)
The Deen Dayal Swasthya Seva Yojana provides medical insurance coverage to all Goans, as well as those who have migrated to Goa for employment. The scheme is implemented through a public-private partnership with United India Insurance Company Limited.
- Coverage of up to INR 4 lakhs per annum for life-saving treatments and procedures such as cancer treatment, in all eligible hospitals
- Cashless health insurance to all Goan residents regardless of their financial status
- Depending on the number of people in the family a nominal premium of INR 200 to INR 300 is charged on an annual basis for DDSSY members
- 50% concession is given in premium for OBC, SC/ST category or for disabled individuals
- This scheme can be auto-renewed after a duration of one year
- To apply, the applicant will be required to produce Aadhaar card, enrolment slip acknowledgement, ration card, residence proof for 5 years – passport / driving licence / voter ID etc, and certificate of disability for disabled people
- A patient is not eligible for financial assistance under this scheme, if
- They have not domiciled in the state for at least 5 years
- They are government employees
Read more about the Deen Dayal Swasthya Seva Yojana (DDSSY), here.
2. Goa Mediclaim Scheme
The Mediclaim Scheme is a government initiative wherein financial assistance is provided to every permanent resident of the state of Goa for availing super-speciality treatments not available in the state-run hospitals.
- Coverage for medical expenses in the case of hospitalisation and even post-hospital expenses
- For a patient undergoing treatment in Goa Medical College for cancer, 60% of the total cost incurred on drug/medicines, and chemotherapy is reimbursable
- With the Goa Mediclaim certificate, any resident of Goa can receive medical treatment at any of the listed hospitals in the state and some located outside the state of Goa as well
- To apply, the applicant will be required to produce a medical certificate from a treating doctor, income certificate, ‘mediclaim’ certificate, government ID card
Read more about the Goa Mediclaim Scheme, here.
Please note: These are estimated costs of treatment at most private hospitals in the country. The costs may vary based on region, severity of disease and mode of treatment.
P.S. This article is for information purposes only and don’t replace professional medical guidance. Health decisions should be made in consultation with qualified medical experts who can provide personalized advice based on individual circumstances and needs.
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